DBF Syllabus 2024: Diploma in Banking and Finance is a one-year course that students opt for after completing their 10+2 degree or after completing a commerce or related stream. This Diploma program provides in-depth coverage of various aspects of banking and finance, including investments, insurance, financial management, banking, and risk management.
The Diploma in Banking and Finance course aims to provide a comprehensive understanding of the dynamic changes in the financial and banking sector, including strategies for managing financial crises and the reasons for bank bailouts around the world. The comprehensive details of the DBF Syllabus 2024 and Exam Pattern is provided here.DBF Syllabus 2024 Overview | |
Semester I Subjects Diploma in Banking & Finance | Semester II Subjects Diploma in Banking & Finance |
---|---|
Banking Environment & Operations | Banking Products & Services |
Organizational Behavior | Taxation |
Practices & Principles of Banking | Mutual Fund Agent |
Banking Law & Practice | Business Communication and Etiquette |
Retail Banking | Strategies for Banking Risk and Marketing Management |
PAPER-1 INDIAN ECONOMY & INDIAN FINANCIAL SYSTEM SYLLABUS
Module | Name | Units |
Module A | INDIAN ECONOMIC ARCHITECTURE | An Overview of the Indian Economy Economic Planning in India Sectors of the Indian Economy Role of Priority Sector and MSME in the Indian Economy Infrastructure including Social Infrastructure Globalization – Impact on India Economic Reforms Foreign Trade Policy, Foreign Investments, and Economic Development International Economic Organizations (World Bank, IMF, etc.) Climate change, Sustainable Development Goals (SDGs) Issues facing Indian Economy |
Module B | ECONOMIC CONCEPTS RELATED TO BANKING | Fundamentals of Economics, Microeconomics, Macroeconomics, and Types of Economies Supply and Demand Money Supply and Inflation Theories of Interest Business Cycles Monetary Policy and Fiscal Policy National Income and GDP Concepts Union Budget |
Module C | INDIAN FINANCIAL ARCHITECTURE | Indian Financial System – An Overview Indian Banking Structure Banking Regulation Act, 1949, and RBI Act, 1934 Development Financial Institutions Micro Finance Institutions Non-Banking Financial Companies Insurance Companies Indian Financial System – Regulators & their roles Reforms & Developments in the Banking Sector |
Module D | FINANCIAL PRODUCTS AND SERVICES | Overview of Financial Markets Money Markets and Capital Markets Fixed Income Markets – Debt / Bond Markets Capital Markets and Stock Exchanges Forex Markets Interconnection of various markets/Market Dynamics Merchant Banking Services Derivatives Market including Credit Default Swaps Factoring, forfeiting & Trade Receivables Discounting System (TReDS) Venture capital Leasing and Hire Purchase Credit Rating agencies & their functions Mutual Funds Insurance Products Pension Funds (include APY, NPS) Guidelines on Para Banking & Financial Services provided by Banks Real Estate Investment Funds / Infrastructure Investment Fund (concept) |
PAPER II – PRINCIPLES & PRACTICES OF BANKING SYLLABUS
Module | Name | Units |
Module A | GENERAL BANKING OPERATIONS | Banker-Customer Relationship AML-KYC Guidelines Operational Aspects of KYC Opening Accounts of Various Types of Customers Operational Aspects of Deposit Accounts Operational Aspects of Handling Clearing/Collection/Cash Banker’s Special Relationship Foreign Exchange Remittance Facilities for Individuals Operational Aspects of NRI Business Foreign Currency Accounts for Residents and Other Aspects Cash Management Services and Its Importance Payment and Collection of Cheques and Other Negotiable Instruments Responsibility of Paying Bank Responsibility of Collecting Bank Ancillary Services Financial Inclusion & Financial Literacy Customer Service Guidelines Duties & Rights of a Banker and Customer Rights Grievance Redressal & RBI Integrated Ombudsman Scheme 2021 The Consumer Protection Act, 2019: Preamble, Extent and Definitions The Right to Information Act, 2005 |
Module B | FUNCTIONS OF BANKS | Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Appraisal and Assessment of Credit Facilities Operational Aspects of Loan Accounts Types of Collaterals and Their Characteristics Different Modes of Charging Securities Documentation Non-Performing Assets/ Stressed Assets Important Laws Relating to Recovery Of Dues Contracts of Indemnity Contracts of Guarantee & Bank Guarantee Letters of Credit Deferred Payment Guarantee Laws Relating to Bill Finance Credit Cards, Home Loans, Personal Loans, Consumer Loans Priority Sector Advances Agricultural Finance Finance to MFIs/Co-Lending Arrangements with NBFCs Micro, Small and Medium Enterprises in India Government Sponsored Schemes Self-Help Groups |
Module C | BANKING TECHNOLOGY | Essentials of Bank Computerisation Operational Aspects of the CBS Environment Alternate Delivery Channels – Digital Banking Data Communication Network and EFT Systems Digital Payment Systems – NPCI Impact of Technology Adoption and Trends in Banking Technology Security Considerations and Mitigation Measures in Banks Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech Technology trends in Banking, e-RUPI, Fintech – RegTech, SupTech, Hashtag banking etc. |
Module D | ETHICS IN BANKS AND FINANCIAL INSTITUTIONS | Ethics, Business Ethics & Banking: An Integrated Perspective Ethics at the Individual Level Ethical Dimensions: Employees Work Ethics and the Workplace Banking Ethics: Changing Dynamics |
PAPER III – ACCOUNTING & FINANCIAL MANAGEMENT FOR BANKERS SYLLABUS
Module | Name | Units |
Module A | ACCOUNTING PRINCIPLES AND PROCESSES | Definition, Scope, and Accounting Standards including Ind AS Basic Accountancy Procedures Maintenance of Cash/Subsidiary Books and Ledger Bank Reconciliation Statement Trial Balance, Rectification of Errors, and Adjusting & Closing Entries Depreciation & its Accounting Capital and Revenue Expenditure Bills of Exchange Operational Aspects of Accounting Entries Back Office Functions/Handling Unreconciled Entries in Banks Bank Audit & Inspection |
Module B | FINANCIAL STATEMENTS AND CORE BANKING SYSTEMS | Balance Sheet Equation Preparation of Final Accounts Company Accounts – I Company Accounts – II Cash Flow & Funds Flow Final Accounts of Banking Companies Core Banking Systems & Accounting in a Computerised Environment |
Module C | FINANCIAL MANAGEMENT | An Overview of Financial Management Ratio Analysis Financial Mathematics – Calculation of Interest & Annuities Financial Mathematics – Calculation of YTM Financial Mathematics – Forex Arithmetic Capital Structure and Cost of Capital Capital Investment Decisions/Term Loans Equipment Leasing/Lease Financing Working Capital Management Derivatives |
Module D | TAXATION AND FUNDAMENTALS OF COSTING | Taxation: Income Tax/TDS/Deferred Tax Goods & Services Tax An Overview of Cost & Management Accounting Costing Methods Standard Costing Marginal Costing Budgets and Budgetary Control |
PAPER IV – RETAIL BANKING & WEALTH MANAGEMENT SYLLABUS
Module | Name | Units |
Module A | Retail Banking | Retail Banking: Introduction Retail Banking: Role within the Bank Operations Applicability of Retail Banking Concepts and Distinction between Retail and Corporate/Wholesale Banking Branch Profitability |
Module B | Retail Products and Recovery | Customer Requirements Product Development Process Credit Scoring Important Retail Liability Products Important Retail Asset Products Credit and Debit Cards Remittance Products Digitisation of Retail Banking Products Role of AI and Technology in Retail Banking Recovery of Retail Loans Management Information Systems Securitization |
Module C | Support Services – Marketing of Banking Services/Products | Marketing – An Introduction Delivery Channels in Retail Banking Delivery Models Customer Relationship Management in Retail Banking Service Standards for Retail Banking Marketing Information Systems- A Longitudinal Analysis |
Module D | Wealth Management | Importance of Wealth Management Investment Management Tax Planning Other Financial Services Provided by Banks |
DBF Exam Related links | |
What is DBF? Diploma in Banking and Finance | DBF Syllabus 2024 |
DBF Eligibility Criteria 2024 | DBF Exam Date 2024 |
Diploma in Banking and Finance 2024 | DBF Salary 2024 |