Housing and Shelter Scheme List, PMAY Apply Online 2025

Housing and Shelter Schemes are announced by governments to provide secure spaces for people who need support. Under this scheme, homes, rental support, and facilities are provided to the deprived families and elders. Through these schemes, people with no permanent homes get their dream spaces.

In India, the Housing and Shelter schemes work under both central and state-level programs. This is done to ensure that every family has a safe and stable place to live. Many of these schemes also offer free shelter for the homeless in India. To know more complete details about such policies keep referring to the provided information. 

Housing and Shelter Scheme Overview 

Housing and Shelter Schemes support individuals from low-income backgrounds. They offer financial help, housing units, rental support, and urban or rural shelter facilities. These schemes aim to reduce homelessness. They ensure safe living conditions for women, senior citizens, differently abled people, and migrant workers.

The meaning of a housing shelter is simple. It is a place where people get temporary or permanent accommodation. The purpose is to provide safety, food, sanitation, and support services. Many Housing and Shelter Schemes also include government shelter homes. These homes provide care for people without stable housing.

In 2025, the Indian government focuses on a stronger housing framework. Under this, the Pradhan Mantri Awas Yojana (PMAY) continues to expand. The goal is stable housing for all eligible families. This also includes free shelter for homeless in India, especially in urban areas where the homeless population is high.

List of Housing and Shelter Schemes

Below is the updated list of major Housing and Shelter Schemes active in India in 2025. The list includes rural, urban, temporary, and permanent shelter initiatives.

PMAY Apply Online Apply 2025 

People seeking permanent housing under PMAY which stands for Pradhan Mantri Awaas Yojana can apply online. The process for PMAY online apply 2025 is simple.

1. Visit the PMAY official portal.

2. Choose the option for “Citizen Assessment.”

3. Select your category (EWS, LIG, MIG).

4. Enter Aadhaar details for verification.

5. Fill the application form with address, family details, and income.

6. Submit the form and save the application number.

7. Track status on the portal using your assessment ID.

This process supports migrants, women-led families, and economically weaker households. PMAY remains the central pillar of Housing and Shelter Schemes.

Benefits of the Housing and Shelter Schemes

Housing and Shelter Schemes offer important social and economic support to citizens. These schemes improve access to safe homes and reduce housing-related financial pressure.

1. Stable Living Conditions: Families living in unsafe or temporary places get secure and permanent homes. This improves safety, hygiene, and overall well-being.

2. Financial Support for Families: Schemes like PMAY reduce the cost of building or repairing houses through subsidies and interest support. This makes housing more affordable for low-income families.

3. Free Shelter for Homeless in India: Shelter homes provide immediate protection, basic facilities, and safe accommodation for homeless individuals. This reduces health risks and improves access to essential services.

4. Support for Women, Elders, and Disabled Individual: Many schemes give priority to vulnerable groups. Women-headed households, senior citizens, and disabled individuals receive safer and more accessible housing options.

5. Urban and Rural Development: Housing projects improve roads, sanitation, water supply, and public health standards. This strengthens development in both urban and rural areas.

6. Rental Relief for Migrants: Affordable rental schemes support migrant workers by offering safe and low-cost rooms near workplaces. This helps them reduce travel stress and maintain stable employment.