SBI SO Salary 2025: Pay Scale, Annual Package, Perks & Job Profile Explained
Lata Negi8 Dec, 2025
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SBI SO Salary 2025: The Specialist Officer (SO) is an important post in the State Bank of India (SBI). SBI recruits Specialist Officers for their various departments every year through a set of exams. It is one of the most sought after posts in SBI because of the job profile and the SBI SO salary offered. This is the reason why many candidates chose this post as a career prospect. SBI conducts exams for the recruitment of Specialist Officers, as there are multiple SBI openings that occur during a year.
Candidates are selected for SBI SO posts on the basis of their merit and the availability of the respective posts. The State Bank of India issued an official SO recruitment 2025 notification for the recruitment of specialist officers. Before applying for the SBI Specialist Officer post the candidates must have an idea of the job profile and salary package for this post. In this article, we have covered the salary structure of different grades of SBI SO to make the prospective candidates well-informed.SBI Specialist Officer Salary Structure 2025
The SBI SO pay scale 2025 ranges approximately from ₹6.20 lakh to ₹44.70 lakh per annum, depending on the position. The SBI specialist officer salary consists of a basic salary and other allowances and perks. The range of benefits provided to a specialist officer varies with the financial institution. SBI SO is one of the most prestigious positions in the financial sector. The SO Salary varies according to the grade and position.
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SBI Specialist Officer Salary Structure 2025 |
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|---|---|---|---|
| Component | VP Wealth (SRM) | AVP Wealth (RM) | Customer Relationship Executive |
| Fixed Pay | ₹30 lakh | ₹20 lakh | ₹4 lakh |
| Allowances (Conveyance, Mobile, Medical) | ₹1.16 lakh | ₹1.16 lakh | ₹0.77 lakh |
| Performance Linked Pay | 45% of Fixed Pay | 45% of Fixed Pay | 35% of Fixed Pay |
| Annual Increment Band | 0%–25% | 0%–25% | 0%–25% |
SBI SO Annual Package 2025
Performance, allowances, PLP, and increments all affect the overall annual package. All things considered, salary is still competitive and in line with the standard for positions involving wealth and relationship management. Here is the annual SBI SO CTC given below:
| SBI SO Annual Package 2025 | |
|---|---|
| Post | Maximum Annual Package |
| VP Wealth (SRM) | Up to ₹45 lakh |
| AVP Wealth (RM) | Up to ₹30 lakh |
| Customer Relationship Executive | Up to ₹6.2 lakh |
What is Meant by Grade Pay?
Grade pay is the exact monetary compensation a person earns at a job that uses a pay grade system. Candidates want to know what is meant by grade pay before joining a job. It is a payment system that is structured and preset with a fixed amount of increments. Grade pay systems have multiple levels depending on the years of service, each of which has certain requirements.
SBI SO Job Profile 2025
- The Specialist Officer in SBI is a junior management post in the grade I-III officer rank in the bank. The job profile is also very diverse and the salary package varies according to the grade or posts.
- The specialist officer in SBI is recruited both on a regular and contract basis in different posts with diverse job profiles. The Specialist Officer Recruitment Notification comes to light every year between December and February.
- The SBI SO is recruited to perform activities in different areas, including IT, law, marketing, audit, market research, data analytics, and many more.
- They are recruited in the junior management grade and later promoted to the middle and senior management grades to assume higher responsibilities.
SBI SO Perks and Allowances
The various SBI SO perks and allowances entitled are as follows:- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Provident Fund (PF)
- National Pension System (NPS)
- Leave Fare Concession (LFC)
- Medical cover for the employee and dependents
- Other bank-approved perquisites