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IBPS SO vs SBI SO: Posts, Salary, Eligibility & Exam Pattern Compared

Planning to apply for a banking Specialist Officer post? This IBPS SO vs SBI SO comparison explains the available posts, salary, eligibility, and recruitment process based on the latest official notifications. It helps candidates understand the major differences between recruitment through IBPS and the State Bank of India.
authorImageAarti .10 Jul, 2026
IBPS SO vs SBI SO

Choosing between IBPS Specialist Officer (SO) and SBI Specialist Officer (SO) recruitment is an important decision for candidates seeking a specialist role in the banking sector. While both recruit professionals for specialist positions, their recruitment process, eligibility conditions, available posts, salary structure, and selection stages differ.

In the latest recruitment cycle, IBPS SO conducts a Common Recruitment Process (CRP) for multiple participating public sector banks. Understanding these differences can help candidates select the recruitment process that best matches their educational qualifications, experience, and career goals. 

Here we provide a detailed IBPS SO vs SBI SO comparison based only on the latest official notifications and related documents.

IBPS SO vs SBI SO Overview

Both IBPS and SBI recruit Specialist Officers for professional roles in banking. However, the recruitment model followed by each organization is different. IBPS conducts a common recruitment process for several participating public sector banks, while SBI releases separate recruitment notifications for Specialist Cadre Officer vacancies based on its requirements.

Particulars

IBPS SO

SBI SO

Conducting Body

Institute of Banking Personnel Selection (IBPS)

State Bank of India (SBI)

Recruitment Type

Common Recruitment Process (CRP)

Direct recruitment by SBI

Recruitment Covered in Latest Notification

Six Scale I Specialist Officer posts

Assistant Manager (Law) and Deputy Manager (Law)

Selection Process

Preliminary Exam, Main Exam and Interview

Online Test (where applicable), Shortlisting and Interview as per notification

Recruitment Level

Scale I Specialist Officers

JMGS-I and MMGS-II (Law)

Job Location

Participating Public Sector Banks across India

Anywhere in India as decided by SBI

IBPS SO Posts vs SBI SO Posts

One of the biggest differences between IBPS SO and SBI SO recruitment is the range of specialist posts offered. IBPS recruits candidates for multiple specialist disciplines through a single Common Recruitment Process. Candidates can apply for only one post based on their educational qualification.

The latest SO notification includes the following posts:

IBPS SO Posts

SBI Specialist Officer Posts (Latest Notification)

IT Officer (Scale I)

Assistant Manager (Law) – JMGS-I

Agricultural Field Officer (Scale I)

Deputy Manager (Law) – MMGS-II

Rajbhasha Adhikari (Scale I)

 

Law Officer (Scale I)

 

HR/Personnel Officer (Scale I)

 

Marketing Officer (Scale I)

 

IBPS SO Eligibility vs SBI SO Eligibility

Eligibility is one of the major differences between IBPS SO and SBI SO recruitment. While IBPS recruits candidates for multiple specialist disciplines with stream-specific educational qualifications, the SBI Specialist Officer notification is exclusively for Law Officers and requires relevant post-qualification experience in addition to a law degree.

IBPS SO Eligibility

Candidates applying for IBPS SO must satisfy the prescribed age limit and educational qualifications for the respective post.

Age Limit

Criteria

Details

Minimum Age

20 Years

Maximum Age

30 Years

 Educational Qualification

Post

Qualification

IT Officer

Four-year Engineering/Technology Degree in relevant disciplines or Postgraduate Degree in relevant fields or DOEACC 'B' Level

Agricultural Field Officer

Four-year Degree in Agriculture or related disciplines

Rajbhasha Adhikari

Postgraduate Degree in Hindi with English at Graduation level or Postgraduate Degree in Sanskrit with Hindi and English at Graduation level

Law Officer

Bachelor's Degree in Law (LL.B.) and enrolled as an advocate with Bar Council

HR/Personnel Officer

Graduate with a two-year full-time PG Degree/PG Diploma in HR, Personnel Management, Industrial Relations, Labour Law, HRD or Social Work

Marketing Officer

Graduate with a two-year full-time MBA/MMS/PGDM/PGPM/PGDBA/PGDBM with Marketing specialization

SBI SO Eligibility

The SBI Specialist Officer notification covers Law Officers only.

Age Limit

Post

Minimum Age

Maximum Age

Assistant Manager (Law)

25 Years

32 Years

Deputy Manager (Law)

25 Years

35 Years

Educational Qualification

Both posts require:

  • Graduate with a Degree in Law or Law Graduate from a recognized university.

  • Candidates who have completed a five-year integrated law course may be given preference.

Experience Requirement

Post

Required Experience

Assistant Manager (Law)

Minimum 2 years' experience as a practicing advocate, or as a Law Officer in the Legal Department of a Scheduled Commercial Bank, or a combination of both after enrolment with the Bar Council

Deputy Manager (Law)

Minimum 4 years' experience as a practicing advocate, or as a Law Officer in the Legal Department of a Scheduled Commercial Bank, or a combination of both after enrolment with the Bar Council

Unlike IBPS SO Scale I recruitment, the SBI Law Specialist Officer notification specifically requires relevant professional experience.

IBPS SO vs SBI SO Selection Process

Both recruitments involve multiple stages, but the sequence differs.

IBPS SO

SBI SO

Preliminary Examination

Online Test (where applicable)

Main Examination

Shortlisting

Interview

Interview

Provisional Allotment

Final Selection

For IBPS SO, the final merit is prepared by giving 80% weightage to the Main Examination and 20% weightage to the Interview. In the SBI notification, the final selection is based on the recruitment process prescribed by SBI for the notified Specialist Cadre Officer posts.

IBPS SO Exam Pattern vs SBI SO Exam Pattern

The exam pattern for IBPS SO and SBI SO differs in terms of the stages of selection and the level of detail provided in their respective notifications. The comparison below highlights the key differences based on the available information.

Particular

IBPS SO

SBI SO ( Notification)

Preliminary Examination

Yes

Online Test where applicable

Main Examination

Yes

Not specified separately

Professional Knowledge Test

Yes

Not specified

Interview

Yes

Yes

Negative Marking

0.25 marks for each wrong objective answer

Not specified in the notification

Exam Pattern Published

Detailed

Selection process mentioned; detailed section-wise exam pattern not provided

IBPS SO Exam Pattern

IBPS conducts separate Preliminary examination patterns depending on the post.

Preliminary Examination

For IT Officer, Agricultural Field Officer, HR/Personnel Officer and Marketing Officer

Test

Questions

Marks

Duration

English Language

25

25

20 Minutes

Reasoning

25

25

20 Minutes

Quantitative Aptitude

25

25

20 Minutes

Professional Knowledge

25

50

20 Minutes

Total

100

125

80 Minutes

For Law Officer and Rajbhasha Adhikari

Test

Questions

Marks

Duration

English Language

25

25

20 Minutes

Reasoning

25

25

20 Minutes

General Awareness (Banking)

25

25

20 Minutes

Professional Knowledge

25

50

20 Minutes

Total

100

125

80 Minutes

Main Examination

The Main Examination also varies according to the post. For IT Officer, Agricultural Field Officer, HR/Personnel Officer and Marketing Officer, the Main Examination includes:

  • English Language

  • Reasoning

  • Quantitative Aptitude

  • Professional Knowledge (Objective)

For Law Officer and Rajbhasha Adhikari, the Main Examination includes:

  • English Language

  • Reasoning

  • General Awareness with Special Reference to Banking Industry

  • Professional Knowledge (Objective)

  • Descriptive Paper (Professional Knowledge for Rajbhasha Adhikari and English for Law Officer)

For all posts, merit is primarily based on the Professional Knowledge paper in the Main Examination as specified in the notification.

There is a penalty of 0.25 marks for every incorrect answer in the objective tests.

SBI SO Exam Pattern

According to the SBI Specialist Officer notification, the recruitment process may include:

  • Online Test (where applicable)

  • Shortlisting

  • Interview

The notification states that candidates fulfilling the eligibility conditions will be considered for the subsequent stages of recruitment. SBI decides the selection methodology for the notified posts and communicates further details through the recruitment process.

Unlike the IBPS SO notification, the SBI Law Specialist Officer notification does not specify a detailed section-wise examination pattern, number of questions or marking scheme.

IBPS SO Salary vs SBI SO Salary

Salary is an important factor while comparing specialist officer recruitments. Both IBPS participating banks and SBI offer salary as per the officer pay scales applicable to their respective organizations, along with admissible allowances and benefits.

IBPS SO Salary

According to the latest IBPS SO notification, all Specialist Officers recruited under Scale I receive the following basic pay:

Component

Details

Post

Specialist Officer (Scale I)

Basic Pay

₹48,480–2,000/7–62,480–2,340/2–67,160–2,680/7–85,920

Additional Benefits

Allowances and perquisites as applicable in the participating bank

SBI SO Salary

The SBI Specialist Officer notification provides separate pay scales for the two Law Officer posts.

Post

Grade

Basic Pay

Assistant Manager (Law)

JMGS-I

₹48,480–2,000/7–62,480–2,340/2–67,160–2,680/7–85,920

Deputy Manager (Law)

MMGS-II

₹64,820–2,340/1–67,160–2,680/10–93,960

In addition to the basic pay, SBI officers are eligible for Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Provident Fund, National Pension System (NPS), Leave Fare Concession (LFC), medical facilities, and other benefits as per applicable rules.

Difference Between IBPS SO and SBI SO

The table below summarises the major differences between the two recruitments based on the notifications:

Parameter

IBPS SO

SBI SO

Conducting Body

Institute of Banking Personnel Selection (IBPS)

State Bank of India

Recruitment Type

Common Recruitment Process for participating public sector banks

Direct recruitment by SBI

Posts Covered

IT, Agriculture, Rajbhasha, Law, HR and Marketing Officers

Assistant Manager (Law) and Deputy Manager (Law)

Scale/Grade

Scale I

JMGS-I and MMGS-II

Minimum Age

20 Years

25 Years

Maximum Age

30 Years

32–35 Years (depending on post)

Educational Qualification

Stream-specific qualification for each post

Law Degree

Experience

Generally not prescribed for Scale I posts

Mandatory legal experience

Selection Process

Preliminary Exam, Main Exam and Interview

Online Test (where applicable), Shortlisting and Interview

Final Merit

Main Examination and Interview

As per SBI recruitment process for the notified posts

 

 

IBPS SO vs SBI SO FAQs

What is the main difference between IBPS SO and SBI SO?

IBPS SO conducts a Common Recruitment Process for multiple participating public sector banks and several specialist posts, whereas the SBI Specialist Officer notification is for Law Officer recruitment in the State Bank of India.

Which posts are available under IBPS SO?

According to the latest notification, IBPS recruits Specialist Officers (Scale I) across multiple disciplines to meet the functional requirements of participating public sector banks. These posts include IT Officer, Agricultural Field Officer, Rajbhasha Adhikari, Law Officer, HR/Personnel Officer, and Marketing Officer, each requiring discipline-specific educational qualifications.

Does SBI SO recruit only Law Officers?

The latest SBI Specialist Officer recruitment includes the posts of Assistant Manager (Law) and Deputy Manager (Law). SBI may release separate Specialist Officer recruitment notifications for other disciplines based on its staffing requirements.

Is work experience required for IBPS SO?

The IBPS SO notification prescribes educational qualifications for the notified Scale I posts. For most of these positions, candidates are not required to have prior work experience.

Is work experience mandatory for SBI SO?

Yes. Candidates applying for the SBI Specialist Officer Law posts must possess the prescribed post-qualification legal experience as specified in the notification.

What is the selection process for SBI SO?

According to the notification, the selection process may include an Online Test (where applicable), shortlisting of candidates, and an interview.
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