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Class 12 Commerce Study Plan: Follow This Clear Strategy for Accounts, Eco, BST

A straightforward Class 12 Commerce strategy explaining how to study Accounts, Economics, and BST with a four-layer approach, monthly targets, and a practical daily routine.
authorImageVarnika Srivastava14 Nov, 2025
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Class 12 Commerce Study Plan: Follow This Clear Strategy for Accounts, Eco, BST

With the datesheet released and exams approaching, students now need a clear plan to prepare their main Commerce subjects—Accountancy, Economics and Business Studies. Many students are still unsure how to begin or how to organise their study routine. This blog explains a simple, practical method to complete these subjects effectively, improve speed and accuracy, and avoid last-minute panic.

Three Types of Students Right Now

Students generally fall into three categories:

1. Category A: Fully Covered but Unsatisfied

They have studied all chapters from the beginning, stayed regular, and kept pace with the syllabus—but still feel something is lacking.

2. Category B: Scattered Preparation

They have studied one or two topics from each subject and keep postponing the rest.

3. Category C: Waiting for a Miracle

These students have not started properly, assume exams might get postponed or cancelled, and keep delaying the start of their preparation.

Most students fall in Category C, but now is the time to begin seriously and fix the routine for the upcoming months.

Push Your Limits: The Foundation of Preparation

The biggest problem students face is that they do not push their limits. They do not know their maximum capacity because they never test it. This especially affects Accountancy, where many students fail to complete the paper in 3 hours.

To fix this:

  • Set a time target for every numerical question.

  • Try solving it in 2 minutes, 3 minutes, or 4 minutes depending on difficulty.

  • If the target isn’t met, re-solve with slightly more time (5–6 minutes).

  • Once you understand the actual time needed, you can plan better for 1-, 2-, 4-, and 6-mark questions.

This method trains your mind to work within exam constraints instead of solving casually.

The Four-Layer Approach (For Every Chapter of Every Subject)

Every chapter—whether Accountancy, Economics or BST—should be completed using these four layers:

1. Reading Layer

Read the entire chapter once. Do not solve anything. Focus only on understanding.

2. Notes and Core Concepts Layer

  • For Accountancy: prepare formulas, journal entries and formats.

  • For BST/Economics: prepare theory notes, important keywords and case-study points.

3. Practice Layer

Solve only 3–4 questions per topic from the textbook. No need to overload.

4. PYQ Layer

Solve previous year questions from the past five years that belong specifically to that chapter.

This method gives full clarity, proper coverage and stronger retention.

Fixing Your Daily Routine

Most students struggle because their routine is disorganised. To study properly, first stabilise your day.

1. Sleep Early, Wake Up Early

Target 7–8 hours of sleep, but sleep early and wake early.
Do not wake up just 15–30 minutes before school.

2. Start Your Morning With Theory + Light Exercise

Study a theoretical subject in the morning.
Do light stretching and listen to one favourite song to refresh your mind.

3. Create Three Study Slots Daily

You need at least three dedicated slots:

  • The first slot must be the subject you find most difficult.

  • Two slots must be for Accountancy.

    • One for reading.

    • One for solving numericals.

4. Take Small, Balanced Breaks

  • Avoid long one-hour breaks after 10 minutes of study.
  • Avoid studying non-stop without rest.
  • Take short breaks to maintain efficiency.

5. Use Voice Recording for Revision (Only When Alone)

Record your own voice explaining concepts in a song/rap/rhyme style and listen while travelling alone.
Do not do this around friends—they will tease you and make it viral.

Month-wise Expectations and Completion Goals

By November or Mid-December

Complete one full revision of all chapters of:

  • Accountancy

  • Economics

  • Business Studies
    Cover all high-weightage chapters. If required, extend till 15 December.

Second Half of December

Finish the chapters you skipped earlier or found difficult in all three subjects.

January

Start solving:

  • Sample Papers

  • Last 5 Years’ Papers

Maintain a separate notebook for:

  • Topics that repeat

  • Questions that appear frequently

  • Patterns you notice across subjects

February

Prepare according to the exam sequence. Give priority to the subject whose exam is scheduled first.

Organising Your Lifestyle

To make your preparation effective:

  • Wake up early

  • Sleep early

  • Fix your study hours

  • Fix time for food

  • Fix time for solving questions

  • Decide where you will study and how long each subject gets

A stable routine improves focus and reduces confusion.

Why This Effort Matters

Time will not stop for anyone. Education remains useful throughout life. Many students who recently cleared Chartered Accountancy scored high because of sacrifices, discipline and use of available resources. You also have access to quality notes and guidance, so use them properly instead of delaying.

Your effort now will decide how confident you walk into the exam centre. Avoid distractions like “100/100 tricks” videos or shortcuts. Focus on your limits, your discipline, and your routine.

Final Message

This entire strategy is meant to be followed with sincerity. If you follow the routine, stick to the four-layer method, maintain your schedule, and push your limits, your preparation for Accountancy, Economics and BST will become strong and structured. A follow-up guide will come at the end of November for those who follow this plan honestly.Until then, stay consistent, take care of your health, and keep your focus steady.

 

Class 12 Commerce Study Plan FAQs

How should I start preparing for Accountancy, Economics, and BST now?

Begin with a clear schedule, follow the four-layer approach for every chapter, and give more time to the subject you find difficult.

What is the four-layer approach mentioned for each chapter?

Read the chapter → Make notes → Practice questions → Solve PYQs from the last five years.

By when should the full syllabus revision be completed?

Try to finish the main chapters of all three subjects by 15 December, leaving mid-December to cover weaker topics.

How should I prepare in January and February?

In January, solve sample papers and track repeated questions. In February, revise strictly according to the exam sequence.
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