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The IBPS RRB SO exam is organized by the Institute of Banking Personnel Selection (IBPS) for recruitment of Specialist Officers in Regional Rural Banks in India.
What are the major posts under IBPS RRB SO?
Some of the specialist officer positions are: IT Officer, Agricultural Officer, Law Officer, Marketing Officer, HR/Personnel Officer, Treasury Manager.
What is the eligibility for IBPS RRB SO 2025?
Candidates are required to possess a relevant degree for the concerned specialist post they are applying for, satisfy the age limits, and must be citizens of India. The age limits differ by post: Officer Scale II (21–32 years), Officer Scale III (21–40 years).
What are the selection process?
The selection process involved a Preliminary Exam, Main Exam, and Interview. Each stage tests the aptitude and specialization for their respective positions.
IBPS RRB SO Salary 2025, Salary Structure, and Job Profile
Discover the IBPS RRB SO Salary 2025, including pay scale, in-hand salary, allowances, and a detailed job profile. Learn about career growth and responsibilities for IBPS RRB SO.
Nazish Fatima9 Jun, 2025
IBPS RRB SO Salary 2025: Prospective candidates planning to take the IBPS RRB SO 2025 exam need to have a good understanding of the IBPS RRB SO Salary 2025. The Institute of Banking Personnel Selection (IBPS) has announced its IBPS RRB SO Recruitment 2025, which aims to fill vacancies. As a result, many students might not be familiar with the specifics of the IBPS RRB SO Salary 2025.
IBPS RRB SO Salary 2025
The salary offered for IBPS RRB SO positions 2025 is indeed a captivating aspect for potential candidates. This career choice presents an attractive salary structure that can be quite substantial. Those who are chosen can anticipate a prestigious salary package in 2025. Alongside the salary, selected candidates will also be entitled to various allowances and benefits. This role presents a great opportunity, especially for graduates in the field of agriculture.
The scheduled pay scale for IBPS RRB Specialist Officer (SO) in 2025 will be ₹48,480–₹85,920, with a starting in-hand salary of ₹ 75,000–₹ 77,000 per month, inclusive of benefits such as Dearness Allowance, House Rent Allowance, and Special Allowance. The gross wage in hand then provides additional benefits and perks.
IBPS RRB SO Salary Structure 2025
Component
Amount (in INR)
Pay Scale
₹48,480 – ₹85,920
Basic Pay
₹48,480
Dearness Allowance (DA)
₹14,634 per month
House Rent Allowance (HRA)
₹3,371 per month
Special Allowance
₹7,707 per month
DA on Special Allowance
₹2,389 per month
Gross Monthly Salary
₹75,000 – ₹77,000
IBPS RRB SO In-hand Salary 2025
For the year 2025, the in-hand salary of an IBPS RRB Specialist Officer (SO) for Officer Scale 2 situated post salary basis will approximately be ranging from ₹33,000 to ₹39,000 as after deductions amount, and for Officer Scale 3 post will approximately be ranging from ₹38,000 to ₹44,000 for all posts. This figure only includes the total basic pay salary and all allowances such as DA, HRA, and special allowances.
IBPS RRB SO Allowances
In addition to the selected IBPS RRB SO Salary, candidates will also receive a range of perks and allowances. These extra benefits are provided to candidates to help cover different types of expenses and to account for the impact of inflation. The perks included as part of the AFO Salary package encompass various aspects such as the Leave policy, Leave Travel Allowance, access to Holiday Homes, Conveyance allowance, Newspaper allowance, Medical allowance, Entertainment allowance, House and Furniture allowance, and more. Here, we provide you with the details about the allowances that are disbursed as part of the IBPS RRB SO Salary 2025.
IBPS RRB SO Allowances
Special Allowance
15,571
Dearness Allowance (DA)
10,278
House Rent Allowance
3,878
Location Allowance
1,200
Learning Allowance
1,030
Gross Pay
80,437
Deduction (NPS, etc.)
5,876
IBPS RRB SO Salary 2025 Job Profile
In 2025, the IBPS RRB Specialist Officer (SO) profile involves the performance of specialized duties within Regional Rural Banks, including the position of IT Officer, Law Officer, Treasury Manager, Marketing Officer, or Agricultural Officer. SOs will be responsible for all the technical duties, ensuring compliance with court or Indian contract law, loan documentation, customer service, and supporting the Regional Rural Banks' efforts.
Officers will be the ones performing credit appraisals, ensuring policies are being implemented into practice, and maintaining governance standards; this could include working on specific loans in the financial inclusion drive or ensuring regions work with applicable women in establishing self-help groups.
The pay scale of a Specialist Officer provides a salary of ₹48,480–₹85,920, with the in-hand salary from ₹75,000 to ₹77,000 per month, to include allowances, from D.A, HRA, and a Special Allowance, to security of time and full career progression professionalism welcome options for same and similar firms and offer different perks that you could need.
IBPS RRB SO Salary 2025 Career Growth
The IBPS RRB Specialist Officer (SO) offers lots of opportunities in career growth and career advancement. The officers in the bank start at Scale I (Probationary Officer) and move up the ladder to Assistant Manager, Deputy Manager, Branch Manager, Senior Branch Manager, Chief Manager, Assistant General Manager, Deputy General Manager, and General Manager.
Promotions are based on work experience, work performance, and your performance in the internal exams. And over the years, you can expect your remuneration to increase as your responsibilities increase - every year with the annual increment as well as with the additional responsibility. After about five years you may be looking at earning roughly ₹50,000–₹60,000 a month, and then 10 years down the road you may be looking at earning roughly ₹70,000–₹80,000 a month including any allowable amounts and benefits too. The IBPS RRB Specialist Officer (SO) role offers job security, a pathway to professional development and importantly a clear structured hierarchy for promotions.
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