Mahila Rozgar Yojana, Objective, Features and Other Initiatives

Mahila Rozgar Yojana is an important women employment scheme created to help women start small businesses and build a stable income. It supports women through financial aid, training, and market guidance so they can run their own work with confidence. This programme also works as a strong mahila livelihood scheme because it helps women learn new skills, grow their small ventures, and improve their daily life. By offering financial support and training through Self-Help Groups, it also strengthens the female job support programme at the village and city level.

What is Mahila Rozgar Yojana?

Mahila Rozgar Yojana (Women Employment Scheme) provides for the empowerment of women through self-employment schemes by way of providing loans, subsidies and other support to enable women to take up activities for their livelihood. Mahila Rozgar Yojana is a step taken for women support programme job in the direction of encouraging females in income generating economic activities. The main features of Mahila Rozgar Yojana, the main aim is women self-employment and to increase the level of participation of women in economic activities.

Scheme Objectives of Mahila Rozgar Yojana

Mahila Rozgar Yojana is launched with a sole aim of self-employment. It is the women financial support scheme for job. The scheme also seeks to empower women by providing necessary financial support.

Key Features

The scheme offers initial financial support. It provides ₹10,000 via Direct Benefit Transfer (DBT) to one woman per household. Further financial help can reach up to ₹2 lakh based on business success. This allows for business expansion and stability.

Supported Sectors

Women can start enterprises in various fields. These include grocery stores, tailoring units, livestock farming, and handicrafts production. These sectors are common areas for women's entrepreneurship.

Training and Guidance

The scheme offers essential training and guidance. It uses Self-Help Groups (SHGs) for this purpose. In Bihar, over 11 lakh SHGs help in skill development. This ensures women have the skills needed for their ventures.

Sales Support

Support is also available for selling products. The scheme aids sales through expanding Gramin Haat-Bazaars. This helps women reach wider markets for their goods.

Integration with Other Initiatives

The Mahila Rozgar Yojana connects with the Jeevika Nidhi Credit Cooperative Society. This enhances access to microfinance and business training. This integration strengthens the overall support system.

Lakhpati Didi Campaign Connection

This scheme complements the national Lakhpati Didi Campaign. This campaign aims to make rural women self-reliant. The target is for women to earn over ₹1 lakh annually. The national target is 3 crore women, with over 2 crore already achieved.

Linked Schemes

Several other schemes support this initiative. These include Mudra Yojana, Drone Didi, Bima Sakhi, and Bank Didi. PM Awas Yojana and Ayushman Bharat also provide indirect support. These schemes offer financial inclusion and skill-based employment.

Direct Benefit Transfer (DBT) of Mahila Rozgar Yojana

The scheme uses DBT for initial financial aid.

1. Identification: Identifies eligible women beneficiaries.

2. Account Linkage: Linking of bank accounts with Aadhaar and Mobile Numbers. Over 30 crore women have now opened bank accounts.

3. Fund Transfer: ₹10,000 credited to the account of the beneficiaries. The process of transferring funds directly to the accounts of beneficiaries is absolutely transparent and free from any corrupt practices. This has now become possible due to the past successes of Jan Dhan Yojana.

Self-Help Groups (SHGs) Engagement of Mahila Rozgar Yojana

SHGs are vital for training and guidance.

1. Group Formation: Women form or join existing SHGs.

2. Skill Development: SHGs provide training in various livelihood skills. These include areas like tailoring and handicrafts.

3. Mentorship: SHGs offer ongoing support and mentorship. This helps women manage their businesses effectively. This strengthens the female job support programme at a grassroots level.