SBI Clerk Salary 2025 In Hand Salary, Per Month, Salary Structure
Lata Negi11 Aug, 2025
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SBI Clerk Salary 2025: Candidates for Junior Associate positions are selected through an exam administered by State Bank of India (SBI). The salary structure for SBI clerks is a crucial factor in the selection of applicants for this position. This page discusses SBI clerk salaries. Below is the junior associate's (clerk) in-hand salary, together with benefits and allowances. The information is based on the notification that was issued.
SBI Clerk Notification 2025 Out
State Bank of India issued the SBI Clerk Notification on 5th August 2025, inviting eligible banking enthusiasts to apply for the Junior Associate positions. With the SBI Clerk exam approaching, candidates are likely seeking information on the SBI Clerk Salary 2025, a vital consideration for such a role. The SBI Clerk Salary 2025 is Rs. 26,730 (Rs. 24050/- plus two advance increments admissible to graduates). Apart from the SBI Clerk Salary 2025, the candidate also enjoys several perks and Benefits and will get increments occasionally. The selected candidates will be on an SBI Clerk Probation Period of 6 months. Scroll down our page to get the details of the SBI Clerk Salary Structure.
SBI Clerk In Hand Salary 2025
SBI Clerk Salary In-Hand will be approx. Rs. 46,000/- per month inclusive of DA and other allowances at the present rate and two extra increments for newly recruited junior associates. The salary pay scale for SBI Clerk is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years).
Candidates can refer to this article to get complete information regarding their salary. Along with the basic salary, candidates also get various perks and allowances. The SBI Clerk salary structure may differ based on the place where candidates are posted.
SBI Clerk Salary 2025 (In-Hand) = (SBI Clerk Salary 2025 Basic Pay) + Allowances - Deductions
SBI Clerk Salary Structure 2025
A new pay scale of Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 has been implemented for the SBI Clerk Salary 2025. For the SBI Clerk position, the base pay will now start at Rs. 24,050, and there will be annual increments. The SBI Clerk highest possible basic pay is Rs 64,480/-. Candidates get a base pay as well as several additional bonuses and incentives. For candidates to be considered for the Clerk post, they must pass both SBI Clerk Prelims & Mains Examination.
SBI Clerk Pay Scale 2025
The SBI Clerk salary structures are generally variable depending on the state. The ones with a posting in the urban areas, especially in the metropolitan cities, get more figures as compared to the rural postings. Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years), while the Maximum Basic Salary of an SBI Clerk can go up to Rs. 64,480.
SBI Clerk Salary Deduction 2025
There are various deductions, including the Professional Tax, Ptax Deduction Carry Forward, and NPS are deducted from the SBI Clerk Gross Pay. The deductions are mainly statutory and considered for income tax calculations. We have tabulated below the SBI Clerk Salary Deduction 2025; candidates can review it.| Deductions | Amount |
| Professional Tax | Rs. 200.00 |
| Ptax Deduction Carry Forward | Rs. 200.00 |
| NPS | Rs. 3,273.00 |
| Total | Rs. 3,673.00 |
SBI Clerk Salary After 5 Years
In the early years, the SBI Clerk’s fundamental salary raises by Rs. 1,340 each year for the initial 3 years. For the subsequent 2 years, the increment increases to Rs. 1,650 per year. By the end of the fifth year, the fundamental salary is expected to be around Rs. 32,710.
In addition to the fundamental salary, other allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA), and Special Allowances are included in the overall salary. Considering these allowances, the gross monthly salary after 5 years could be anticipated to fall between Rs. 55,000 and Rs. 58,000. When factoring deductions such as provident fund (PF) and professional tax are considered, the net salary would be roughly Rs. 48,000 to Rs. 50,000.SBI Clerk Salary After 10 Years
As time advances, the yearly increment rises. Following the initial 5 years, the basic salary persists in increasing to Rs. 1,650 each year for the subsequent 3 years. Subsequently, for the next 2 years, it rises by Rs. 2,000 each year. After a decade, the basic salary would be approximately Rs. 41,660. With the inclusion of allowances and accounting for potential future increments, the total salary after 10 years might be between Rs. 64,000 and Rs. 67,000. The take-home salary after 10 years would probably range from Rs. 55,000 to Rs. 58,000, factoring in all deductions.SBI Clerk Pay Slip 2025
The individuals selected for Junior Associates (SBI Clerks) in SBI will get comprehensive salary slips after each month. These salary slips act as official documentation of their income and offer a thorough breakdown of the different components of their salary. The salary slip features crucial information such as the basic salary, which constitutes the foundation of their earnings and is supplemented by various allowances like the Dearness Allowance (DA) and House Rent Allowance (HRA).SBI Clerk Salary 2025 Allowances
In a metro city like Mumbai, the total starting salary for Junior Associates is around Rs. 29,000 per month, including DA and other allowances as per the prevailing rate. In addition, newly hired junior employees will receive two additional salary increases. Earlier, the total starting salary for metro cities was Rs. 26,000. Refunds also depend on the place of posting. Applicants are entitled to compensation for various benefits, pension fund, pension under the new pension system (contribution), health, holiday travel, and other bank promotions.
| Category of Employees | Maintaining two or four wheels (Petrol in liters) | Not Maintaining Vehicles (Amount in Rs) | Entertainment Expenses (Amount in Rs) |
| Chief Associate (Working as cash-in-charge) | 43 | 900 | 1140 |
| Chief Associate | 43 | 900 | 600 |
| Special Associate | 35 | 850 | 540 |
| Senior Associate | 25 | 700 | 420 |
| Associates/Junior Associates | 20 | 625 | 360 |
SBI Clerk Salary 2025 Provision Of Newspapers
The table provides a breakdown of the amounts allocated for providing newspapers to an SBI Junior Associate based on different categories.
| Category of Staff | Rupees Per Month |
| Chief Associates | 530 |
| Special Associates working as cash-in-charge/ATM/Locker-in-charge/Members of the outbound sales force | 530 |
| Other chief associates/special associates/senior associates/associates/junior associates | 450 |
| Subordinate Staff | 350 |
SBI Clerk Salary Increment 2025
Candidates posted to the post of SBI Junior Associate are also provided with a yearly increment, which keeps them motivated and boosts their confidence. The table given below contains an SBI Clerk Salary Increment 2025 based on your basic pay.
| Basic Pay | Increments | Period | Years of Service |
| ₹ 24,050 | 1340/- | For 3 years | 03 |
| ₹ 28,070 | 1650/- | For the next 3 years | 06 |
| ₹ 33,020 | 2000/- | For the next 4 years | 10 |
| ₹ 41,020 | 2340/- | For the next 7 years | 17 |
| ₹ 57,400 | 4400/- | For the next 1 year | 18 |
| ₹ 61,800 | 2680/- | For the next 1 year | 19 |
| ₹ 64,480 | — | — | — |
SBI Clerk Salary 2025 Medical Facilities
Below are some of the medical services provided to the SBI Clerk.
- SBI Clerk candidates can avail of medical benefits annually to take care of their health needs. They also get medical assistance for their family.
- Hospitalization cost-related expenses are also handled by SBI if ever needed.
- Extended medical plan packages are also available for severe illnesses.
- Other medical perks like vaccinations and scheduled checkups are included with the medical benefits an SBI Clerk can avail of.
SBI Clerk Salary 2025 Job Profile
The Junior Associates working at the State Bank of India are responsible for overseeing a range of everyday banking activities. Alongside understanding the SBI Clerk Salary, applicants need to grasp the nature of the job they’ll be handling. These responsibilities include:
- Functions as a Single Window Operator
- Day-to-day bank functions such as opening accounts
- Amount transfers through cheque/ NEFT/ RTGS
- Issuance of Demand Drafts(DD), Cheque clearance, Cheque book requests, receiving inward emails
- Assisting the Branch Managers
- Helping customers with documentation work, and
- General office-related tasks such as filing, faxing, scanning, and copying.
- Functions as Head Cashier
- The Junior associates may also function as special assistants or universe tellers.
- The clerks are also liable for addressing customer concerns and resolving them.
- Pay vendor invoices paperwork will be completed.
- Maintained the filling system and retrieved material from files.
- Agricultural Assistants
- Assisting in banking operations/lending for agricultural development and financial assistance to small-scale firms.
- Scrutinize the farm plans and application forms, and assist farmers in filling the application form.
- To verify the farm's machinery, tractors, pump sets, equipment, etc. at the stipulated period.
- Maintain liaison with land records.
SBI Clerk Probation Period
The candidate will be on probation for 6 months. The terms and conditions of the Bank's Service Regulations that were in effect at the time of joining will apply to the selected candidates. For a minimum of six months, the recently hired SBI Junior Associates will be on probation. To be confirmed in the bank, newly hired junior associates must finish the e-lessons as specified by the bank during their probation; if they don't, their probation will be prolonged until they have finished them. Additionally, the performance of the recently hired staff will be assessed before the probationary term ending, and the probationary period may be extended for those workers whose performance falls short of the Bank's expectations.SBI Clerk Career Growth 2025
The State Bank of India (SBI) offers promising career growth opportunities, ensuring substantial advancement for its employees. Individuals who start their journey with SBI at a young age have the potential to climb the career ladder and reach the position of General Manager. The promotions for SBI Clerks mainly occur through two pathways:
In-Cadre Promotion
Employees have the chance to be promoted within their current job category based on their performance, experience, and eligibility criteria. This progression is tied to the time spent in a particular posting location.
Notably, employees receive an additional special allowance of 1800 rupees per month, which isn’t factored into the basic pay calculation. After completing a decade of service, an Associate gets promoted to a Senior Associate. Upon crossing the twenty-year service mark, an Associate advances to the role of Special Associate, accompanied by a monthly special allowance of 2500 rupees.
This allowance is then included in the calculation of the basic pay. Once an Associate completes 30 years of service, they can rise to the position of Chief Associate, earning a special allowance of 3500 rupees, which is also factored into the basic pay calculation.
Promotion to the Office Cadre
After three years of service, an Associate can become a Trainee Officer. To progress to the Officer level, candidates need to clear the JAIIB (Junior Associate of the Indian Institute of Bankers) and CAIIB (Certified Associate of the Indian Institute of Bankers) examinations conducted by the Indian Institute of Banking & Finance.
In addition to passing these exams, candidates have to succeed in an internal written test and an interview. Successful completion of the written test leads to a two-year probation period. After probation, candidates face an interview. Those who pass the interview move up to the Middle Management grade (Scale-2), while others continue in the clerical grade.
SBI Clerk Salary 2025 FAQs
Q1. What is the SBI Clerk Basic Pay 2025?
Q2. What is the pay scale of SBI Clerk?
Q3. Could you provide details about the Conveyance Allowance for SBI Clerk employees?
Q4. What are the allowances and benefits offered to SBI Junior Associates?
Q5. What is the SBI Clerk Job Profile?
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