IIBF DRA Exam 2026: February Remote Proctored Schedule, Dates & Registration Details

IIBF DRA Exam 2026: The Indian Institute of Banking and Finance (IIBF) conducts the IIBF DRA Exam 2026 for the certification course thrice a year. The full form of DRA is Debt Recovery Agent.

The IIBF DRA training is designed to close the knowledge gap of Debt Recovery Agents regarding bank products, policies, and procedures, while also enhancing their skills in collections, recovery, repossession of securities, and interpersonal behavior.

 All information about the IIBF DRA 2026, including the eligibility process, passing criteria, cut off marks, and number of attempts, is provided here.

IIBF DRA Exam 2026

The Indian Institute of Banking & Finance (IIBF) has released the official schedule for certificate examinations to be conducted under Remote Proctored Mode in February 2026. The Debt Recovery Agent (DRA) examination will be conducted as per the schedule given below.

Minimum Marks: To pass the JAIIB exam, a candidate must score at least 50 points out of 100 for each paper. This means that a candidate must score at least 50 marks out of 100 to pass the exam.

The IIBF DRA 2026 is a vital certification for those aiming to enter the banking recovery domain. It improves functional knowledge in the areas of banking products, policies, processes, and procedures.

Also Check - IIBF DRA Syllabus 2026

IIBF DRA Exam Date 2026 (Out)

The IIBF DRA (Debt Recovery Agent) Exam 2026 is conducted by the Indian Institute of Banking & Finance to certify individuals for working as debt recovery agents in banks and financial institutions.

IIBF DRA Eligibility Criteria 2026

Qualification of the candidate: The candidate shall possess the minimum qualification of an SSC passed or above.
Age: Candidate must be at least 18 years of age on the date of application for training
Training:
a. 10th Std. Passed and up to graduation - 100 hours
b. Graduation & above - 50 hours
Employees of BPO/call centers with educational qualifications of graduation and above need to undergo only 50 hours of training as per the training schedule provided to Banks/Accredited Institutes. 

IIBF DRA Application Fee 2026

The application fee for the IIBF Debt Recovery Agent (DRA) examination in 2026 is Rs. 1416/-, which includes GST. This fee is uniform for both members and non-members of the IIBF. The fee applies to both the first attempt and any subsequent attempts at the exam.

IIBF DRA Passing Criteria 2026

Candidates must score a minimum of 50% marks out of 100 marks to get qualified in the IIBF DRA Examination for the certification course. Candidates can attempt all the questions as there is a plus point that there is no negative marking. Aspiring candidates must pass within 3 attempts and 9 months of training completion

Factors Affecting the IIBF DRA Selection Process 

The following factors affect the selection and acquisition of the IIBF DRA certificate:

• Number of candidates applying for the Debt Recovery Agent examination
• Total number of candidates appearing for the examination.
• Annual number of authorized candidates.
• Last year's cutoff values.
• DRA Exam Difficulty
• Minimum and Average Marks of candidates who appeared in the IIBF DRA Exam.

IIBF DRA Number of Attempts

• Candidates must successfully pass the examination within THREE ATTEMPTS over NINE MONTHS starting from the date they complete their training.
• If candidates fail to clear the examination within this specified timeframe, they are required to re-register for the DRA training. Upon finishing the retraining, they may then register again to take the examination.

IIBF DRA 2026 Exam Pattern

Examination will be conducted in English, Hindi, and other vernacular languages, viz. Marathi, Malayalam, Gujarati, Kannada, Oriya, Bengali, Tamil, Telugu, and Assamese. DRA Telecallers' examination will be conducted in English only.

• IIBF DRA Question Paper will contain 100 objective-type multiple-choice questions

• Total Marks - 100 marks.

• The IRDA Exam will be held in Online Mode only

• There will no negative marking for wrong answers.

IIBF DRA Training

The IIBF Debt Recovering Agent training will primarily focus on skill development and improvement of functional competency of collection agents/ DRAs, and the duration of 100/ 50 hours will be distributed in the following ratio.

It has been decided that DRA training for collection/ recovery agent/ personnel employed by DSA/ DMA/ DRA or debt collection agency, whatever name called, can be offered by.
a) Training institutions accredited by IIBF (list is available on www.iibf.org.in)
b) Training establishments of banks/ NBFCs who IIBF has notified.
c) Training department of banks/ NBFCs who have indicated to IIBF to undertake such training for their bank/ NBFCs

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