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Pradhan Mantri Matru Vandana Yojana: Eligibility, Application, Benefits

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a direct benefit transfer scheme. It provides cash incentives to pregnant women and lactating mothers. The scheme aims to compensate for wage loss. It also improves health-seeking behaviour. This maternal welfare scheme supports first live births.
authorImageShruti Kumari19 Dec, 2025
Pradhan Mantri Matru Vandana Yojana

Pradhan Mantri Matru Vandana Yojana is a central maternal welfare scheme designed to support pregnant and lactating women in India. The scheme provides financial assistance to compensate for wage loss and encourage healthy practices during pregnancy. Understanding PMMVY eligibility helps beneficiaries know who can apply and under what conditions. 

The maternity benefit scheme amount is released in structured phases, known as PMMVY installment details, linked to health check-ups and vaccination milestones. As a pregnancy assistance scheme, it plays an important role in improving nutrition, promoting institutional care, and strengthening maternal and child health outcomes.

Pradhan Mantri Matru Vandana Yojana

The Pradhan Mantri Matru Vandana Yojana is a government initiative. It offers financial support to pregnant and lactating women. This support is for their first live birth. The scheme aims to reduce maternal and child mortality.

Objective of Pradhan Mantri Matru Vandana Yojana

The Pradhan Mantri Matru Vandana Yojana (PMMVY) aims to provide partial compensation for wage loss. This reduces the financial burden on pregnant women. It also promotes improved health-seeking behaviours. These include antenatal care and institutional delivery. The scheme ensures better nutrition for mothers and infants.

PMMVY Eligibility Criteria

Pregnant women and lactating mothers are eligible for PMMVY. This applies to their first live birth. Beneficiaries must meet specific criteria.

  • Women must be pregnant or lactating.

  • They should not be employed by Central or State Governments.

  • Women already receiving similar benefits are not eligible.

  • The scheme supports the first living child only.

Maternity Benefit Scheme Amount

Under PMMVY, beneficiaries receive a total maternity benefit scheme amount of INR 5,000. This amount is disbursed in installments. It directly transfers to the beneficiary's Aadhaar-linked bank or post office account.

PMMVY Installment Details

The INR 5,000 PMMVY installment details are structured as follows:

  • First Installment: INR 1,000 upon early registration of pregnancy. This must be within 150 days of Last Menstrual Period (LMP).

  • Second Installment: INR 2,000 after one antenatal check-up. This check-up must occur after six months of pregnancy.

  • Third Installment: INR 2,000 after child birth registration. The child must have received the first cycle of vaccinations. This includes BCG, OPV, DPT, and Hepatitis-B.

Application Process

Beneficiaries can apply for PMMVY at the Anganwadi Centre (AWC) or approved health facility.

  • Application forms are available free of cost.

  • Required documents include Mother and Child Protection (MCP) Card, Aadhaar Card, and bank/post office account details.

  • Forms must be filled and submitted with necessary documents.

Key Benefits

The scheme offers significant benefits. It provides financial assistance during pregnancy and lactation. This pregnancy assistance scheme supports improved nutrition and health practices. It also helps reduce infant and maternal mortality. The PMMVY is a crucial maternal welfare scheme.

Key Rules of Pradhan Mantri Matru Vandana Yojana

The key rules of Pradhan Mantri Matru Vandana Yojana define the conditions for claiming benefits and ensure that financial assistance reaches eligible mothers in a transparent and structured manner.

Rules for Claiming Benefits

The scheme operates under specific rules to ensure effective delivery.

  • Direct Benefit Transfer (DBT): All payments go directly to the beneficiary’s account. This ensures transparency and reduces leakage.

  • Single Child Benefit: The scheme covers only the first live birth.

  • Integration with Health Services: Eligibility often links to health check-ups and vaccinations. This promotes use of public health facilities.

  • Exclusion Clause: Government employees are typically not eligible. This targets the financially vulnerable.

Pradhan Mantri Matru Vandana Yojana FAQs

What is the main objective of Pradhan Mantri Matru Vandana Yojana?

The main objective is to provide partial wage compensation for pregnant and lactating women. This encourages health-seeking behaviours.

Who is eligible for PMMVY benefits?

Pregnant women and lactating mothers are eligible for their first live birth. They must not be government employees.

What is the total maternity benefit scheme amount under PMMVY?

The total maternity benefit scheme amount is INR 5,000. It is paid in three installments.

How are PMMVY installment details structured?

Installments are INR 1,000 (pregnancy registration), INR 2,000 (antenatal check-up), and INR 2,000 (child birth registration and first vaccination cycle).
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