Health and Wellness Schemes List, Ayushman Bharat Health Insurance Card
Health and Wellness Schemes support citizens with insurance, hospital care, nutrition, and preventive services. These initiatives improve access to treatment and digital health tools. In 2025, new updates strengthen elderly protection and wellness centres. Health and Wellness Schemes aim to ensure that every family receives essential healthcare support.
Shruti Kumari17 Nov, 2025
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Health and Wellness Schemes are created in to order to boost India’s social welfare framework. These initiatives and Health and Wellness schemes are meant to help citizens access all the medical and insurance care. It makes sure that every citizen of India has access to wellness services so that families stay protected from high hospital costs.
In fact, in the year 2025, there are several health schemes that are active in India/ all of these schemes are designed to focus on various aspects, like the senior citizens scheme, sthe cheme for the differently abled, and more. Therefore, to check out the complete information, keep referring to the provided details.
Health and Wellness Schemes Overview
Health and Wellness Schemes cover a wide range of services, from insurance cover to wellness-centre infrastructure. They include public health insurance, elderly health protection, and universal healthcare services. These initiatives connect people to health facilities through community health centres, health and wellness centre guidelines, and digital health infrastructure.
Through this scheme framework, the government supports financial inclusion in the health sector. The list of health schemes in India by government includes both insurance-based and service-based programs. These schemes ensure that even remote or vulnerable citizens can access hospitals, primary care, and financial cover.
List of Health Schemes in India by the Government
The List of Health Schemes in India by the Government includes many healthcare programmes. These initiatives improve access to medical services. They provide financial protection for families. They also support preventive care, treatment, and community health needs across the country.
| List of Health Schemes in India by the Government | ||
| Scheme Name | Purpose | Key Benefits |
| Ayushman Bharat – PM-JAY | Large-scale health insurance | Cashless hospitalisation for poor and vulnerable families. |
| Central Government Health Scheme (CGHS) | Healthcare for govt employees | OPD, medicines, diagnostics, and wellness services. |
| Pradhan Mantri Atmanirbhar Swasth Bharat Yojana (PMASBY) | Strengthen public health systems | Investment in public health and primary care infrastructure. |
| National Programme for Health Care of Elderly (NPHCE) | Elderly health services | Geriatric clinics, palliative care, home-care support. |
| Rashtriya Swasthya Bima Yojana (RSBY) | Insurance for unorganised sector | Hospitalisation cover for low-income families. |
| Varistha Mediclaim / SCHIS | Senior citizen insurance | Hospitalisation cover for adults above 60. |
| Mahatma Jyotiba Phule Jan Arogya Yojana | State-level health coverage | Cashless treatment in empanelled hospitals (Maharashtra). |
| MEDISEP | Kerala govt staff health insurance | Cashless cover for state employees and pensioners. |
| Vayomithram Project | Geriatric mobile healthcare | Mobile clinics & elder wellness services (Kerala). |
| Ayushman Arogya Mandir | Strengthen HWCs | Preventive care, screening, wellness sessions. |
| National Health Mission (NHM) | Public health delivery | Strengthens maternal, child and disease-control programmes. |
| Janani Suraksha Yojana (JSY) | Maternal health | Financial support for institutional deliveries. |
| Janani Shishu Suraksha Karyakram (JSSK) | Mother and newborn care | Free treatment, medicines, diagnostics for pregnant women. |
| Poshan Abhiyaan | Nutrition improvement | Reduces malnutrition through Anganwadi-based services. |
| PM Poshan | School nutrition | Mid-day meal support for school children. |
| Mission Indradhanush | Universal immunisation | Free vaccines for children and pregnant women. |
| Intensified Mission Indradhanush (IMI 5.0) | Fast-track immunisation | Covers missed-out and left-out children. |
| National Digital Health Mission (ABDM) | Digital health ecosystem | Digital health ID, e-health records. |
| eSanjeevani | Telemedicine | Remote doctor consultation services. |
| PM TB Mukt Bharat Abhiyan | TB elimination | Screening, treatment and nutritional support. |
| Nikshay Poshan Yojana | TB patient support | Monthly nutritional support. |
| National Tobacco Control Programme | Tobacco use reduction | Awareness, cessation support, enforcement. |
| Mental Healthcare Program | Mental health access | Counselling, helplines, district mental health clinics. |
| National AIDS Control Programme | HIV prevention | Free testing, ART treatment and awareness. |
| Universal Screening for NCDs | NCD elimination | Screening for diabetes, hypertension, cancers. |
| National Cancer Control Programme | Cancer prevention | Screening, early detection and support. |
| Pradhan Mantri National Dialysis Programme | Dialysis access | Free dialysis for poor patients. |
| National Organ Transplant Programme | Promote organ donation | Infrastructure for transplant services. |
| ASHA Benefit Scheme | Frontline worker support | Health insurance and financial support. |
| LaQshya Programme | Improve labour rooms | Ensures safe childbirth and hospital delivery quality. |
| Kayakalp Programme | Clean hospital initiative | Cleanliness and hygiene improvement in hospitals. |
| Mera Aspataal | Patient feedback system | Improves service delivery using public feedback. |
| National Health Insurance Scheme for Weavers | Support for artisans | Insurance & healthcare access for weaving community. |
| ESI Health Scheme | Worker medical protection | Cashless hospitalisation & sickness benefits. |
| Pradhan Mantri Surakshit Matritva Abhiyan | Pregnancy care | Free antenatal care for pregnant women. |
| PM–JAY SEHAT (J&K) | Universal health cover | Cashless insurance for all J&K residents. |
| Aarogyasri Health Scheme (Telangana/AP) | State health insurance | Tertiary care access for poor families. |
| Karunya Health Scheme (Kerala) | Critical illness cover | Financial support for major illnesses. |
| Biju Swasthya Kalyan Yojana (Odisha) | Universal health coverage | Free treatment for all in government hospitals. |
| Mukhyamantri Amrutam Yojana (Gujarat) | Poor family insurance | Covers major diseases with cashless treatment. |
| Dr. YSR Aarogyasri (AP) | Tertiary care cover | Cashless cover for serious health conditions. |
| Chief Minister’s Comprehensive Health Scheme (TN) | State-level insurance | Hospitalisation for economically weaker groups. |
| Delhi Farishta Scheme | Emergency healthcare | Immediate free emergency treatment in private hospitals. |
| Chiranjeevi Health Scheme (Rajasthan) | State insurance | Cashless cover for families in Rajasthan. |
| Sushrut Arogya Yojana | Government employee cover | Insurance for govt staff in certain states. |
| National Leprosy Eradication Programme | Leprosy elimination | Screening, treatment, rehabilitation. |
| Pulse Polio Programme | Child health | Nationwide polio vaccination rounds. |
| PM–Jan Aushadhi Scheme | Low-cost medicines | Affordable generic drugs through Jan Aushadhi Kendras. |
| Fit India Movement | National wellness | Encourages physical fitness and lifestyle improvement. |
| Ayushman Bharat Digital Mission | Digital health platform | Digital health records and telemedicine integration. |
| Free Drug and Diagnostics Service Initiative | Access to medicines | Free essential drugs and diagnostics across govt hospitals. |
Recent Health Schemes in India 2025
In 2025, several health and wellness schemes have received renewed focus or expansion:
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Ayushman Vay Vandana Card: Under PM-JAY, all citizens aged 70+ now get a distinct card and full ₹5 lakh cover annually.
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Expanded Health & Wellness Centres: The number of wellness centres (Ayushman Arogya Mandirs) is growing under national health mission guidelines for community care.
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PMASBY Infrastructure Push: More primary healthcare facilities are being strengthened to bring care closer to under-served areas.
These recent health schemes in India 2025 strengthen both insurance cover and preventive care.
Senior Citizen Health Insurance Scheme by the Government of India
One of the key Health and Wellness Schemes for elders is the Senior Citizen Health Insurance Scheme. Under this:
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All citizens aged 70 and above are now eligible for ₹5 lakh cover under PM-JAY.
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This top-up gets added even if they are already covered under PM-JAY.
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It ensures broad protection for serious illnesses and hospitalisation.
This scheme reflects the government’s commitment to strengthening health and wellness schemes for older adults.
Ayushman Bharat Health Insurance Card Apply Online
o apply for the Ayushman Bharat health insurance card, citizens can follow these steps:
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Visit the Ayushman Bharat / PM-JAY portal.
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Use your Aadhaar or ration card for verification.
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Provide details such as name, address, and mobile number.
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Complete the application and wait for your Ayushman Bharat health insurance card.
With recent changes, citizens above 70 now get the Ayushman Vay Vandana Card automatically after age verification.