IOB Local Bank Officer (LBO) Recruitment 2026: Notification OUT for 250 Posts, Apply Online

IOB Local Bank Officer Recruitment 2026 notification is out for 250 Local Bank Officer (LBO) posts in JMGS-I. Indian Overseas Bank released the recruitment notification on August 7, 2026, and the online application process has started from August 8, 2026. Eligible candidates can apply online until August 24, 2026.

The vacancies are available in Tamil Nadu, Karnataka, Maharashtra and Gujarat. Candidates interested in the IOB LBO Recruitment 2026 should check the state-wise vacancies, eligibility criteria, local language requirement, application fee and selection process before applying.

IOB Local Bank Officer Recruitment 2026: Overview

IOB LBO Recruitment 2026 Official Notification PDF

Candidates should read the complete notification before applying. The official PDF contains important details about vacancies, eligibility, local language requirements, application process, examination, selection and service conditions.

Direct Link to Download IOB LBO Recruitment Official Notification PDF

IOB LBO Recruitment 2026: Important Dates

The application window for the IOB Local Bank Officer Recruitment 2026 is now open. Candidates should complete the registration and fee payment within the prescribed dates.

IOB LBO Vacancy 2026: State-Wise Vacancies

IOB has announced 250 Local Bank Officer vacancies across four states. The state-wise distribution is given below:

IOB LBO Vacancy 2026: Important Points

• Candidates can apply for only one state.
• The vacancies are state-wise and category-wise.
• Candidates must fulfil the local language requirement of the state selected by them.
• The number of vacancies is provisional and may be changed by IOB according to its requirements.
• Candidates selected for a particular state will initially be posted within that state as per the conditions mentioned in the notification.

IOB LBO Eligibility Criteria 2026

Candidates should carefully check the IOB LBO eligibility criteria 2026 before applying. Eligibility is determined on the basis of educational qualification, age and other conditions prescribed by the Bank.

IOB LBO Educational Qualification 2026

Candidates must have a graduation degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government.

Candidates should possess the required degree/marksheet on the date of registration. The graduation details and percentage must also be entered correctly in the application form.

IOB LBO Age Limit 2026

The prescribed age limit is:

• Minimum age: 20 years
• Maximum age: 30 years
• Age calculated as on: August 1, 2026

Candidates must have been born between August 2, 1996 and August 1, 2006, both dates inclusive.

IOB LBO Age Relaxation

Applicable age relaxation is provided to eligible reserved and other categories according to the Government of India rules and the conditions mentioned in the official notification.

IOB LBO Local Language Requirement 2026

Local language proficiency is an important part of the IOB LBO Recruitment 2026.

Candidates applying for a state must be able to read, write and speak the specified local language of that state.

Candidates who have studied the required local language in Class 10 or Class 12 and can provide the required certificate/marksheet will not have to appear for the Language Proficiency Test.

Candidates who have not studied the required local language in Class 10 or 12 will have to qualify in the Language Proficiency Test (LPT).

IOB LBO Application Fee 2026

Candidates have to pay the applicable application fee while submitting the online form.

The fee includes applicable GST. Once paid, the application fee is non-refundable.

IOB LBO Apply Online 2026: How to Apply

Candidates can apply for the IOB Local Bank Officer Recruitment 2026 through the Bank's official recruitment portal.

Steps to Apply for IOB LBO Recruitment 2026

1. Visit the official Indian Overseas Bank website.
2. Go to the Careers section.
3. Open the recruitment link for Local Bank Officers 2026-27.
4. Complete the registration process.
5. Note down the Registration Number and Password.
6. Fill in the application form with the required personal and educational details.
7. Upload the required documents in the prescribed format.
8. Pay the applicable application fee online.
9. Check all details carefully before submitting the form.
10. Submit the application and save a copy of the completed form and fee receipt.

Before submitting the IOB LBO application, candidates should:

• Check their eligibility carefully.
• Select the state only after confirming the local language requirement.
• Enter educational details exactly as mentioned in their certificates.
• Check the uploaded photograph, signature and other documents.
• Keep the registration credentials safely.
• Save the final application form for future reference.

IOB LBO Selection Process 2026

The IOB LBO selection process 2026 consists of:

Online Examination → Language Proficiency Test (where applicable) → Personal Interview

Candidates who qualify in the online examination will be considered for the subsequent stages as per the conditions prescribed by IOB.

The LPT is applicable to candidates who do not have the required local language qualification through their Class 10 or 12 records.

IOB LBO Exam Pattern 2026

The online examination will consist of 140 objective questions carrying 200 marks. The total examination duration is 3 hours, with separate sectional timings.

The Reasoning & Computer Aptitude, General/Economy/Banking Awareness and Data Analysis & Interpretation sections will be available in English and Hindi. The English Knowledge section will be conducted in English.

IOB LBO Negative Marking

There will be a penalty for incorrect answers.

One-fourth (0.25) of the marks assigned to a question will be deducted for every wrong answer.

There will be no penalty for unanswered questions.

IOB LBO Qualifying Marks 2026

The online examination does not have sectional qualifying marks. However, candidates need to meet the prescribed aggregate qualifying marks.

• Unreserved candidates: 35%
• Reserved candidates: 30%

Candidates should also meet the other shortlisting requirements prescribed by IOB.

IOB LBO Personal Interview 2026

The Personal Interview will carry 100 marks.

The minimum qualifying marks are:

• Unreserved candidates: 50%
• Reserved candidates: 45%

For final selection, the online examination and Personal Interview will have a weightage of:

Online Examination: 80%
Personal Interview: 20%

The final merit list will be prepared state-wise and category-wise.

IOB LBO Salary 2026

The Local Bank Officer post is in Junior Management Grade Scale-I (JMGS-I).

The basic pay scale is:

₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920

In addition to the basic pay, selected candidates will be eligible for applicable Dearness Allowance, House Rent Allowance, CCA and other allowances/perquisites as per the Bank's rules.

IOB LBO Probation and Service Bond

Selected candidates will be on probation for two years of active service from the date of joining.

Candidates are also required to execute a Financial Service Indemnity Bond of ₹2 lakh for rendering a minimum of three years of service, subject to the conditions specified by IOB.

IOB LBO Recruitment 2026: Documents Required

Candidates should keep the required documents ready before filling out the online application.

Important documents include:

• Recent passport-size photograph
• Signature
• Left thumb impression
• Handwritten declaration
• Graduation marksheet/degree certificate
• Category certificate, wherever applicable
• Local language certificate/marksheet, wherever applicable
• Valid personal email ID
• Other documents required as per the official notification

Candidates should follow the prescribed file size and format while uploading documents.

What’s Next After Applying for IOB LBO Recruitment 2026?

After successfully submitting the application, candidates should regularly check the official IOB website for further updates.

The next important updates may include:

• Online examination date
• Examination call letter
• Examination-related instructions
• Language Proficiency Test details, where applicable
• Personal Interview schedule
• Result/shortlisting
• Final selection

Since the online examination date has not been announced in the notification, candidates should use this time to begin their preparation rather than waiting for the exam schedule.