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UCO Bank SO Eligibility Criteria 2026: Age, Education & Nationality

UCO Bank has released 173 Specialist Officer vacancies for Scale-I and Scale-II posts. Candidates must meet eligibility criteria including age, educational qualifications, post-qualification experience, and nationality. Check all requirements before applying to ensure your application is valid.
authorImagePriyanka Dahima17 Jan, 2026
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UCO Bank SO Eligibility Criteria

UCO Bank SO Eligibility Criteria 2026: Union Commercial Bank, popularly known as UCO Bank, has released its official recruitment notification for 2026. The bank is inviting applications for a total of 173 vacancies in the Specialist Officer cadre, including Scale-I and Scale-II posts. Candidates must start preparing for the examination, and it is essential to check the eligibility criteria before applying.

Among the requirements, the most important aspects are age limit, education, nationality, etc. In this post, you will find all the details of the UCO Bank Eligibility Criteria 2026 for Specialist Officer Post.

UCO Bank SO Eligibility Criteria 2026

For UCO Bank SO Recruitment 2026, a total of 173 vacancies for Specialist Officer cadre, including Scale-I and Scale-II posts, are to be filled. The educational qualification and age limit vary depending upon the posts you are applying for under the UCO Bank SO Vacancy 2026. If applicants are unable to provide specific evidence to support their qualification for the examination, their applications are rejected. To be eligible candidate should possess a Graduate or Post Graduate Degree in the particular field for the post.

UCO Bank SO Age Limit 2026 (As on 01‑01‑2026)

As of 1st January 2026, candidates applying for UCO Bank Recruitment 2026 must be between 20 and 35 years of age. Upper age limit relaxations are applicable for reserved categories in accordance with government rules.

UCO Bank SO Age Limit 2026 (As on 01‑01‑2026)
 
Category Minimum Age Limit Maximum Age Limit
JMGS-I posts 20 years 30 years
MMGS-II posts

22 years

35 years

 Age Relaxation

Upper age limits are relaxed for reserved categories as per government norms. SC/ST candidates get 5 years, OBC 3 years, PwBD 10 years, and Ex‑Servicemen as applicable.

 Age Relaxation 
Sr. No. Category Age Relaxation
i Scheduled Castes / Scheduled Tribes (SC/ST) 5 years
ii Other Backward Classes (Non-Creamy Layer) {OBC-NCL} 3 years
iii Persons with Benchmark Disability (as defined under the Rights of Persons with Disabilities Act, 2016) 10 years
iv Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs) / Short Service Commissioned Officers (SSCOs) who have completed at least 5 years of military service and released on completion of assignment (including those whose assignment is due within one year from the last date of application), provided the release is not due to dismissal, discharge for misconduct, inefficiency, or physical disability attributable to military service 5 years
v Persons affected by the 1984 riots 5 years

UCO Bank SO Nationality 

A candidate applying for this examination must meet one of the following criteria:

  1. A Citizen of India or
  2. A subject of Nepal or a subject of Bhutan or
  3. The candidate who came over to India before January 1962 as a Tibetan Refugee with the intention of permanently settling in India or
  4. Any person who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, which is formerly known as Tanganyika and Zanzibar, Zambia, Malawi, Zaire, Ethiopia, and Vietnam of Indian Origin and has the intention of permanently settling in India.

UCO Bank SO Educational Qualification and Experience

Candidates must fulfill the required educational qualifications and post-qualification experience as per the post applied for. The following table provides a clear overview of posts, qualifications, and experience requirements:

UCO Bank SO 2026 Educational Qualification & Experience (as on 01‑01‑2026) 
Post Name Educational Qualification (Mandatory) Experience Required
Trade Finance Officer (JMGS‑I) Graduate & Full‑time MBA/PGDM in Finance/International Business/Trade Finance with minimum 60% marks (55% for SC/ST/OBC/PwBD) Minimum 1 year post‑qualification experience in Banking/Finance (Foreign Exchange/Trade Finance)
Treasury Officer (MMGS‑II) Graduate & Full‑time MBA/PGDM in Finance/International Business/Trade Finance with minimum 60% marks (55% for SC/ST/OBC/PwBD) Minimum 3 years post‑qualification experience in Treasury/Banking
Chartered Accountant (JMGS‑I) Chartered Accountant (CA) qualification from ICAI Minimum 1 year post‑qualification experience in Banking/Financial/Corporate sector
Chartered Accountant (MMGS‑II) Chartered Accountant (CA) qualification from ICAI Minimum 3 years post‑qualification experience in Banking/Financial/Corporate sector
Network Administrator (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Database Administrator (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
System Administrator (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Software Developer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Murex Developer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Finacle Developer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Cloud Engineer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
AI/ML Engineer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Data Analyst (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Data Scientist (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Cyber Security Officer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Data Privacy Compliance Officer (JMGS‑I) B.E./B.Tech (IT/Computer Science/Electronics) or MCA/M.Sc. Computer Science Minimum 1 year relevant experience
Data Analyst (MMGS‑II) Bachelor’s in Comp. Sci/IT/Statistics/Maths/Data Science or MCA/M.Sc. with 60% marks Minimum 3 years post‑qualification experience
Data Scientist (MMGS‑II) Bachelor’s in Comp. Sci/IT/Statistics/Maths/Data Science or MCA/M.Sc. with 60% marks Minimum 3 years post‑qualification experience
Data Engineer (MMGS‑II) Bachelor’s in Comp. Sci/IT/Statistics/Maths/Data Science or MCA/M.Sc. with 60% marks Minimum 3 years post‑qualification experience

UCO Bank Exam Related Link
UCO Bank Salary UCO Bank Syllabus

UCO Bank Eligibility Criteria 2026 FAQs

What is the total number of vacancies for UCO Bank Specialist Officer 2026?

UCO Bank has released a total of 173 vacancies for the Specialist Officer cadre, including Scale-I and Scale-II posts.

What are the age limits for applying to UCO Bank SO 2026?

As of 01‑01‑2026, the JMGS‑I posts require candidates to be 20–30 years, while MMGS‑II posts require 22–35 years. Age relaxation is applicable for reserved categories as per government norms.

What educational qualifications are required for UCO Bank SO posts?

Candidates must have the relevant Graduate or Postgraduate degree depending on the post. Some posts require specialized qualifications like CA, MBA in Finance/Trade, or B.E./B.Tech/MCA in IT/Computer Science. Experience requirements vary per post.

Is there any age relaxation in the UCO Bank SO Recruitment 2026?

Yes, there is age relaxation provided for the UCO Bank SO Recruitment 2026 for the reservation category as per government rules.
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