NSAP – Indira Gandhi National Old Age Pension Scheme
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Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is a part of the National Social Assistance Programme (NSAP) and provides financial support to citizens aged 60 years or above who live below the poverty line. Beneficiaries receive a monthly pension of ₹200 up to 79 years and ₹500 for those 80 years or older.
Launched on 15th August 1995, NSAP is a fully funded central scheme aimed at helping destitute individuals with little or no income. Administered by the Ministry of Rural Development, it covers rural and urban areas and includes five sub-schemes: IGNOAPS, IGNWPS, IGNDPS, NFBS, and the Annapurna Scheme.
What is the NSAP - Indira Gandhi National Old Age Pension Scheme?
NSAP (National Social Assistance Programme) is a big social help programme by the Government of India. One important part of this programme is the Indira Gandhi National Old Age Pension Scheme. This scheme gives financial support to older adults who are poor and have little or no income.
This Scheme was launched:
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To help old people who are poor.
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To give monthly money so they can take care of daily needs.
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To support old citizens who don’t have family income or earning source.
Who Runs the NSAP – Indira Gandhi National Old Age Pension Scheme?
The Government of India runs this scheme under the National Social Assistance Programme (NSAP). It is meant to help the old and poor people in both rural and urban areas.
IGNOAPS Eligibility Criteria
To get pension under this scheme, a person must meet these rules:
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The person must be 60 years old or above.
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They must belong to a family that lives Below Poverty Line (BPL).
If a person meets these rules, they can apply and get money every month as old age support.
IGNOAPS Pension Amount
IGNOAPS Pension Amount shows the monthly financial help given to elderly people under the central government pension scheme based on their age.
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IGNOAPS Pension Amount |
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Age Group |
Monthly Pension Amount (Central Share) |
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60 to 79 years |
₹200 per month |
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80 years and above |
₹500 per month |
Many states also give extra money (state share) over this central pension, so old people may get more in some states.
How does the Pension Money Reach You?
The government sends the pension money straight to a person’s bank account or post office account. This happens every month. They use schemes that link the money to direct bank transfer for safety and fast payment.
Other Important Parts of NSAP Pension Scheme
The NSAP pension scheme is not only for old age. It also helps other groups of people:
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Indira Gandhi National Widow Pension Scheme – support for poor widows.
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Indira Gandhi National Disability Pension Scheme – support for people with severe disabilities.
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National Family Benefit Scheme – money support if the main earner dies
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Annapurna Scheme – free food grains for old people not covered under the old age pension.
How to Apply for the Pension under NSAP?
How to Apply for the Pension under NSAP explains the simple steps an eligible person needs to follow to get a monthly pension support from the government.
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Get a pension application form from the local office (like the village office or Social Welfare office).
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Fill in your details like name, age, and proof that you are below poverty line.
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Submit your documents like age proof, BPL certificate, identity proof, and bank details.
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The government checks your documents.
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After approval, you start getting pension every month in your bank account.
Indira Gandhi National Old Age Pension Scheme Benefits
Indira Gandhi National Old Age Pension Scheme Benefits highlights the ways this scheme supports elderly people by providing financial help and improving their quality of life.
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Helps old people who have no income.
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Gives a small monthly amount to meet basic needs.
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Improves the life of poor elderly people.
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Helps reduce poverty among older people.
Why NSAP Pension Scheme is Important?
This NSAP pension scheme is important because many old people have no job and no source of money. The pension gives them some support to buy food, pay for medicines, and live with some dignity in their old age.