IBPS Clerk vs IBPS PO Which One is Easier to Crack?

Nowadays, bank exams are one of India's most popular government exams. This banking domain provides lucrative opportunities for all streams of candidates, making banking exams the most desirable among the aspirants. One of the main reasons that students find the banking domain more attractive is the handsome salary banks offer. The IBPS is conducted annually for two significant bank posts, Bank Clerk and Bank PO. The IBPS full form is the Institute of Banking Personnel Selection that sets all the exam papers.

An aspirant may find more similarities in the syllabus and examination patterns of the IBPS Clerk exams and the IBPS PO exams. Of these, which one then is more difficult to crack? The aspirants need to understand the difference between the IBPS Clerk and the IBPS PO exams to get the answer.

IBPS Clerk vs IBPS PO which one is easier to crack

Table of Content

What are the similarities between the IBPS Clerk and IBPS PO Exam?

The similarities between IBPS Clerk and IBPS PO Exam can be seen in terms of the duration of the exam, the negative marking system, and the syllabus. However, it is important to understand the differences to know which one is better, IBPS Clerk or IBPS PO.

What's the difference between Bank Clerk and Bank PO?

The primary difference between Bank Clerks and Bank PO can be easily observed in their job role, the hierarchy of positions, and salary. It has been identified that the post of PO is superior to a clerk and known as the supervisor of the clerical position. However, let's examine some major differences between Bank Clerk and Bank PO.

  • Eligibility criteria

The eligibility criteria for Bank Clerk and Bank PO differ in terms of the number of attempts and age limit. The age limit for IBPS PO is between 20 and 30 years, whereas the age limit for IBPS clerks is between 20 and 28 years.

  • Syllabus

Focusing on the syllabus can help to score the best IBPS Clerk and IBPS PO result. Usually, the IBPS PO and IBPS clerk syllabus covers both the prelims and the main exam. The prelims exam of IBPS PO covers topics like Quantitative Aptitude, English, and Reasoning Ability. In contrast, the prelims exam for IBPS clerks covers the English Language, Numerical Ability, and Reasoning Ability.

The IBPS PO syllabus covers Computer Aptitude, the English language, Banking Awareness, and Data Analysis & Interpretation in the main exam. On the other hand, the main exam of the IBPS clerk syllabus includes General and Financial Awareness, Reasoning Ability and Computer Aptitude, General English, and Quantitative Aptitude.

  • Scope

These bank positions provide significant scope for growth and bear major responsibilities. If you have cleared the IBPS clerk exam, you can get a promotion to the bank PO post in some years. Similarly, if you are starting your career as a Bank PO, then you have more advantages.  

  • Salary

There is also a major difference between the IBPS Clerk's and IBPS PO's salaries. The IBPS PO salary is in the Rs. 23700/- to Rs 42020/ grade, whereas the IBPS clerk salary is in the Rs.13075/- to Rs. 31540/- pay scale.

Moreover, the IBPS PO has certain perks & allowances like City Compensatory, Dearness, Special, and House rent allowances. On the other hand, the IBPS clerk is entitled to perks & allowances like House Rent, Dearness, Travel allowances, and Medical Insurance.

Roles and responsibilities

A Bank PO has major tasks in almost every department related to billing, investments, accounting, finance, and marketing. A bank PO's responsibilities include supervision of daily cash flow and business activities, working as a Public relation Officer, checking loan-related documents and overseeing inter-departmental work, and authorizing the issuance of different important documentation.

On the other hand, a bank clerk is responsible for resolving and handling customers' transaction inquiries, assisting the administrative department, checking loan payments and deposits from bank customers, and updating all payments and deposit data in the bank's computer systems.

Which one is better, IBPS Clerk or IBPS PO?

When preparing for these bank exams, understand the IBPS Clerk and IBPS PO salary, scope, responsibilities, syllabus, and eligibility criteria. It is observed that the IBPS Clerk exam has more competition at the regional level since there are no interviews and also more vacancies.

However, the IBPS PO's question paper would be more difficult, with fewer vacancies than IBPS clerks. Even the IBPS clerk's salary is less than the IBPS PO's salary. Thus, it would be best if you made the right decision based on your requirements.


Hope this discussion will help you to make the right decision. However, it is suggested that you make a good choice based on your priorities and proceed with your preparation.

If you want more details about the classes and services for these exams, visit the Physics Wallah website.

Frequently Asked Questions (FAQs)

Q1. How many aspirants apply for the IBPS PO exam annually?

Ans. Research shows that a total of 8 lakh 25 thousand aspirants applied for the exam of IBPS PO, but only 4.75 lakh applicants appeared for the test during the 2019-2020 academic year. It shows that competition is high, but it's not impossible to crack and get the best IBPS PO result.

Q2. What are the participating banks in the IBPS PO exam?

Ans. In the IBPS PO bank list, 11 banks are included, such as Bank of Baroda, Indian Overseas Bank, Bank of India, Punjab National Bank, Canara Bank, Bank of Maharashtra, Punjab & Sind Bank, UCO Bank, Union Bank of India, Central Bank of India, and Indian Bank.

Q3. Are the IBPS Bank clerk and Bank PO syllabus the same?

Ans. Broadly, the IBPS PO and IBPS clerk syllabus are considered the same. However, the major difference you find in their topic, pattern, and type of questions asked in the mains exams.

Q4. Do females get home postings for the IBPS PO job?

Ans. If a female clears the IBPS PO, there is a better chance of getting a home posting, which also depends on the employing bank.

Q5. Is IBPS PO post permanent?

Ans. The job role of IBPS PO is a permanent post, but the candidates need to complete the probation period.

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