NICL AO Syllabus 2026 for Generalist & Specialist Posts
NICL AO Syllabus 2026 outlines Prelims, Mains, and Interview stages, covering Reasoning, Quantitative Aptitude, English, General Awareness, Computer Knowledge, and Professional Knowledge. Understanding the syllabus and exam pattern helps candidates plan strategically and maximize their performance efficiently.
Lata Negi14 Feb, 2026
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NICL AO Syllabus 2026: The NICL AO Syllabus 2026 is designed to assess candidates’ aptitude, subject knowledge, and professional skills required for the Administrative Officer role. The syllabus is divided into Prelims and Mains, covering sections such as Reasoning Ability, Quantitative Aptitude, English Language, General Awareness, Computer Knowledge, and Professional Knowledge (for Specialist posts). A thorough understanding of the latest syllabus helps candidates plan an effective study strategy, focus on high-weightage topics, and improve overall exam performance.NICL AO Syllabus 2026
Banking aspirants must thoroughly understand the NICL AO Syllabus and Exam Pattern 2026 before starting their preparations. A clear strategy, guided by the detailed syllabus for NICL Administrative Officer (AO) posts, helps candidates prepare efficiently and with focus.
Familiarity with the updated NICL AO Exam Pattern 2026 is crucial to understand the marking scheme, section-wise weightage, and types of questions, enabling aspirants to plan their preparation strategically and maximize their performance.
NICL AO Syllabus And Exam Pattern 2026
Candidates must be well-acquainted with the detailed syllabus for NICL Administrative Officer (Scale-I) Posts 2026 to plan their preparation strategically and with enthusiasm. Selected candidates will receive a competitive NICL AO Salary 2026 along with attractive benefits. An overview is provided in the table below.
| NICL AO Syllabus 2026- Overview | |
| Recruitment Body | National Insurance Company Limited (NICL) |
| Posts | Administrative Officer (Scale-I) |
| Category | Syllabus |
| Selection Process | Prelims, Mains, and Interview |
| Number of Questions | Prelims- 100 Mains- 250 (objective test) |
| Negative Marking | 1/4th mark |
| Official website | www.nationalinsurance.nic.co.in |
NICL AO Exam Pattern 2026
The candidate has to clear the three stages of the exam pattern to be nominated for the post. Given below is the exam pattern of the NICL AO 2026 recruitment. There are 3 stages in NICL AO 2026 – Prelims, Mains, and Interview.NICL AO Prelims Exam Pattern 2026
- NICL AO Prelims Exam consists of 3 sections: English Language, Reasoning Ability, and Quantitative Aptitude.
- A total of 100 questions are included in the NICL AO Exam 2026.
- Each question will carry 1 mark, and no mark will be deducted for not answering the questions.
- There is a negative marking of 0.25 marks for each incorrect response.
| NICL AO Prelims Exam Pattern 2026 | |||
| Name of Test | No. of Questions | Marks | Duration |
| English Language | 30 | 30 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
NICL AO Mains Exam Pattern 2026
The NICL AO Mains Exam Pattern 2026 is tabulated below. The NICL AO 2026 Mains Exam Pattern are different depending upon the posts you have applied for.NICL AO Mains Exam Pattern 2026 for Generalist
- NICL AO Generalist posts, there are 5 sections, namely Reasoning Ability, English Language, General Awareness, Computer Knowledge, and Quantitative Aptitude.
- Total Number of questions – 250
- Total Number of Marks – 250
- Duration of NICL AO Mains Generalist Exam – 180 minutes
- There will be negative marking of 0.25 marks for wrong answers.
| NICL AO Mains Exam Pattern 2026 for Generalist | |||
| Name of Test | No. of Questions | Marks | Duration |
| Reasoning Ability | 50 | 50 | 40 minutes |
| English Language | 50 | 50 | 40 minutes |
| General Awareness | 50 | 50 | 30 minutes |
| Computer Knowledge | 50 | 50 | 30 minutes |
| Quantitative Aptitude | 50 | 50 | 40 minutes |
| Total | 250 | 250 | 180 minutes |
NICL AO Mains Exam Pattern 2026 for Specialist
- NICL AO Specialist posts have 6 sections, namely Reasoning Ability, English Language, General Awareness, Computer Knowledge, Quantitative Aptitude, and Professional Knowledge.
- Total Number of questions – 250
- Total Number of Marks – 250
- Duration of Exam – 180 minutes
- Negative marking of 0.25 marks for incorrect responses.
| NICL AO Mains Exam Pattern 2026 for Specialist | |||
| Name of Test | No. of Questions | Marks | Duration |
| Reasoning Ability | 40 | 40 | 35 minutes |
| English Language | 40 | 40 | 30 minutes |
| General Awareness | 40 | 40 | 20 minutes |
| Computer Knowledge | 40 | 40 | 25 minutes |
| Quantitative Aptitude | 40 | 40 | 35 minutes |
| In the Special stream, an additional test to assess technical & professional knowledge in the relevant discipline | 50 | 100 | 35 minutes |
| Total | 250 | 250 | 180 minutes |
NICL AO Mains Descriptive Test
In NICL AO Descriptive Test, there are three questions of Essay, Precis, and Comprehension. Each section will carry 10 marks, and candidates will be provided 30 minutes to complete the NICL AO Descriptive Test.| NICL AO Mains Descriptive Test | ||
| Topics | Marks | Duration |
| Essay | 10 | 30 minutes |
| Précis | 10 | |
| Comprehension | 10 | |
| Total | 30 | |
NICL AO Interview 2026
It is the third stage of the examination. After completing the NICL AO Mains exams, candidates will be contacted for a personal interview. The personal interview consists of questions that are aptitude-based. The combined scores from the Mains and personal interviews are used to construct the final list.| Selection Process | Description |
|---|---|
| Interview Round | Candidates are invited to face-to-face interviews at designated centers. |
| Final Selection | The final selection is determined by the candidates’ performance in the mains and interview. |
| Weightage Ratio of Marks | The marks from both phases (mains and interview) contribute to the final selection in an 80:20 ratio. |
NICL AO Syllabus 2026
The most important parameters to enter the competitive exam are the syllabus and the exam pattern. NICL AO Syllabus 2026 contains a complete list of subjects to be prepared separately for Phase I, Phase II and India Officers. In conjunction with the NICL AO Syllabus 2026, it is ensured that all subjects relevant to the exam are covered. Through the exam pattern, candidates get an idea of the number of questions to be asked, the mark distribution and the duration of each stage.| NICL AO Syllabus 2026 | |
| Subject | Syllabus Topics |
| English Language |
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| Reasoning Ability |
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| Quantitative Aptitude |
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| General Awareness |
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| NICL AO Exam Other Links | |
| NICL AO Eligibility | NICL AO Salary |
| NICL AO Preparation Tips | NICL AO Selection Process |
| NICL AO Score Card | NICL AO Prelims Cut off 2025 |
NICL AO Syllabus 2026 FAQs
What is the NICL AO Syllabus 2026?
The NICL AO Syllabus 2026 includes English Language, Numerical Ability, and Reasoning Ability for prelims exam, whereas the syllabus for mains examination is vast.
Does the NICL AO 2026 Examination include any negative marking?
Yes, each incorrect responses in the NICL AO Examination 2026 there will be a negative marking equal to one-fourth (1/4) of the mark given for that question for each incorrect response.
Where can I get the detailed NICL AO Exam Pattern 2026?
Ans. The detailed NICL AO Exam Pattern 2026 along with the sections to be asked, weightage, sectional timing are provided in the article.
How many stages are there for the NICL AO 2026 Examination?
There are three stages in the NICL AO 2026 Examination, i.e Prelims (Objective), Mains (Objective and Descpritive) and Interview.
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