JAIIB 2026: Registration (Started), Exam Dates, Eligibility, Fees & Pattern

JAIIB 2026: The Junior Associate of the Indian Institute of Bankers (JAIIB) Exam is conducted by the Indian Institute of Banking & Finance (IIBF) for professionals in the banking and finance sector. The exam aims to strengthen candidates’ understanding of banking operations and support career growth within the industry. Scroll down for complete and detailed information about the JAIIB exam.

JAIIB 2026 (Registration Started)

JAIIB Full Form 

JAIIB Registration 2026

JAIIB Exam 2026 Application Fee

Candidates are required to clear the JAIIB exam within a time limit of 3 years. Failing to pass the exam within this timeframe necessitates re-enrollment as a fresh student, with no credit granted by the institute. The time limit for the first attempt begins on the date of application and spans two years. Attempts are counted irrespective of whether a candidate appears for any examination.

The JAIIB registration fee is based on the number of attempts and the time of registration. The baseline registration fees for the JAIIB Exam based on the number of attempts are as follows:

JAIIB 2026 Eligibility Criteria

JAIIB Age Limit

Here are some important points of JAIIB Age Limit 2026:

• There's no specific age limit for the JAIIB Exam 2026.
• To be eligible, you need some prior working experience in the banking or finance sector.
• You have 4 consecutive attempts to pass the exam within 2 years.
• If you can't pass within 2 years, you must start over and won't get credit for any previously passed subjects.
• The 2-year time limit starts from the date you apply for your first attempt, regardless of whether you take the exam or not.

So, make sure to prepare well and aim to pass the JAIIB Exam within the given time frame to avoid having to re-enroll.

JAIIB Educational Qualification

Before applying for the JAIIB Recruitment Exam 2026, it's important to understand who is eligible. Here are the eligibility criteria:

• Common candidates do not qualify for the JAIIB exam.
• The JAIIB exam is only for candidates who are already serving as employees in the banking and finance industry.
• Only the candidates whose employers are members of the Institute fulfill the JAIIB eligibility.
• The candidates who wish to apply for the post must have passed the 10+2 exam in any discipline or equivalent.
• The candidates, at the institute's discretion, may be allowed to appear for the JAIIB exam even if they have not passed the 12th board exam. However, in such a case, candidates need the recommendation of the Manager or officer-in-charge of the bank.
• The subordinate staff of recognized Banking or Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.

JAIIB 2026 Passing Criteria

1. Minimum Marks: In each of the papers, candidates must secure a minimum of 50 marks out of the total 100. For each paper, a candidate needs to score at least 50 marks to pass that particular paper. To pass the overall exam, you need to accumulate a minimum of 150 marks out of the total 300 marks (50 marks for each of the three papers).
2. Aggregate Marks: In addition to achieving the minimum passing marks in each paper, candidates must also ensure that their combined score across all three papers is at least 50% of the total marks available. Therefore, the total aggregate marks required to pass the JAIIB exam are 225 out of 300 marks (50% of 300 marks).
3. Time Limit: Candidates have a maximum of six attempts to pass the JAIIB exam. If, after six attempts, a candidate is unable to clear the exam, they will need to re-register for the exam to make further attempts.

JAIIB 2026 Exam Pattern

AIIB Exam consists of four papers: Indian Economy and Indian Financial System (IE & IFS); Principles and Practices of Banking (PPB); Accounting and Financial Management for Bankers (AFM); and Retail Banking and Wealth Management (RBWM). Each paper of the JAIIB exam is further divided into different modules. In the JAIIB Exam 2026 , which is going to be conducted in an online medium, each of the four papers will comprise 100 questions, with a total of 100 marks. Candidates are allotted 2 hours to complete each paper of the JAIIB exam. The summarized exam pattern for JAIIB 2026 is provided in the table below.

JAIIB Exam Preparation Tips 2026

1. Understand the Syllabus: Familiarize yourself with the latest JAIIB syllabus and exam pattern. Focus on high-weightage topics for each paper.

2. Study Materials

• Books and PDFs: Use recommended textbooks and download free PDFs available online46.
• Online Courses: Utilize video courses, live batches, and online classes for detailed explanations67.
• Mock Tests: Regularly practice with mock tests to assess your knowledge and improve weak areas36.

3. Subject-Wise Preparation
Paper 1: IE & IFS

• Module A: Focus on sectors of the Indian economy, priority sectors, globalization, and economic reforms.
• Module B: Study fundamentals of economics, money supply, inflation, and monetary policy.
• Module C: Understand the Indian financial system, banking structure, and development of financial institutions.
• Module D: Cover financial markets, foreign exchange markets, and derivatives1.

Paper 2: PPB

• Focus on operational banking, ethics, governance, and compliance2.
• Study banking channels, digital banking, and service delivery models2.

Paper 3: AFM

• Module A: Learn accounting standards, basic accountancy procedures, and bank reconciliation1.
• Module B: Study company accounts, cash flow, and funds flow1.
• Module C: Understand ratio analysis, financial management, and capital structure1.
• Module D: Focus on financial mathematics, derivatives, and working capital management1.

Paper 4: RBWM
Study retail banking products, wealth management strategies, and customer relationship management.

4. Time Management
Create a dedicated study timetable to ensure consistent preparation and adequate time for each subject3.

5. Stay Updated
Follow economic news, RBI bulletins, and financial journals to stay informed about current trends2.

By following this structured approach and utilizing the right study materials, you can effectively prepare for the JAIIB exam and increase your chances of success.

JAIIB 2026 Admit Card 

JAIIB 2026 Result

On the official website of IIBF, the JAIIB 2026 exam results will be announced after conducting the JAIIB Exam 2026. To appear in the JAIIB exam, candidates must secure a minimum cut-off mark. As mentioned earlier, the JAIIB Exam consists of three papers of 100 marks each. A minimum of 50 out of 100 is required to pass each subject or paper. The JAIIB exam result is announced by the Indian Institute of Banking and Finance based on the cumulative score of the candidates in all three papers.

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