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JAIIB Exam Pattern 2025, IE & IFS, PPB, AFM, and RBWM, Detailed Exam Pattern

JAIIB Examination comprises four compulsory paper. Through the given article, the banking and financial sector employees will get to know the module-wise IIBF JAIIB Exam Pattern 2025, marking scheme in a detailed manner.
authorImageAnanya Gupta21 Apr, 2025
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JAIIB Exam Pattern 2024

 

JAIIB Exam Pattern 2025: Candidates preparing for the JAIIB Exam should clearly understand the JAIIB Exam Pattern 2025. JAIIB, conducted by the Indian Institute Of Banking And Finance (IIBF), is an important exam for banking and financial sector employees seeking career advancement. The exam pattern provides crucial information about the structure of the examination, such as the number of questions, maximum marks, and time duration. In this article, we will discuss the JAIIB Exam Pattern 2025, including the marking scheme, a time limit to qualify for the JAIIB Exam 2025, and the credits retained for subjects passed.

JAIIB Exam Pattern 2025

JAIIB Exam is an important test for banking and finance employees seeking promotion. It's held twice a year by the Indian Institute of Banking and Finance (IIBF). Knowing the exam pattern is crucial, as it tells you how the exam is structured. This includes the number of questions, the maximum marks you can score, and how much time you have.

Here's what you need to know about the JAIIB Exam:

  • There will be information on how many questions you'll need to answer.
  • You'll learn the maximum marks you can achieve.
  • You'll find out how much time you have to complete the exam.

You'll understand the marking scheme, which explains how your answers are scored. Plus, there will be details about how long your passed subjects' credits are valid. This information will help you prepare effectively for the JAIIB Exam and increase your chances of success.

JAIIB Exam Pattern 2025 Overview

Let us look at some of the essential facts about the JAIIB Exam Pattern 2025 in the table below.
JAIIB Exam Pattern 2025 Overview
Particulars Details
Exam conducting Body Indian Institute of Banking and Finance
Exam Name JAIIB 2025
Category Exam Pattern
Exam Level National Level
Mode of Exam Online
JAIIB Exam Date 2025 To be Notified
Type of Questions Multiple Choice Questions
No. of Papers 4 Papers
No. of Questions 100 each paper
Negative Marking No Negative Marking
Selection Process Computer Based Test
Official Website www.iibf.org.in

JAIIB Exam Pattern 2025

JAIIB Exam consists of four papers: Indian Economy and Indian Financial System (IE & IFS); Principles and Practices of Banking (PPB); Accounting and Financial Management for Bankers (AFM); and Retail Banking and Wealth Management (RBWM). Each paper of the JAIIB exam is further divided into different modules. In the JAIIB Exam 2025, which is going to be conducted in an online medium, each of the four papers will comprise 100 questions, with a total of 100 marks. Candidates are allotted 2 hours to complete each paper of the JAIIB exam. The summarized exam pattern for JAIIB 2025 is provided in the table below.

JAIIB Exam Pattern 2025
Papers Papers No. of Questions Total Marks Duration
Paper-I Indian Economy & Financial System 100 100 2 hours
Paper-II Accounting & Financial Management of Banking 100 100 2 hours
Paper-III Principles & Practices of Banking 100 100 2 hours
Paper-IV Retail Banking & Wealth Management 100 100 2 hours

In simple terms, the JAIIB exam has four parts with 100 questions each. You have 2 hours for each part, and you won't be penalized for wrong answers. It's an online exam, and each subject is worth 100 marks.

JAIIB Exam Pattern 2025 Passing Criteria

Here's the Passing Criteria for JAIIB Exam Pattern 2025:

  • The JAIIB 2025 Exam has no negative marking.
  • To qualify, you need at least 50 marks out of 100 on each paper.
  • In your first attempt, if you score 45 marks or more on each paper and have an overall aggregate of 50% across all subjects, you pass.
  • Once you pass a paper, that result is retained until your time limit for completing the JAIIB Exam expires.
Here is the class of pass criteria for the JAIIB exam:

First Class

To be awarded a First Class, you need to meet the following requirements:
  • Secure an aggregate score of 60% or higher across all subjects.
  • Pass all subjects in your FIRST PHYSICAL ATTEMPT.

First Class with Distinction

This is the highest distinction awarded on the JAIIB exam. To achieve it, you must:
  • Earn an aggregate score of 70% or higher.
  • Score at least 60% in each subject.
  • Pass all subjects in your  FIRST PHYSICAL ATTEMPT.

JAIIB Exam 2025 Syllabus

The JAIIB Exam syllabus consists of four papers, each further divided into four modules. The JAIIB 2025 exam syllabus is given below:
JAIIB Exam 2025 Syllabus
Paper Module Syllabus
Paper 1 Indian Economy and Indian Financial System (IE&IFS) Module A Indian Economic Architecture
Module B Economic Concept Related to Banking
Module C Indian Financial Architecture
Module D Financial Products and Services
Paper 2 Principles and Practices of Banking (PPB) Module A General Banking Operations
Module B Functions of Banks
Module C Banking Technology
Module D Ethics in Bank & Financial Institutions
Paper 3 Accounting & Financial Management for Bankers (AFM) Module A Accounting Principles and Processes
Module B Financial Statement and Core Banking Systems
Module C Financial Management
Module D Taxation and Fundamental of Costing
Paper 4 Retail Banking and Wealth Management (RBWM) Module A Retail Banking
Module B Retail Products and Recovery
Module C Support Services – Marketing of Banking Services/Products
Module D Wealth Management

JAIIB Exam Pattern 2025 Time Limit For Passing JAIIB Exam

Here are the key points about the time limit for passing the JAIIB Exam explained in simple terms:

  • You have 5 chances to pass the JAIIB Exam within a maximum of 3 years, starting from the moment you register for the exam.
  • These 5 attempts don't have to be one after the other; they can be spread out.
  • If you can't pass the exam within 3 years or after 5 attempts (whichever comes first), you'll need to sign up for the JAIIB Exam again.
  • The 3-year or 5-attempt period begins from the date of your first registration, not from when you actually take the exams.
  • Within those 3 years, you can apply for any 5 out of the 6 JAIIB exams. If you take all 5 attempts before 3 years, you'll have to re-enroll. Similarly, if you don't use all 5 attempts but 3 years pass, you'll need to re-enroll.

JAIIB 2025 Preparation Tips

The JAIIB Exam is the initial stage of the selection process, and performing well in this stage is crucial to advance to the next rounds. To help you succeed in the JAIIB Exam 2025, we have outlined some valuable preparation tips:
  1. Understand the Syllabus and Exam Pattern: Begin by thoroughly reviewing the JAIIB syllabus and exam pattern. This step provides a clear roadmap of what topics and question types to expect.
  2. Stick to a Study Schedule: It’s essential to follow a structured study schedule. Consistency in your study routine can significantly improve your understanding and retention of the material.
  3. Master the Concepts: Dedicate time to comprehensively learn all the concepts covered in the syllabus. Building a strong foundation is key to tackling the exam’s questions effectively.
  4. Create Study Notes: Making concise study notes as you go along can be immensely helpful during last-minute revisions. These notes serve as quick references and aid in better retention.
  5. Utilize Quality Study Material: Choose the best available JAIIB study material that suits your learning style. High-quality resources can simplify complex topics and enhance your understanding.
  6. Practice Previous Year Papers: Solving JAIIB previous years’ papers is an excellent way to get a feel for the actual exam and identify recurring question patterns.
  7. Take Mock Tests and Test Series: Enroll in JAIIB Exam test series and attempt mock tests regularly. These simulate exam conditions and help you improve your time management and accuracy.
  8. Revision is Crucial: Before the exam, revise the entire JAIIB syllabus. Revision reinforces your knowledge and boosts your confidence.
  9. Take Breaks: While studying, ensure you take regular breaks to keep your mind fresh and avoid burnout. A rejuvenated mind is more receptive to learning.

Other Links Related to JAIIB Exam Pattern 2025
JAIIB Registration JAIIB Exam Date
JAIIB Exam Pattern JAIIB Syllabus
JAIIB Eligibility Criteria JAIIB Passing Criteria
JAIIB Exam Centre List JAIIB Previous Year Question Papers
JAIIB Cut Off (Previous Year) JAIIB Salary

JAIIB Exam Pattern 2025 FAQs

Q1. What's the passing score for JAIIB Exam 2025?

Ans. To pass the JAIIB Exam 2025, you need to score at least 50 out of 100 marks on each paper. For the updated JAIIB Exam Pattern 2025, check the above article.

Q2. Does the JAIIB exam 2025 have a negative marking?

Ans. No, there is no negative marking in the JAIIB Exam 2025. For the revised JAIIB Exam Pattern 2025, check the above article.

Q3. How many questions are there in each paper for the JAIIB Exam 2025?

Ans. Each paper in the JAIIB Exam 2025 consists of 100 questions and we have provided the detail in our article.

Q4. How much time do I have to complete each paper of the JAIIB Exam 2025?

Ans. You have 2 hours to complete each paper of the JAIIB Exam 2025. For the updated JAIIB Exam Pattern 2025, check the above article.

Q6. Where can I find the JAIIB Exam Pattern 2025?

Ans. You can find the Revised JAIIB Exam Pattern 2025 in the above article.

Q7. What are the maximum marks for each paper of JAIIB?

Ans. The maximum marks you can score in each paper of JAIIB is 100.
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