CAIIB BRBL Memory Based Questions

CAIIB BRBL Memory-Based Questions: Candidates preparing for the Certified Associate of Indian Institute of Bankers (CAIIB) exam, specifically for BRBL (Banking Regulation and Business Laws), understand the importance of practicing well and having the right study materials. To succeed in this exam, they need helpful resources and guidance. To support aspirants, we've introduced CAIIB BRBL Memory-Based Questions. It's a crucial tool for preparation.

CAIIB BRBL Memory Based Questions

• NI Act 1881 - Definition (section 13)
• Right to Appropriation - Is it used in the banking sector?
• Information Technology Act 2000 - Is applies to Government agencies.
• PMLA 2002- Fine and Imprisonment (Section 4)
• Local Area Bank - Minimum Paid up capital 95 Cr)
• DRT and DRAT (Section 3 and Section 8 of the RDB Act)
• CIRP - IBC 2016 (Who Can Initiate CIRP)
• Resolution Professional (Section 22 of IBC Code)
• Mortgage Limitation
• Payment and Settlement Act establishment year - 2007
• Sections under the SARFAESI Act 2002
• Cheque related questions
• Definition of Asset
• Definition of Borrower
• Contract of Indemnity
• RTI Act - 2005, period
• PMLA Act - Specified Transactions
• NBFCS- Case Study
• Middle Layers of NBFCs'
• Sales of Goods Act- 1930 (Warrantee-related questions)

CAIIB BRBL Memory-Based Questions Video Link

Importance of CAIIB BRBL Memory-Based Questions

• Insight into Question Format: CAIIB Memory-Based Questions offer a sneak peek into the format, structure, and topic-wise distribution of questions in the exam. This helps candidates understand what to expect on the actual test day.
• Identification of Recurring Topics: By solving memory-based questions, candidates can identify recurring topics and concepts that hold significant weightage in the exam. This allows them to focus their preparation efforts on these areas to maximize their chances of success.
• Assessment of Knowledge and Preparedness: Memory-based questions serve as a platform for candidates to assess their knowledge and analyze their level of preparedness for the exam. Consistently performing well in these practice tests helps build confidence and reduces exam anxiety.
• Improvement in Time Management: Practicing with memory-based questions enables candidates to improve their time management skills. They learn to allocate the right amount of time to each question, ensuring they can complete the exam within the given time frame.
• Testing Conceptual Clarity: Candidates can use memory-based questions to test their conceptual clarity and identify any gaps in their understanding of various topics. This allows them to adjust their study plans accordingly and focus on areas that need improvement.

CAIIB BRBL Syllabus

1. Legal Framework of Regulation of Banks:

• Understanding the structure and regulations governing banks.
• Laws like the Reserve Bank of India Act and the Banking Regulation Act, of 1949.
• Roles of the Reserve Bank of India (RBI) and the government in regulating banks.
• Oversight of cooperative banks and regulations by other authorities.

2. Control over the Organisation of Banks:

• Licensing requirements for banking companies.
• Criteria for establishing new banks and branches.
• Capital requirements and shareholding regulations.
• Governance structure including the board of directors and corporate governance standards.

3. Regulation of Banking Business:

• Authority of RBI to issue directives.
• Rules governing deposits, loans, and interest rates.
• Guidelines for payment systems and internet banking.
• Oversight of money market instruments and banking ombudsman.

4. Returns, Inspection, Winding Up, Mergers & Acquisitions:

• Reporting requirements including annual accounts and balance sheets.
• Audit procedures and submission of returns.
• Measures for financial supervision and penalties for violations.
• Procedures for mergers, acquisitions, and winding up of banks.

5. Different Categories of Banks:

• Overview of public sector, private sector, and regional rural banks.
• Specialized banks like differentiated banks and cooperative banks.
• Specific regulations governing entities like the State Bank of India.

6. Regulation of Non-Banking Financial Companies (NBFCs):

• Role of regulators and registration process for NBFCs.
• Regulatory norms, capital guidelines, and corporate governance standards.
• Guidelines for bank financing to NBFCs and co-lending practices.

7. Financial Sector Legislative Reforms and Financial Stability and Development Council:

• Understanding past banking sector reforms.
• Roles of various committees like the Narasimham Committees.
• Functions of the Financial Stability and Development Council (FSDC) in promoting financial stability and growth.

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