

NICL AO Prelims Cut Off 2025: The NICL AO Prelims Cut Off 2025, along with the scorecard, was officially announced on November 13, 2025. The Phase 1 Examination cut-off scores per category and section have been released by the National Insurance Company Limited. These cut-off marks are the minimum scores needed to qualify for the Mains Exam. Candidates are shortlisted for the next round if their scores are at least as high as the cut-off for their category.
The NICL AO Prelims Cut Off Marks 2025 have been officially released on 13th November 2025 along with the result. Candidates who appeared for the Administrative Officer (AO) Preliminary Exam can now check the NICL AO Prelims Cut Off Marks 2025 PDF Download link from the official website.
Aspirants who took the AO exam can check their NICL AO Prelims Cut Off 2025 UR OBC SC ST EW at nationalinsurance.nic.co.in whenever they are available. The NICL AO Prelims Cut Off 2025 generalist & specialist posts for the Written Exam AO are now accessible on the website listed below.
The cut-off marks are released category-wise and post-wise to ensure transparency in the selection process. Aspirants can also compare the NICL AO Cut Off 2025 prelims expected vs actual to understand the exam’s difficulty level this year. Here are the sectional cut off given below:
| NICL AO Sectional Cut Off 2025 | ||||
| POST | CATEGORY | English Language (Out of 30) | Reasoning Ability (Out of 35) | Quantitative Aptitude (Out of 35) |
| GENERALIST | SC, ST, OBC, & PwBD | 13.25 | 6.75 | 7.25 |
| EWS & UR | 16.25 | 11 | 10.5 | |
| DOCTORS, LEGAL, FINANCE,INFORMATION TECHNOLOGY, AUTOMOBILE ENGINEERS | SC, ST, OBC, PwBD | 7 | 1 | 1 |
| EWS, UR | 10 | 2.25 | 3.75 | |
| EWS, UR | - | - | - | |
The NICL AO Prelims Cut Off 2025 post-wise breakdown shows variations depending on the number of vacancies and competition across different categories. Candidates must secure at least the NICL AO Prelims Cut Off 2025 how many marks to qualify benchmark to be eligible for the Mains examination.
| NICL AO Category Wise Cut Off 2025 | |||||||||
| POST | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
| GENERALIST | 64.75 | 58.25 | 70.5 | 69.5 | 70.75 | 58.25 | 38 | - | - |
| DOCTORS (I(BS)) | 9.75* | 15.25* | 17.50$ | 17.50% | 17.50* | 28.75 | 15 | 38.25 | 23.75 |
| LEGAL | 46.25 | 40.75 | 43 | 46.75 | 52 | ||||
| FINANCE | 56.25 | 53.25 | 65 | 66 | 68 | ||||
| INFORMATION TECHNOLOGY | 56.25 | 46.75 | 56.75 | 58 | 58.75 | ||||
| AUTOMOBILE ENGINEERS | 20.00$ | 20.00$ | 20.00$ | 20.00$ | 20.00* | ||||
Note:
- No Vacancy
$ Reserve category at par with UR category
*All qualified candidates are Merit listed; hence list cannot be extended
% All qualified candidates are Merit listed, hence list cannot be extended & is at par with the UR category.
The NICL AO Previous Year Cut Off marks play an important role in helping banking aspirants who appeared for the exam to understand the exam’s difficulty level. Previous Year's NICL AO Cut Off are provided both section-wise and category-wise (General/UR, OBC, SC, ST, PwBD categories).
The NICL AO Previous Year's Cut Off marks are important for the candidates who took the exam and are interested in the upcoming NICL AO (Administrative Officer) vacancies to have an idea about the difficulty level of the exam and how much they have to prepare to get selected for the vacancies.
| NICL AO Prelims Cut Off 2024 (Category-wise) | ||||||||
| Posts | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) |
| Generalist | 74.5 | 66.75 | 79.50 | 79.50 | 79.5 | 69.75 | 37.25 | 61.25 |
| Doctors (MBBS) | 15.00 | 13.25 | 13.50 | 20.75 | 20.75 | – | – | – |
| Legal | 37.25 | 26.25 | 37.25 | 37.25 | 37.25 | – | – | – |
| Finance | 59 | 43.75 | 65.75 | 65.75 | 65.75 | – | – | – |
| Actuarial | – | – | 65.5 | 65.5 | 65.5 | 21.75 | 34.00 | 29.00 |
| Information Technology | 61 | 55.5 | 63.75 | 61.75 | 63.75 | – | – | – |
| Automobile Engineers | 21.00 | 19.25 | 21.00 | 19.50 | 21.00 | – | – | – |
| NICL AO Prelims Cut Off 2024 (Subject-wise) | ||||
| Posts | Categories | English Language (Out of 30) | Reasoning Ability (Out of 35) | Quantitative Aptitude (Out of 35) |
| Legal, Finance, Information Technology, Generalist | SC, ST, OBC & PwBD | 12.75 | 5.25 | 4.25 |
| EWS & UR | 16 | 10.5 | 8.25 | |
| Actuarial | OBC & PwBD | 12.75 | 5.25 | 4.25 |
| SC, ST, EWS & UR | 16 | 10.5 | 8.25 | |
| Doctors (MBBS), Automobile Engineers | SC, ST, OBC, PwBD | 7.75 | 1 | 1 |
| EWS, UR | 11 | 2.75 | 2.5 | |
| Automobile Engineers | 21.00 | 19.25 | 21.00 | 19.50 |
| NICL AO Mains Cut Off 2024 for Hindi Officer | |||||||||
| Posts | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
| Generalist | 128.25 | 116.25 | 141.00 | 138 | 141 | 157.5 | 96.25 | 120.75 | 87.25 |
| Doctors (MBBS) | 59.75 | 58.00 | 56.75 | – | 65.00 | – | – | – | – |
| Legal | 109 | 91 | 123.00 | 109.75 | 123 | – | – | – | – |
| Finance | 103.75 | 99.5 | 120.5 | 118 | 120.5 | – | – | – | – |
| Actuarial | – | – | 90.25 | – | 90.25 | 71.25 | – | 88 | 115.00 |
| Information Technology | 109.5 | 90.75 | 122 | 120 | 124 | – | – | – | – |
| Automobile Engineers | 96.50 | 75 | 96.50 | 94.5 | 96.5 | – | – | – | – |
| Hindi (Rajbhasha) Officers | 89.5 | 50.50 | 90.00 | 90.00 | 90 | – | – | ||
| NICL AO Prelims Sectional Cut Off 2016 | |||
| Sections | UR | PWD (HI) | SC, ST,OBC,PWD (VI,OC) |
| English Language | 9.75 | 5.75 | 7.00 |
| Quantitative Aptitude | 10.75 | 6.25 | 7.75 |
| Reasoning Ability | 16.00 | 9.75 | 12.00 |
| NICL AO Prelims Overall Cut Off 2016 | |
| Category | Cut Offs |
| UR | 65.50 |
| SC | 57.25 |
| ST | 51.25 |
| OBC | 59.75 |
| HI | 26.50 |
| OC | 52.25 |
| VI | 55.50 |
| NICL AO Mains Sectional Cut Off 2016 | ||
| Section | UR | SC/ST/OBC/PWD |
| English Language | 12.25 | 8.00 |
| Reasoning Ability | 20.50 | 16.75 |
| Quantitative Aptitude | 9.75 | 7.25 |
| General Awareness | 13.25 | 10 |
| NICL AO Mains Overall Cut Off 2016 | |
| Category | Cut Offs |
| UR | 99.25 |
| OBC | 88.25 |
| SC | 81.25 |
| ST | 72.25 |
| HI | 67.50 |
| OC | 75.45 |
| VI | 84.75 |
| NICL AO Mains Descriptive Cut Off 2016 | |
| Category | Cut Offs |
| UR | 15 |
| OBC | 15 |
| SC | 13.5 |
| ST | 13.5 |
| HI | 13.5 |
| OC | 13.5 |
| VI | 13.5 |
The NICL AO Cut Off 2025 marks are determined by several key factors that reflect the overall competitiveness and exam conditions each year, these are-
