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Bank Exam Eligibility 2026: Qualification, Percentage, Age Limit & Other Criteria

Bank Exam Eligibility 2026 varies by post. IBPS PO and SBI PO require only a graduation degree with no minimum percentage. RBI Grade B requires 60% in Graduation, Class 10, and Class 12, while NABARD Grade A requires 60% in Graduation or 55% in post-graduation. Check the complete Bank Exam Eligibility 2026 criteria before applying.
authorImagePriyanka Agarwal11 Jul, 2026
Bank Exam Eligibility

 

Bank Exam Eligibility 2026 covers the minimum educational qualification, percentage requirement, age limit, and other eligibility criteria for major banking exams like IBPS PO, SBI PO, RBI Grade B, and NABARD Grade A.

Eligibility criteria vary across exams. While IBPS PO and SBI PO accept graduates without a minimum percentage, RBI Grade B and NABARD Grade A have specific percentage requirements. Compare the latest eligibility rules to identify the exams you can apply for. 

Bank Exam Eligibility 2026 Overview 

The table below provides a quick overview of the Bank Exam Eligibility 2026 for major banking exams, including IBPS PO, SBI PO, RBI Grade B, and NABARD Grade A. Compare the minimum educational qualification, percentage requirement, and age limit from here:

Exam

Minimum Educational Qualification

Minimum Percentage Required?

Age Limit (General)

IBPS PO 2026

Graduation in any discipline from a recognized university

No minimum percentage required

20–30 years

SBI PO 2026

Graduation in any discipline; CA, Engineering, Medical, and other professional degree holders also eligible

No minimum percentage specified

21–30 years

RBI Grade B 2026

Graduation in any discipline (General stream)

Yes — 60% in Graduation and 60% in 12th and 60% in 10th (50% for SC/ST/PwBD)

21–30 years

NABARD Grade A 2026

Graduation in any discipline or Postgraduate/MBA 

Yes, 60% in Graduation or 55% in PG (SC/ST/PwBD: 55%/50%)

21–30 years

IBPS PO Eligibility 2026 

IBPS PO Eligibility 2026 includes requirements related to age limit, educational qualification, nationality, and category-wise relaxation.

Particulars

Details

Educational Qualification

Graduation (Bachelor's degree) in any discipline from a university recognized by the Government of India, or an equivalent qualification recognized by the Central Government

Minimum Percentage

None; any passing graduate is eligible, regardless of marks scored

Final-Year Candidates

Can apply provisionally, but must produce proof of passing before the specified cut-off date

Subjects Accepted

All streams accepted, Arts, Science, Commerce, Engineering, Medicine, etc. (BA, BCom, BSc, BTech, BE, MBBS, and more)

Age Limit

20 to 30 years, as on the notified cut-off date

Nationality

Indian citizen (with limited exceptions for Nepal/Bhutan subjects and certain PIOs)

SBI PO Eligibility 2026 

Candidates must fulfil all SBI PO Eligibility conditions mentioned in the official SBI PO notification before submitting the application form.

Particulars

Details

Educational Qualification

Graduation in any discipline from a recognized university, or equivalent qualification

Minimum Percentage

Not specified, no minimum marks requirement in graduation

Special Categories Eligible

Candidates with Integrated Dual Degree (IDD), Chartered Accountant (CA), Cost Accountant, Medical (MBBS), and Engineering degrees are also eligible

Final-Year Candidates

Eligible to apply provisionally, but must produce proof of having passed by the specified date

Age Limit

21 to 30 years, as on the notified date

Nationality

Indian citizen (as per SBI's standard nationality clause)

RBI Grade B Eligibility 2026

Unlike IBPS PO and SBI PO, RBI Grade B eligibility has the toughest percentage requirement among all major bank exams.

Particulars

Details

Educational Qualification (General Stream)

Bachelor's degree in any discipline from a recognized university

Minimum Percentage (General/OBC/EWS)

60% in Graduation AND 60% in Class 12th AND 60% in Class 10th (all three required together)

Minimum Percentage (SC/ST/PwBD)

50% in Graduation (relaxed norms apply for 10th/12th requirement)

Alternate Route (Postgraduate)

Master's degree with 55% marks (General) / passing marks (SC/ST/PwBD) is also accepted for the General stream

Specialist Streams (DEPR/DSIM)

Require specific postgraduate qualifications in Economics, Statistics, or related fields with defined minimum percentages

Age Limit

21 to 30 years, with category-wise relaxation

NABARD Grade A Eligibility 2026 

NABARD Grade A eligibility sits between the relaxed IBPS/SBI PO rules and the strict RBI Grade B rule.

Particulars

Details

Educational Qualification (General/RDBS stream)

Bachelor's degree in any discipline, OR Postgraduate degree/MBA/PGDM, OR CA/CS/ICWA/Ph.D

Minimum Percentage in Graduation

60% for General/OBC/EWS; 55% for SC/ST/PwBD

Minimum Percentage in Postgraduate

55% for General/OBC/EWS; 50% for SC/ST/PwBD

Specialist Disciplines

Each discipline (Agriculture, Forestry, IT, Statistics, Civil Engineering, etc.) has its own subject-specific degree requirement with similar percentage slabs

Final-Year Candidates

Generally not eligible unless results are declared before the cut-off date specified in the notification

Age Limit

21 to 30 years for RDBS/Legal posts, with category-wise relaxation

Remember: NABARD Grade A requires either 60% in Graduation or 55% in Post-Graduation, with a 5% relaxation for SC/ST/PwBD candidates in both routes.

Bank Exam Eligibility 2026: Subject-Wise Qualification Comparison 

The table below compares whether candidates from any graduation stream are eligible for major bank exams and highlights any subject-specific qualification requirements for specialist posts.

Exam

Any Graduation Stream Accepted?

Specific Subject Restriction?

IBPS PO

Yes

None

SBI PO

Yes (plus CA/IDD/Engineering/Medical)

None

RBI Grade B (General)

Yes

None (specialist DEPR/DSIM streams need specific PG subjects)

NABARD Grade A (General/RDBS)

Yes

None (specialist disciplines like Agriculture, IT, Forestry need matching subject background)

Minimum Percentage Required for Bank Exams

The table below compares the minimum percentage required for major bank exams across different categories, helping candidates quickly check their eligibility before applying.

Exam

Minimum % Needed (General/OBC/EWS)

Minimum % Needed (SC/ST/PwBD)

IBPS PO

None

None

SBI PO

None

None

RBI Grade B

60% (Graduation + 12th + 10th)

50% (Graduation); relaxed 10th/12th norms

NABARD Grade A

60% (Graduation) or 55% (PG)

55% (Graduation) or 50% (PG)

Common Eligibility Conditions Across All Bank Exams

Apart from graduation and percentage rules, these conditions generally apply across IBPS PO, SBI PO, RBI Grade B, and NABARD Grade A:

  • Nationality: Must be an Indian citizen, or a subject of Nepal/Bhutan, or a Tibetan refugee settled in India before 1 January 1962, or a Person of Indian Origin (PIO) from specified countries.

  • Final-Year Candidates: Most exams allow final-year students to apply provisionally, but they must submit proof of passing by a specific cut-off date (this date varies by exam and category, so always check the latest notification).

  • CGPA Conversion: If your university uses a CGPA/OGPA system instead of percentage, it must be converted using the official formula provided by your university/institution, along with supporting documents.

  • Computer Literacy: Basic computer knowledge is generally required since most bank exams are conducted online.

  • Age Relaxation: All exams provide category-wise age relaxation (OBC, SC/ST, PwBD, Ex-servicemen, etc.) as per Government of India norms.

Which Bank Exam Can You Apply for Based on Your Qualification?

Choosing the right bank exam based on your educational qualification and academic performance can help you focus your preparation on exams for which you meet the eligibility criteria. The table below provides a quick comparison to help you identify suitable banking exams.

Qualification

Suitable Bank Exams

Graduation (Any Percentage)

IBPS PO, SBI PO

Graduation (60% or Above)

RBI Grade B (General), NABARD Grade A*

Master's Degree (with required percentage)

RBI Grade B (General), NABARD Grade A

Agriculture, IT, Engineering, Forestry, Statistics, Civil Engineering, or other relevant professional degrees

NABARD Grade A Specialist Posts (subject to discipline-specific eligibility)

 

Bank Exam Eligibility FAQs

Is there a minimum percentage required for IBPS PO 2026?

No. As per the IBPS PO notification pattern, there is no minimum percentage requirement; any graduate from a recognized university is eligible.

Is there a minimum percentage required for SBI PO 2026?

No specific minimum percentage is mentioned. Any graduate, including CA, IDD, and professional degree holders, can apply.

Which bank exam has the strictest eligibility criteria?

RBI Grade B has the strictest criteria among major bank exams, candidates need a minimum of 60% marks in Graduation, Class 12, and Class 10 together (50% for SC/ST/PwBD in graduation).

What is the minimum percentage required for NABARD Grade A?

60% in Graduation (55% for SC/ST/PwBD), or alternatively 55% in Post-Graduation (50% for SC/ST/PwBD).

Do I need a specific subject in graduation for IBPS PO or SBI PO?

No. Graduates from any stream, Arts, Commerce, Science, or Engineering, are eligible for both exams.
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