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Indian Bank SO Salary 2025, Pay Scale, Job Profile, Career Growth

Indian Bank SO Salary and Job Profile has been discussed in this article. Check Indian Bank SO Salary 2025, Job Profile, In Hand Salary Structure, Allowances & other benefits.
authorImagePriyanka Dahima8 Oct, 2025
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Indian Bank SO Salary 2024, In Hand Salary & Job Profile

Indian Bank SO Salary: Indian Bank SO Recruitment 2025 has been announced for 171 vacancies in IT, Credit, Risk, and other divisions. Indian Bank SO Online applications are accepted from September 23, 2025, until October 10, 2025. The Indian Bank SO Salary is one of the main reasons why lakhs of candidates wish to join the Banking Sector. Along with being a reputed permanent job, the company provides many perks and allowances, which act as an added advantage. To keep the aspirants motivated, we bring to you the detailed Indian Bank SO salary structure, along with the basic pay, perks, and other benefits provided by National Insurance Company Limited.

Indian Bank SO Salary 2025

The Indian Bank SO Salary 2025 is released along with the notification for Indian Bank SO 2025. In competitive examinations, information about salary and job roles plays a crucial role in motivating candidates. This platform provides all the necessary details regarding Indian Bank SO Salary for candidates to understand. Continue reading the article to know more about the Indian Bank SO Job Profile and Indian Bank SO basic salary details and other responsibilities that have to be taken after placement.

Indian Bank SO Pay Scale 2025

Everyone needs to have a clear understanding of the Indian Bank SO Salary structure 2025. The salary details, as outlined in the notification, encompass key aspects such as the basic salary, regular increments, and the intervals at which these increments occur. We have detailed below the Indian Bank SO Pay Scale 2025. 
Indian Bank SO Salary Pay Slip 2025
Scale Pay Range Grade Pay Total Emoluments
Scale II ₹64,820 – ₹67,160 ₹2,340 – ₹2,680 ₹93,960
Scale III ₹85,920 – ₹99,320 ₹2,680 – ₹2,980 ₹1,05,280
Scale IV ₹1,02,300 – ₹1,14,220 ₹2,980 – ₹3,360 ₹1,20,940

Indian Bank SO Salary Post-wise 2025

The Indian Bank SO salary after 7th pay commission is structured according to different scales, and the Indian Bank SO gross salary 2025 increases as the scale goes higher.

Indian Bank SO Salary: Scale II Officer

  • The initial basic pay for a Scale II Officer is ₹64,820.

  • After 11 years of service, the maximum basic pay reaches ₹69,810.

  • The initial total emoluments amount to ₹93,960/-.

Indian Bank SO Salary: Scale III Officer

  • A Scale III Officer starts with a basic pay of ₹85,920.

  • They receive an annual increment of ₹2,680 for 5 years.

  • After 7 years, the maximum basic pay becomes ₹78,230.

Indian Bank SO Salary: Scale IV Officer

  • The starting basic pay for a Scale IV Officer is ₹1,02,300.

  • They get an annual increment of ₹2,980 for 4 years, increasing the pay to ₹1,14,220.

  • Then, they receive a final increment of ₹3,360 for 2 years.

  • After these increments, the maximum basic pay remains ₹1,14,220.

Indian Bank SO Salary 2025 Allowances

Candidates are provided with allowances and perks to cover different types of expenses and account for inflation. Once added, these allowances enhance the appeal of the salary package. This provides candidates with an overview of the various Indian Bank SO allowances and perks, they can expect upon being selected:
  1. House Rent Allowance
  2. City Compensatory Allowance
  3. Special Allowance
  4. Conveyance Allowance
  5. Dearness Allowance
  6. Leave Travel Allowance
  7. Medical Allowance
  8. Entertainment Allowance
  9. Newspaper Allowance
  10. Lease Allowance

Indian Bank SO Salary 2025 Job Profile

The Specialist Office (SO) working at the Indian Bank is responsible for overseeing a range of everyday banking activities. Alongside understanding the Indian Bank SO Salary, applicants need to grasp the nature of the job they will be handling. These responsibilities include:

Indian Bank SO Salary 2025 Job Profile
Senior Manager (Credit)
  • Managing finances.
  • Evaluating the performance of juniors and employees.
  • Responsible for loan approval/rejection.
Manager (Credit)
  • Creating models to predict risks.
  • Researching about the clients.
  • Optimizing company sales.
Senior Manager (Accounts)
  • Building relationships with the clients
  • Convey solutions to the client for his problems.
  • Handling the company's accounts.
Manager (Accounts)
  • Convey messages from the client to the company and vice versa.
  • Make negotiations on deals.
  • Monitor company's daily accounts.
Assistant Manager (Accounts)
  • Helps the accountant.
  • Preparing the company's budget.
  • Give the final financial reports.
Chief Manager (Risk Management)
  • Analyze market trends and statistics.
  • Analyze about organization.
  • Calculate risks in business.
Senior Manager (Risk Management)
  • Making risk assessment reports.
  • Observe the internal working of the company.
  • Propose policies to minimize risk.
Senior Manager (Portfolio Management)
  • Advising clients in financial works.
  • Creating reports on investment activity.
  • Checking the market for finances.
Manager (Portfolio Management)
  • determines a client's appropriate level of risk based on the client's time horizon
  • risk preferences
  • return expectations, and market conditions
Manager (Sector Specialist - NBFC)
  • Specialists must be experts in sectors such as Healthcare, Fintech, Enterprise Security etc.
  • The role involves conducting secondary research on different sectors.
Manager (Sector Specialist - Metal)
  • extraction and processing of various metals and alloys.
  • Investigate and examine the performance of metals such as iron, steel, aluminium, nickel and copper and use them to produce a range of useful products and materials with certain properties.
Manager (Sector Specialist-Infrastructure)
  • assess, configure, and maintain technological infrastructure systems to ensure they meet an organization's business needs.
  • They evaluate existing systems and determine ways to better align those systems to support business operations for increased efficiency.
Chief Manager (Data Analyst)
  • Fix coding errors
  • Find meaning from the given data.
  • Extract data from sources.
Senior Manager (Data Analyst)
  • Analyze, and interpret patterns and trends in complex data.
  • Analyzing local, national, and global trends.
Manager (Statistician)
  • Instructing departments on data submission.
  • Creating and maintaining databases.
Chief Manager (Economist)
  • Use econometric and other financial modelling techniques to develop forecasts.
  • Carry out background research and literature reviews.
Manager (Economist)
  • Conduct different types of surveys.
  • Collect, sift and assemble data.
  • Provide economic advice to a range of stakeholders.
Assistant Manager

(Industrial Development Officer)

  • Develop strategies to improve the investment.
  • Design detailed project documents with a funding strategy.
Senior Manager (Corporate Communication)
  • Act as an ambassador in all communications.
  • Leading and executing initiatives taken by the company.
Manager (Security)
  • Recruiting, training and supervising security officers and guards.
  • Developing and implementing security policies, protocols and procedures.
Manager (Dealer) Forex – INR SPOT
  • Analyze market activity and monitor market trends
  • Monitor trading activities and transactions of other traders
Manager (Dealer) Forex – INR SWAP
  • Prepare reports on financial services and the forex market for users and managers
Manager (Dealer) Forex – INR Cross
  • Maintain records in accordance with financial regulations
  • Maintain and develop relationships with clients
Manager (Dealer) Forex – INR Derivatives
  • Manage the risks of trading on foreign exchange markets while making a profit
  • Conduct research on the financial markets
Manager (Dealer) Bullion Exchange
  • Analyze the gold and silver market.
  • Manage risks in deals.
Manager (IT) System Administrator -

Windows

  • Installing, managing, and upgrading Windows-based systems and servers.
  • Managing data security, configuring user access, and maintaining the stability of the system involving Windows.
Manager (IT) System Administrator –

Linux

  • Installing, managing, and upgrading Linux-based systems and servers.
  • Managing data security, configuring user access, and maintaining the stability of the system involving Linux.
Manager (IT)

Database Administrator – Oracle DB

  • Update computer database information.
  • Develop guidelines for system implementation.
  • Implement security measures for computer or information systems.
Senior Manager (IT)

Middleware Administrator - Weblogic

  • Overseeing software systems in a company.
  • Performing installations and upgrades
  • Troubleshooting issues.
Senior Manager (IT)

Virtualization Specialist and Architect

  • Checking the build and maintenance of corporate technology.
  • Maintaining relations with the client.
Manager (IT) Virtualization Specialist
  • Designing, building and maintaining corporate technology.
  • Design solutions for the assigned work.
Chief Manager (IT) ESB and API

Management

  • An API gateway is a proxy layer for your digital services which manages a variety of features via APIs.
  • An API gateway is often preferred over ESB for its orchestration, integration, and security capabilities.
Senior Manager (IT) API Developer
  • Analyzes, designs, develops, codes and implements programs in one or more programming languages, for Web and Rich Internet Applications.
  • Supports applications with an understanding of system integration, test planning, scripting, and troubleshooting.
Senior Manager (IT)

Application Integration Specialist

  • Checking and evaluating for any issues with the operation of the new applications with the existing system software and applications.
  • Minimizing the impact of integration on various existing processes.
  • Evaluating the results of the integration projects and preparing reports for the same.
Senior Manager (IT)

User Experience (UX) Designer

  • Gathering and evaluating user requirements, in collaboration with product managers and engineers.
  • Illustrating design ideas using storyboards, process flows and sitemaps.
Senior Manager (IT)

User Interface (UI) Developer

  • translate creative software design concepts and ideas into reality using front end technology.
Manager (IT) - Software Developers -Dot

Net, Visual Studio with C#, VB dot net, ASP dot net, HTML5, AJAX, Javascript

  • Manage the Software Development Team.
  • Hiring and Recruiting.
  • Manage the Tools.
Manager (IT)

Software Developers - Java Technologies

  • responsible for the design, development, and management of Java-based applications.
Senior Manager (IT) - DevOps engineer
  • works with development staff to tackle the necessary coding and scripting to connect various application elements, such as APIs, libraries and software development kits (SDKs), and integrate other components such as SQL data management or messaging tools that DevOps teams need to run the software
Senior Manager (IT)

Network Routing and Switching Specialist

  • The Security Specialist will have to identify the compromised machines and will provide a brief of the security measures taken by them.
Senior Manager (IT)

Network Security Specialist

  • responsible for overseeing the computer networks for any security threats or unauthorized users
Senior Manager (IT)

IT Security Expert - IT Security Infra Administration

  • would be in charge of security systems, such as firewalls, data protection controls, patching, encryption, vulnerability scanning, pen testing, and so on.
Senior Manager (IT)

IT Security Expert - Compliance and Policy Management

  • charge of security systems, such as firewalls, data protection controls, patching, encryption, vulnerability scanning, pen testing, and so on.
Senior Manager (IT) - Cloud Solution

Architect

  • working on cloud application designs, cloud approval plans, and systems required to manage cloud storage.
Manager (IT)
  • Running regular checks on network and data security.
  • Identifying and acting on opportunities to improve and update software and systems.
  • Developing and implementing IT policy and best practice guides for the organisation.
Manager (IT)

Pure Tech/ Innovation – Digital Banking

  • responsible for delivering set sales targets in mobile banking activation and usage
Senior Manager (IT)

Pure Tech/ Innovation – Digital Banking

  • Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
Assistant Manager (IT)
  • ensures operational excellence by performing managerial tasks, such as scheduling, maintaining inventory, and/or evaluating employee performance
Manager (IT) - Merchant acquiring (ME)

Business - Physical & Digital PoS, IPG

  • responsible for coordinating, planning, and leading computer-related activities in an organization.
Senior Manager (IT) - Merchant acquiring

(ME) Business - Physical & Digital PoS, IPG

  • Senior management officials are in charge of setting the organisational goals of a company.

Indian Bank SO Career Growth and Promotion

An Indian bank provides employees the chance to grow in the company by giving them the opportunity to pass departmental exams and interviews. These internal examinations are occasionally performed at regular periods. Candidates can check out the career growth of Indian Bank SOs.

Scale 1 Officer
Scale 1 Assistant Manager

Scale 2 Manager
Scale 3 Senior Manager
Scale 4 Chief Manager
Scale 5 Assistant General Manager
Scale 6 Deputy General Manager
Scale 7 General Manager

Indian Bank SO Salary 2025 FAQs

What is the Indian Bank SO Salary 2025?

Indian Bank SO Salary 2025 are as follows

What is the career growth of Indian Bank SO?

Indian Bank SO promotion allows scale 1 officers to advance to the position of scale 7 general manager. The page above provides candidates with a comprehensive overview of their career prospects.

What is the basic pay of candidates selected for Scale II posts in Indian Bank?

Candidates selected for Indian Bank's Scale II positions would receive a base salary of Rs. 64,820.

What is the Probation Period for Scale II, III and IV posts employees?

Employees in Scale II, III, and IV posts are on probation for one year.

What are the perks and allowances included in the Indian Bank SO Salary 2025?

The perks and allowances are DA, CCA, HRA, etc are included in the Indian Bank SO Salary 2025.
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