JAIIB PPB Exam Analysis 2025 Shift 2, 8 Nov Questions Asked, Difficulty Level and Review
Priyanka Dahima8 Nov, 2025
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JAIIB PPB Shift 2 Exam Analysis 2025: The Indian Institute of Banking & Finance (IIBF) successfully conducted the JAIIB Principles and Practices of Banking (PPB) exam for the November 2025 cycle on 8 November across multiple centres.
Candidates from the banking and financial sector who attempted Shift 2 described the paper as moderate to slightly tough, with balanced coverage across conceptual, practical, and regulatory topics.
The JAIIB PPB paper comprised 100 multiple-choice questions (MCQs) carrying 1 mark each, with a total duration of 2 hours.
JAIIB PPB Exam Analysis 2025 Shift 1
JAIIB PPB Exam Analysis 2025 Shift 2: Difficulty Level
The overall difficulty level for Shift 2 of the JAIIB PPB 2025 exam was reported as Moderate.
While some numerical and regulatory questions required deep conceptual understanding, the majority of the paper focused on banking fundamentals, ethics, and customer service operations.
| JAIIB PPB Exam Analysis 2025 Shift 2 Difficulty Level | ||
| Section / Module | Topics Covered | Difficulty |
| Module A | Functions of Banks, RBI Roles, NPA, KYC Norms | Moderate |
| Module B | Banking Technology, Cheque Truncation, Payment Systems | Moderate |
| Module C | Core Banking Solutions, Data Security, NEFT/RTGS | Easy-Moderate |
| Module D | Ethics, Corporate Governance, Customer Relations | Easy |
JAIIB PPB Exam Analysis 2025 Shift 2 8 Nov: Questions Asked
Below are memory-based questions and topics reported by candidates from Shift 2 (8 November):
Most candidates agreed that Module A carried the highest weightage (around 35%), followed by Module B and Module D.
- Self-Help Groups
- CGTMSE
- Fixed Deposit Receipts
- Minor Account
- Working Capital
- Turn Over Method
- Non usage of Locker
- Stages of Money Laundering
- BNA - Bulk Note Acceptor
- Cash Deposit Card
- Bank Guarantee
- Convertible Bond
- DSCR Ratio
- ANBC
- PSC
- Trust
- HUF
- Mandate and Power of Attorney
- DPG
- Physical Movement Cheque
- LRS Scheme
- Demand Draft
- NRE Account
- FCNR (B)
- Small Finance Bank PSL Target
Candidates’ Reaction — JAIIB PPB 8 November Shift 2 Review
Here’s what candidates had to say after the exam:
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“Paper was concept-heavy and required in-depth understanding of RBI circulars.”
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“Some numerical questions on bond duration and CRR/SLR were tricky.”
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“The ethics section was direct and easy, helping boost overall scores.”
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“Banking Technology questions were straightforward but required attention to keywords.”
Overall sentiment: Balanced and conceptual, suitable for well-prepared candidates.
JAIIB PPB Exam Pattern 2025
In the table below, we have shared the exam pattern and the number of questions asked in the JAIIB PPB Exam 2025
| JAIIB PPB Exam Pattern 2025 | |
| Particulars | Details |
| Conducting Body | Indian Institute of Banking & Finance (IIBF) |
| Paper Name | Principles and Practices of Banking (PPB) |
| Total Questions | 100 |
| Marks | 100 |
| Exam Duration | 2 Hours |
| Mode | Online (CBT) |
| Negative Marking | No |
JAIIB PPB Exam Analysis 2025, Shift 2 8th November Video Link
Our PW Faculty present an in-depth analysis of the JAIIB PPB exam shift conducted on 8th November 2025. The purpose of this JAIIB Exam Analysis 2025 is to provide valuable information and answer any doubts or questions the candidates may have had during the exam, ultimately helping them better understand their performance