JAIIB RBWM Exam Analysis 2025, All Shift 16 Nov

JAIIB RBWM Exam Analysis 2025: The JAIIB RBWM exam 2025 conducted on 16th November 2025 in three shifts. The paper level is considered to be of moderate to difficult levels based on the candidates' review appeared in the paper. Candidates felt that some questions looked tricky in the paper. The expected number of good attempts is around 70 to 80 questions. 

JAIIB RBWM Shift-Wise Analysis 2025

JAIIB RBWM Shift-Wise Analysis 2025 provides a detailed review of difficulty levels, question trends, and topic-wise weightage across all exam shifts. It helps candidates understand key focus areas, assess performance, and refine preparation strategies based on real-time insights from each shift’s pattern and frequently asked concepts.

JAIIB RBWM Exam Analysis 2025, 16 November Shift 1

JAIIB RBWM Exam Analysis 2025 for Shift 1 is expected to be of a moderate level. Students who took the exam felt that the maximum questions is doable in the paper. 

• Inflation

• Minor Self-Operated Account

• Valuation Method

• Rule 72 144

• Sinking Fund

• Loan-to-Value Ratio

•  25000 Loan for 8% annum. 10,000 MF investment at 5%, both for 15 years. Loan amount value after 15 years, and investment value after 15 years.

• PMJJBY

• Retail Assets Valuation Method

• Total Cost of Ownership

• ​​Subsidies in PMAY

• 4 P’s of Marketing

• Net Profit Margin

• Need Pyramid

• Index Value Calculation

• Full Form of CERSAI

• PMAY-EWS & Lower-Income Group

• Capital Gain

• Inoperative Account

• SMA

• SARFAESI

• Maximum Period of TDR

• CERSAI Late Registration Process

• The person died with dengue within 1 month of the PMJJBY claim being paid or not.

• G Sec Bonds

• Wealth Management on fine art and wine valuation proceedings

• Customer Acceptance Policy

• Branch Profitability

• Cost of Inflation Index

• EMI Calculation

• Investment Banking

• Securitization

• Maslow Need Hierarchy Theory

• Departmental Approach

• MIS

• Customer Analytics

• Credit Card Minimum Bill Due Condition

• Convertible Bonds

• Moratorium on Education Loan, Vehicle Loan

• Para Banking

• Belting Method

• Future Value Present Value Calculation – Annuity

• Depreciation- WDV

• Equitable Mortgage

• Long-Term Capital Gain – Theoretical Aspect

• Home Loan and Car Loan Processing

• Customer Relationship Management

• FOIR Formula

• A person going to sell his property for 57.50 lac. His friend told him that after one year value of his property is 70 lac, and the second option is to invest in a mutual fund at 8% per annum.

• Increasing buyer market in banking services

• CRM Support

• Mortgages registered in CERSAI

• NACH

• ATM Failure Transaction

• Bank profitability-macro factor, industry factors

• Direct selling agent

• Without internet -UPI limit

• TDS rate if PAN submitted

• Levarage

• Retail Banking Systems

• No-lock period -MF scheme

• Lowest premium-LIC Scheme

• Joint FD holder one person expires before the payment

• Non-banking Financial Services

• PWD Customer Facility

• Store Customer Data – Centralised Platform Name?

• Securitisation includes a Loan type

• Finance-car/auto loan by bank through dealer, why?

• Digital Banking- Infrastructure Cost

• Inoperative account time period

• Foreign banks decide to enter retail banking

• Savings accounts- blind/illiterate person

• Long-term capital gain tax rules

• Retail Liabilities Product

• Alternative Asset

• Gold Loan Business

• Index cost of acquisition

• Advantages of the centralised liability process

• Sec 24

• IT Act

• Sovereign bond maturity amount

• Cloud computing technology

• SMA-1

• Mutual fund diversified portfolio scheme

• IMPS-MMID

• Identity of the customer under UPI is through?

•  Sectoral mutual funds

• CIBIL Score Range

• OVD

• KYC

• Literate Minor Age

• FD maximum period

• FRB Scenario

• Retail loan chronological order

JAIIB RBWM Exam Analysis 2025, 16 November Shift 2

The difficulty level of the JAIIB RBWM Exam on 16th November 2025, shift 2, turned out to be of a moderate level. A list of the questions type asked in the paper are provided for the candidates' reference. 

• SFMS

• Future Value of Money

• Net Interest Margin

• Augmented Product

• Wealth Management

• Net Profit Margin

• Education Loan

• PMAY

• Comparison Between Retail Loan and Corporate Loan

• CKYC Benefit

• FD

• Nomination-Case Study

• Mutual Fund

• New Car/Old Card Loan Condition Benefit

• IMPS Benefits Over NEFT & RTGS

• Floating Rate Term Deposits

• Portfolio Manager

• SBU Approach

• Equitable Mortgage

• Mutual Fund

• Customer-Centric

• Interest in the Current Account after the death of the account holder

• Education Loan

• Open-Ended & Closed-Ended Mutual Fund

• PMJJBY

• Criteria For Housing Loan

• PoA In Housing Loan

• Wilful Defaulter Definition

• FD Overdue

JAIIB RBWM Exam Analysis 2025, 16 November Shift 3

Candidates' review on the JAIIB RBWM exam shift 3 is a moderate level of questions asked in the paper. 

• PMJJBY

• If PAN is updated, then TDS Rate?

• Net Profit Margin

• WDV

• Reverse Mortgage Loan

• Present value of annuity

• RoI-8%; Use Rule 115, In how many years will the amount be 3 times?

• RoI Security-5%, Use Rule 72, In how many years will the amount be 2 times?

• UPI Offline

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