PM Kisan is a Centre Sector Scheme, which was launched on 24 February 20219. The scheme basically aims to supplement the financial needs of all landholding farmers' families, except for some exceptions, and provides ₹6,000 per year in three equal installments of ₹2,000 every four months, transferred directly into the bank accounts of the beneficiaries to ensure financial stability for farmers with rising input costs. Funded fully by the central government, the scheme covers more than 9.5 crore farmers across India, excluding income tax payers and certain high-income professionals.
What is PM Kisan Scheme?
PM Kisan Scheme is entirely funded by the Government of India, which will provide an essential income supplement to the eligible farmer families. It is a Central Sector Scheme aimed at improving the economic well-being of small and marginal farmers. The following is a quick summary of the PM Kisan Scheme overview:
| PM Kisan Scheme Overview | |
| Particulars | Details |
| Name of the scheme | PM-KISAN Yojana |
| Full-Form | Pradhan Mantri Kisan Samman Nidhi Yojana |
| Date of launch | 24th February 2019 |
| Government Ministry | Ministry of Agriculture and Farmers Welfare |
| Objective | Providing an income of Rs 6000 helps farmers cope with their agricultural and household needs. |
| Official Website | https://pmkisan.gov.in/ |
PM Kisan Eligibility Criteria
To register themselves under the PM Kisan, farmers must have a cultivable land holding in their names. The benefit is not available to certain categories of individuals.
1. Included Categories
- All land-holding farmer families with cultivable land.
2. Excluded Categories
- All institutional landholders.
- Former and serving holders of constitutional posts
- Former and current Ministers/State Ministers, Lok Sabha/Rajya Sabha/State Legislative Assembly/State Legislative Council members, Mayors of Municipal Corporations, or Chairpersons of District Panchayats.
- All serving or retired officers and employees of Central/State Government Ministries/Offices/Departments and their field units, Central or State Public Sector Undertakings and Attached Offices / Autonomous Institutions under Government, as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff / Class IV / Group D employees).
- All superannuated/retired pensioners whose monthly pension is ₹ 10,000 or more (excluding Multi Tasking Staff / Class IV / Group D employees).
- All those who paid income tax in the last assessment year.
- Professionals- such as Doctors, Engineers, Lawyers, Chartered Accountants, Architects, etc., registered with professional bodies, practising their profession by undertaking practices.
PM Kisan Registration Process
The registrations for new farmers into the scheme can be made through different channels. For instance, they can visit the nearest CSC or can make use of the Farmers' Corner section at the official PM Kisan portal. For online registration, this generally requires an Aadhaar card, bank account details, and land records. Once the application is submitted, it is verified by the state authorities.
Online Registration Process for PM Kisan
- Visit the official website of PM Kisan at pmkisan.gov.in.
- Click on 'New Farmer Registration' under Farmers Corner.
- Enter your 12-digit Aadhaar number and choose your state. Verify Aadhaar with UIDAI.
- Fill in personal details (name, DOB, etc.), bank account information (IFSC, Account Number), and landholding information.
- Upload necessary documents, such as land papers, and upload a photo/signature if requested.
- Complete your e-KYC using the OTP sent to the registered mobile number related to Aadhaar.
- Submit the form.
- It will be forwarded to the State Nodal Officer for verification.
- Track the status on the portal under 'Beneficiary Status' after submission.
Documents Required for Online PM Kisan Registration Process
The list of documents required for the Online PM Kisan Registration Process is given below:
- Aadhaar Card
- Landholding papers
- Savings Bank Account
Objectives of PM Kisan
The scheme has the main objective of supplementing the financial needs of landholding farmer families.
- It helps them buy different inputs used in agriculture, meet household expenses, or manage other operational expenses.
- PM Kisan seeks to safeguard farmers from getting into debt traps by assuring them of a regular source of income.
- Farmers can use the assistance to buy seeds, fertilizer, or even small equipment.
Financial Assistance under PM Kisan
Under this scheme, the eligible farmer families get ₹6,000 per year. This amount is disbursed in three equal installments of ₹2,000 each. The installments usually take place every four months: April-July, August-November, and December-March. The amount directly goes to Aadhaar-seeded bank accounts of the beneficiaries.
PM Kisan Beneficiary Status Check
Farmers who have applied would like to know the progress of their application or the status of the installments received. In the "Farmers' Corner" of the official website of PM Kisan, an option to check beneficiary status is given. Farmers are required to enter their Aadhaar number, account number, or mobile number in order to fetch the information. It helps in maintaining transparency among the beneficiaries and allows them to track their payment.
PM Kisan KYC Update
Accurate beneficiary data is important for the smooth disbursement of funds. In most cases, the PM Kisan KYC update is compulsorily required for the beneficiaries. Farmers can complete their e-KYC either online through the official portal by using their Aadhaar number and registered mobile number for OTP verification or offline by visiting a CSC for biometric authentication. Timely KYC updates will avoid disruption in the payments.