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The IIBF DRA training is designed to close the knowledge gap of Debt Recovery Agents regarding bank products, policies, and procedures.
What is the minimum qualifying marks for IIBF DRA?
To clear IIBF DRA Exam, candidates must score at least 50 out of 100 marks.
What is the date for IIBF DRA Exam 2025?
IIBF DRA Exam 2025 is scheduled to take place on 5 July, 2 Aug and 20 Sept 2025.
How many attempts are there for the IIBF Debt Recovering Agent?
Candidates must successfully pass the examination within THREE ATTEMPTS over a span of NINE MONTHS starting from the date they complete their training.
Who is eligible for the IIBF DRA Exam?
Candidates who have completed 18 years of age and 10th Std. Passed and up to graduation - 100 hours are eligible for IIBD DRA Exam.
IIBF DRA Exam is on 5 July, 2 Aug and 20 Sept 2025 for Debt Recovery Agent. IIBF DRA 2025 details including application fee, eligibility, passing criteria, training hours, etc are provided here.
Swati Singh21 Jun, 2025
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IIBF DRA Exam 2025: The Indian Institute of Banking and Finance (IIBF) conducts the IIBF DRA Exam 2025 for the certification course thrice a year. The full form of DRA is Debt Recovery Agent.
The IIBF DRA training is designed to close the knowledge gap of Debt Recovery Agents regarding bank products, policies, and procedures, while also enhancing their skills in collections, recovery, repossession of securities, and interpersonal behavior.
All information about the IIBF DRA 2025, including the eligibility process, passing criteria, cut off marks, and number of attempts, is provided here.
IIBF DRA Exam 2025
IIBF DRA Exam 2025 is going to be held on 5 July, 2 Aug, and 20 Sept 2025
Minimum Marks: To pass the JAIIB exam, a candidate must score at least 50 points out of 100 for each paper. This means that a candidate must score at least 50 marks out of 100 to pass the exam.
The IIBF DRA 2025 is a vital certification for those aiming to enter the banking recovery domain. It improves functional knowledge in the areas of banking products, policies, processes, and procedures.
The IIBF DRA (Debt Recovery Agent) Exam 2025 is conducted by the Indian Institute of Banking & Finance to certify individuals for working as debt recovery agents in banks and financial institutions.
IIBF DRA Exam Date 2025
Registration Date
Exam Date
03rd June 2025 to 16th June 2025
05th July 2025 (Saturday)
27th June 2025 to 10th July 2025
02nd August 2025 (Saturday)
14th August 2025 to 28th August 2025
20th September 2025 (Saturday)
IIBF DRA Eligibility Criteria 2025
Qualification of the candidate: The candidate shall possess the minimum qualification of an SSC passed or above. Age: Candidate must have completed 18 years of age on the date of application for training Training: a. 10th Std. Passed and up to graduation - 100 hours b. Graduation & above - 50 hours Employees of BPO/ Call Centres with educational qualification of graduation and above need to undergo only 50 hours of training as per the training schedule provided to Banks/Accredited Institutes.
IIBF DRA Application Fee 2025
The application fee for the IIBF Debt Recovery Agent (DRA) examination in 2025 is Rs. 1416/-, which includes GST. This fee is uniform for both members and non-members of the IIBF. The fee applies to both the first attempt and any subsequent attempts at the exam.
IIBF DRA Application Fees 2025
Attempts
For Members/ Non-Members
First Attempt
Rs. 1200/- + GST
Rs. 1416/-
Subsequent Each Attempt
Rs. 1200/- + GST
Rs. 1416/-
IIBF DRA Passing Criteria 2025
Candidates must need to score a minimum of 50% marks, out of 100 marks to get qualified in the IIBF DRA Examination for the certification course. Candidates can attempt all the questions as there is a plus point that there is no negative marking. Aspiring candidates must pass within 3 attempts and 9 months of training completion
Factors Affecting the IIBF DRA Selection Process
The following factors affect the selection and acquisition of the IIBF DRA certificate:
Number of candidates applying for the Debt Recovery Agent examination
Total number of candidates appearing for the examination.
Annual number of authorized candidates.
Last year's cutoff values.
DRA Exam Difficulty
Minimum and Average Marks of candidates who appeared in the IIBF DRA Exam.
IIBF DRA Number of Attempts
Candidates must successfully pass the examination within THREE ATTEMPTS over NINE MONTHS starting from the date they complete their training.
If candidates fail to clear the examination within this specified timeframe, they are required to re-register for the DRA training. Upon finishing the retraining, they may then register again to take the examination.
IIBF DRA 2025 Exam Pattern
Examination will be conducted in English, Hindi, and other vernacular languages, viz. Marathi, Malayalam, Gujarati, Kannada, Oriya, Bengali, Tamil, Telugu, and Assamese. DRA Telecallers' examination will be conducted in English only.
IIBF DRA Question Paper will contain 100 objective-type multiple-choice questions
Total Marks - 100 marks.
The IRDA Exam will be held in Online Mode only
There will no negative marking for wrong answers.
IIBF DRA Training
The IIBF Debt Recovering Agent training will primarily focus on skill development and improvement of functional competency of collection agents/ DRAs, and the duration of 100/ 50 hours will be distributed in the following ratio.
It has been decided that DRA training for collection/ recovery agent/ personnel employed by DSA/ DMA/ DRA or debt collection agency, whatever name called, can be offered by. a) Training institutions accredited by IIBF (list is available on www.iibf.org.in) b) Training establishments of bank/ NBFCs who have been notified by IIBF. c) Training department of banks/ NBFCs who have indicated to IIBF to undertake such training for their bank/ NBFCs
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