South Indian Bank Salary 2025: Pay Scale, In-Hand Salary, Job Profile for PO and Clerk
Lata Negi1 Nov, 2025
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South Indian Bank Salary 2025 and job security are a few reasons many candidates apply for its jobs. Posts like Probationary Officer (PO) and Clerk offer good pay, allowances, and benefits. Joining the South Indian Bank (SIB) offers candidates a respected South Indian Bank salary structure 2025. It provides candidates with professional growth, job security, and various allowances and perks.
South Indian Bank Salary 2025 Overview
South Indian Bank Salary 2025 is attractive for candidates applying for Probationary Officer (PO) and Clerk posts. The PO starts with a basic salary of around ₹36,000 per month, which can increase up to ₹63,840 with promotions. They also get allowances like Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and other benefits. Generally, clerks start with a basic salary of about ₹24,050 per month, which can go up to ₹64,480. They also receive allowances such as DA, HRA, Furniture Allowance (FA), and Telephone Bill Reimbursement (TBR). Both pay structures follow IBA guidelines and provide good growth opportunities.
South Indian Bank PO Salary 2025
South Indian Bank PO salary 2025 is offered to candidates appointed as Probationary Officers, who are placed in the Junior Management Grade Scale-I (JMGS-I). The compensation package includes the basic pay, various allowances, and benefits.
South Indian Bank PO Pay Scale 2025
The pay scale of probationary officers in South Indian Bank follows the IBA-approved structure. This scale is categorized under Junior Management Grade Scale-I (JMGS-I). It shows the basic salary and the periodic increments an officer will receive. The structure is a component of the overall compensation.
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The expected pay scale for a South Indian Bank PO (Scale I) is ₹36,000 – 1,490/7 – 46,430 – 1,740/2 – 49,910 – 1,990/7 – 63,840.
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The starting Basic Pay for an SIB PO can be ₹36,000 per month.
This pay scale indicates that the Probationary Officer will receive:
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A basic pay of ₹36,000 for the first year.
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An annual increment of ₹1,490 for the next 7 years, reaching ₹46,430.
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An annual increment of ₹1,740 for the next 2 years, reaching ₹49,910.
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An annual increment of ₹1,990 for the next 7 years, reaching a maximum basic pay of ₹63,840.
South Indian Bank PO In Hand Salary 2025 Per Month
The South Indian Bank in-hand salary 2025 for a PO varies depending on the place of posting (due to different HRA and CCA rates), the latest Dearness Allowance (DA) revision, and statutory deductions.
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South Indian Bank pay scale 2025 Details |
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|---|---|
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Component |
Approximate Amount (Monthly) |
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Basic Pay |
₹36,000 |
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Gross Salary |
₹55,000 to ₹60,000 (approximate range, including allowances) |
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South Indian Bank PO In-Hand Salary |
₹52,000 to ₹55,000 (approximate, after deductions) |
South Indian Bank PO Annual Package 2025
The approximate South Indian Bank annual package 2025 (CTC - Cost to Company) for a Probationary Officer is estimated to be in the range of ₹8.6 Lakhs to ₹10 Lakhs per annum.
South Indian Bank Clerk Salary 2025
The South Indian Bank clerk salary 2025 is structured according to the latest Bipartite Settlement that provides a stable pay scale and various benefits to the appointed candidates.
South Indian Bank Clerk Pay Scale 2025
The expected pay scale for the SIB Probationary Clerk post is approved by the IBA and is as follows:
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Pay Scale: Pay Scale: ₹24,050 – 1,340/3 – 28,070 – 1,650/3 – 33,020 – 2,000/4 – 41,020 – 2,340/7 – 57,400 – 4,400/1 – 61,800 – 2,680/1 – 64,480 (20 years).
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The starting basic pay for a Probationary Clerk is ₹24,050.
The maximum basic pay a Clerk can achieve at this level is ₹64,480.
South Indian Bank Clerk In-Hand Salary 2025 (Per Month)
The gross and in-hand salary for an SIB Clerk includes the basic pay, Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and other perks.
While the final in-hand amount depends on current allowance rates and deductions, the starting gross South Indian Bank salary per month 2025 for a Clerk generally falls in the range of ₹39,000 to ₹41,000 (Approximate, excluding two advance increments for graduates).
South Indian Bank Allowances and Perks 2025
In addition to the basic pay, both Probationary Officers and Clerks are entitled to several allowances and benefits as part of their South Indian Bank allowances and perks 2025. Here are a few details about the benefits provided to the SIB employees after their recruitment:
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Dearness Allowance (DA): This allowance is a percentage of the basic pay, revised quarterly based on the Consumer Price Index (CPI).
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House Rent Allowance (HRA): The HRA amount is determined based on the class of the city/location of posting (e.g., Metro, Urban, Rural).
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Special Allowance (SA): An additional allowance provided to the employees.
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City Compensatory Allowance (CCA): Offered to employees posted in metropolitan areas to compensate for the higher cost of living.
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Medical Allowance: Reimbursement for medical expenses is provided to the employees.
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Other Perks: This can include reimbursements for newspapers, entertainment expenses, travel allowance, and a medical aid facility for the employee and their family.
South Indian Bank Probation and Job Profile
Probation is an important aspect after the recruitment of candidates in South Indian Bank. Both probationary officers and clerks have to work on probation for different durations.
Probationary Period and Salary After Probation
Both PO and Clerk roles have a mandatory probation period after their recruitment. It must be completed satisfactorily to ensure confirmation of service that impacts the South Indian Bank salary after probation 2025. Further, here are details related to the salary of South Indian Bank employees after their probation:
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South Indian Bank Probation Details 2025 |
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Post |
Probation Period |
Service Agreement/Bond |
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Probationary Officer (PO) |
2 years |
3 years |
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Probationary Clerk |
6 months |
3 years (₹75,000 bond if leaving before expiry) |
Once the probation period is complete, the service of the employee is confirmed. Then, they become eligible for full annual increments and benefits, which increases their monthly in-hand salary.
South Indian Bank PO and Clerk Career Growth
The South Indian Bank salary growth 2025 is ensured through periodic increments and promotional opportunities based on performance and internal evaluation norms.
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South Indian Bank career growth 2025 Details |
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|---|---|
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Post |
Career Growth Path |
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Probationary Officer (Scale I) |
Manager (Scale 2) to Senior Manager (Scale 3) to Chief Manager (Scale 4) to Assistant General Manager (Scale 5) and so on |
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Probationary Clerk |
Clerks have opportunities to be promoted to Officer Cadres through departmental exams. |
South Indian Bank Junior Officer (Contractual) Salary 2025
The bank also recruits candidates for a specialised contractual post. It is generally referred to as Junior Officer or Business Promotion Officer, whose salary is offered as a Cost to Company (CTC) package.
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Estimated Total CTC: ₹7.44 Lakhs per annum.
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Inclusions: Contributions toward the National Pension Scheme (NPS), insurance premiums, and performance-based variable pay.
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Nature of Role: This is a contractual and target-based sales role for an initial period of 3 years.
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Career Opportunity: High-performing Junior Officers may be considered for absorption as Assistant Manager (Scale I) at the discretion of the bank upon the completion of the contract term.
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