LIC ADO 2023, Notification, Exam Date, Exam Pattern, Vacancy, Salary
The Life Insurance Corporation of India (LIC) is one of the biggest insurance companies in India. Check out this article for complete information on the LIC ADO 2023.
Jatin Sharma29 Sept, 2023
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LIC ADO 2023: The Life Insurance Corporation of India (LIC) is one of the biggest insurance companies in India. It offers a wide range of insurance products and services to meet the needs of people from all walks of life. The LIC Apprentice Development Officer (ADO) is a key position in the company. The ADO's job is to sell insurance policies, meet with potential clients, and raise awareness about insurance in their assigned areas.
The LIC ADO hiring process is still going on, giving people a great chance to start a career in the insurance industry. Applicants must have at least a bachelor's degree from a well-known university and good communication skills to be considered. The selection process includes an online examination followed by an interview. The online examination tests candidates on subjects such as General Knowledge, English, Reasoning, Numerical Ability, and Insurance and Financial Marketing Awareness. The interview focuses on how well the candidate can communicate, how much they know about the insurance industry, and how well they fit the role overall. Working as an LIC ADO is a challenging but rewarding experience. The person must talk to many different kinds of people, understand their insurance needs, and help them plan for the future. The job requires a strong commitment to customer service, doing the right thing, and meeting goals. The job comes with a good starting salary and some nice benefits, such as a commission on insurance policies sold. It also provides room for growth within the organisation, with opportunities for advancement to higher positions such as development officer or branch manager.Schedule of Events
| Opening date of Online Registration | 21st January 2023 |
| Last date of Online Registration | 10th February 2023 |
| Tentative date to download call letter | 4th March 2023 onwards |
| Date of Online Examination-Preliminary | 12th March 2023 |
| Date of Online Examination-Main | 8th April 2023 |
Stipend & Remuneration
The LIC of India provides a stipend to apprentices who are chosen to be Apprentice Development Officers. The monthly stipend is equal to the minimum of the basic pay and dearness allowance for Development Officers and is currently around 51,500/- for those who are not part of the LIC Employee Category. Once hired as a probationary development officer, the starting salary is 35,650/-, which increases to 40,050/-, 45,240/-, and so on, up to 90,205/-. The salary may be increased for those working in "A" category cities by a house rent allowance and a city compensatory allowance, making the total salary around 56,000/-. In addition to the salary, Development Officers who are rehired get benefits like a gratuity, a pension, medical benefits, insurance, a vehicle advance, reimbursement for briefcases and cell phones, and performance-based bonuses.Job Requirement
The job of an Apprentice Development Officer is mainly a sales job that requires a lot of movement and travel. The person who gets this job will be in charge of finding and training life insurance agents, selling insurance policies, and giving good customer service to policyholders. This job is available in both urban and rural areas, and the selected candidate will be required to work in those areas. It is possible that the candidate may be posted to a nearby division within the zone. It is important to note that being an Apprentice Development Officer does not guarantee an appointment as a Probationary Development Officer.Probation
If an Apprentice Development Officer completes the apprenticeship programme and the Recruiting Authority determines that the officer is qualified for a position with the corporation, the Apprentice Development Officer may be offered a position as a Probationary Development Officer. Probation will initially last for one year and can be extended if necessary. A development officer's confirmation to their position is contingent upon a positive review of their work.Eligibility Conditions
To be eligible for recruitment as an Apprentice Development Officer, the candidate must belong to one of three categories: LIC Agents, LIC Employees, or Others (Open Market). LIC Agents must be either individuals appointed by the Life Insurance Corporation of India to solicit insurance business or individuals appointed as agents under the Life Insurance Corporation of India (Agents) Regulations, 2017. Employees of LIC must be proven to be full-time salaried employees of LIC of India in the Class III cadre. For all categories, the candidate must have a bachelor's degree in any discipline from a recognised university in India or the Fellowship of the Insurance Institute of India, Mumbai. The bachelor's degree must be from a university, institute, or board recognised by the Government of India, and the result must have been declared on or before January 1, 2023. The spouse of an agent is not eligible for recruitment. The candidate must be between 21 and 30 years of age as of January 1, 2023, and must have been born between January 2, 1993, and January 1, 2002.| Category | Upper age Limit |
| Members of OBC (other than those in creamy layer) | 33 |
| Members of SC/ST Community | 35 |
| Employee of Lic who is not from SC/ST/OBC | 42 |
| Lic employee who is a member of OBC(other than creamy layer) | 45 |
| Lic employee who is a member of SC/ST | 47 |
| Lic agents or other than agents such as DSAs/FSEs, who is not a member of SC/ST/OBC | 40 |
| Lic agents or other than agents such as DSAs/FSEs, who is a member of OBC (other than creamy layer) | 43 |
| Lic agents or other than agents such as DSAs/FSEs, who is a member of SC/ST | 45 |
| Ex. Servicemen | 30, plus the number of years the person served in the armed forces, up to a maximum age of 42 if they are in the unreserved category (not SC, ST, or OBC), 45 if they are in the OBC category, and 47 if they are in the SC or ST category. |
| All others | 30 |
Experience
| Category of Applicant | For Recruitment in Urban Area | For Recruitment in Rural Area |
| LIC worker | Three years or more of service must have passed since Class III confirmation in the LIC of India. | |
| LIC Agents Category | Not less than 5 years as an LIC agent or other than an agent, such as a DSA or FSE, and has generated net first-year premium income of not less than 5,00,000/- over the immediately preceding 5 financial years, with a minimum of 1,00,000/- on 50 lives in any three of these financial years. | Not less than 4 years as an LIC agent or other than an agent, such as DSAs or FSEs, and has brought in a net first-year premium income of not less than 1,00,000/- on 50 lives per year in any three of the previous four fiscal years. |
| Others Category (Open Market) | People who have worked in the life insurance industry or sold financial products for at least two years will have an advantage. | |
Selection Procedure
Online tests will be used to decide who gets hired, and those who do well on the online tests will then have an interview and a pre-recruitment medical exam. Category for Online Tests for Others (Open Market) For candidates from the open market category, the online exam will be done in two parts: the preliminary exam and the main exam.Phase I. An initial look at the situation
Online, there will be objective tests for the Preliminary Examination. There will be three parts to the test, and each will have its own time limit.| Section | Name of test | Number of Questions | Maximum Marks | Medium of exam | Duration |
| 1 | Reasoning Ability | 35 | 35 | English & Hindi | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | English & Hindi | 20 minutes |
| 3 | English Language | 30 | 30** | English | 20 minutes |
| TOTAL | - | 100 | 70 | - | 1 hour |
Phase II. The Main Test
The main test, which is made up of objective questions, will be given online. The main test will be made up of objective tests worth a total of 160 points and 120 minutes.| Section | SUBJECT | Number of Questions | Maximum Marks | Medium of exam | Duration |
| 1 | Reasoning Ability & Numerical Ability | 50 | 50 | English & Hindi | Composite duration of 120 minutes |
| 2 | General Knowledge, Current Affairs and English Language Grammar and Vocabulary | 50 | 50 | English & Hindi | |
| 3 | Insurance and Financial Marketing Awareness | 60 | 60 | English & Hindi | |
| TOTAL | - | 160 | 160 | - | - |
(II) Online Test for LIC Employees and LIC Agents
The Main Examination will be the only test that LIC agents and LIC employees who want to be Apprentice Development Officers will have to take. It will be a multiple-choice test that will be done online and worth 160 points. The whole time for the objective test will be two hours, or 120 minutes.Category - For LIC Agents
| Section | Name of test | Number of Questions | Maximum Marks | Medium of exam | Duration |
| 1 | Reasoning Ability & Numerical Ability | 20 | 20 | English & Hindi | Composite 120 minutes |
| 2 | General Knowledge, Current Affairs and English Language | 20 | 20 | English & Hindi | |
| 3 | Elements of Insurance and Marketing of Insurance. | 60 | 120 | English & Hindi | |
| TOTAL | - | 100 | 160 | - | - |
(ii) For the LIC Employees
| Section | Name of test | Number of Questions | Maximum Marks | Medium of exam | Duration |
| 1 | Reasoning Ability & Numerical Ability | 20 | 20 | English & Hindi | Composite 120 minutes |
| 2 | General Knowledge, Current Affairs and English Language | 20 | 20 | English & Hindi | |
| 3 | Practice and Principle of Insurance, Marketing | 60 | 120 | English & Hindi | |
| TOTAL | - | 100 | 160 | - | - |
LIC ADO 2023 FAQs
What is the role of an LIC ADO?
The role of an LIC ADO (Life Insurance Corporation of India's Appointed Development Officer) is to sell life insurance policies and to recruit and manage agents. The selection process for LIC ADO typically involves an online examination followed by an interview.
What are the benefits of becoming an LIC ADO?
Becoming an LIC ADO offers many benefits, including a flexible work schedule, good earning potential, and opportunities for growth and development. LIC ADOs can work at their own pace and set their own targets, which can be both challenging and rewarding.
How long does it take to complete the training to become an LIC ADO?
The training to become an LIC ADO takes around 6-12 months to complete, and it is designed to provide the necessary knowledge and skills to succeed in this role. The training covers various aspects of the insurance business, including product knowledge, sales techniques, and customer service.
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