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JAIIB Notification 2025, November Registration , Exam Date

JAIIB Notification 2025 has been released for Banking and financial sector employees at www.iibf.org.in. Check out JAIIB registration date for November 2025 cycle. Learn about last date to apply, exam date and exam fees.
authorImagePriyanka Dahima31 Jul, 2025
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JAIIB 2024


JAIIB 2025:
The Junior Associate of Indian Institute of Bankers (JAIIB) is a professional certification course offered by the Indian Institute of Banking & Finance (IIBF). The JAIIB examination is held twice a year, usually in May and November, by the IIBF. The JAIIB Exam is highly recognized across the banking sector, as the selected professionals can avail of early promotions, increases in salary, allowances, and other non-monetary benefits in their careers.

The JAIIB May 2025 exam has already been administered for this year, and the JAIIB November 2025 cycle is scheduled to start on November 2, 2025. On August 1st, 2025, the registration procedure will begin. The purpose behind conducting this exam is to offer extensive knowledge to the candidates about the banking field, which will help them in making better decisions and ensure the effectiveness of the banking operations.

JAIIB 2025

The JAIIB exam is one of the major financial exams offered by the Indian Institute of Banking and Finance (IIBF). It is an excellent test that aims to assess the basic knowledge of the banking and finance sector of the applicant. The 12th-pass candidates or any other exam of equivalent status are eligible to apply for the JAIIB Nov exam. It provides opportunities for financial workers and professionals working in the financial sector. After passing the JAIIB 2025 exam, candidates will see progress in career development and enjoy benefits such as early promotion in the workforce. But before you dream of getting shortlisted, make sure you put in the effort to crack this test.

JAIIB Notification 2025

Only those banking and financial sector employees who possess a regular IIBF Membership number are eligible to appear for the JAIIB 2025 Exam. As per the trend, IIBF conducts the JAIIB Examination twice a year in May and November. Indian Institute of Banking & Finance (IIBF) has announced the JAIIB Exam 2025 Dates for the October-November Cycle. We have tabulated below the JAIIB Exam Date 2025. The JAIIB 2025 Notification gives an overview of important details such as JAIIB exam pattern, syllabus, eligibility, and passing criteria, apart from the exam dates. Click on the link below to get the details of the JAIIB Notification 2025.

JAIIB Exam 2025 Overview

The JAIIB Exam teaches important things about banking, like technology, dealing with customers, basic accounting, legal matters, and other key aspects of daily banking. Passing the JAIIB 2025 Exam can bring you significant personal and professional advantages. We have tabulated the essential details of the JAIIB Exam in the table below.
JAIIB Exam 2025 Overview
Exam Name Junior Associate of Indian Institute of Bankers (JAIIB)
Conducting Body Indian Institute of Banking & Finance (IIBF)
Course Types Flagship
Eligibility Bankers or Members Only
Mode of Application Online
Exam Conducted Twice in a year
JAIIB November 2025 registration date

For Oct-Nov Session- 1st to 21st August 2025

JAIIB Exam 2025 Date

For Oct-Nov Session- 2nd, 8th, 9th, 16th November 2025

Job Location India
Qualifying Marks 50 out of 100 marks
Official Website iibf.org.in

JAIIB November 2025 date

In the JAIIB Exam, candidates’ knowledge is examined for the four compulsory papers: Indian Economy & Indian Financial System (IE & IFS), Principles & Practices of Banking (PPB), Accounting & Financial Management for Bankers (AFM), and Retail Banking and Wealth Management (RBWM). The JAIIB test takes place twice a year, in May and November. The official JAIIB Nov 2025 dates is available for November cycle on the IIBF website. 
JAIIB 2025 Exam Date
Subject November Cycle
Indian Economy and Indian Financial System 02nd November 2025
Principles and Practices of Banking 08th November 2025
Accounting and Financial Management for Bankers 09th November 2025
Retail Banking and Wealth Management 16th November 2025

JAIIB Full Form

JAIIB represents “Junior Associates of the Indian Institute of Bankers. ” It is a professional certification course provided by the Indian Institute of Banking and Finance (IIBF), which was founded in 1928. The JAIIB course aims to enhance the professional capabilities of individuals in the banking and finance industry and assist them in performing their responsibilities more efficiently.

JAIIB Registration Nov 2025

The JAIIB (Junior Associate of the Indian Institute of Bankers) test is a valuable certification that helps banking professionals improve their fundamental understanding of banking, financial services, risk management, and regulatory processes. The JAIIB May 2025 exam for this year has already been completed, and the JAIIB November 2025 cycle is set to start on November 2, 2025. The registration period for the same will begin on August 1, 2025. From the link below, you can get the details of the JAIIB Registration Process.

JAIIB Exam 2025 Application Fee

Candidates are required to clear the JAIIB exam within a time limit of 3 years. Failing to pass the exam within this timeframe necessitates re-enrollment as a fresh student, with no credit granted by the institute. The time limit for the first attempt begins on the date of application and spans two years. Attempts are counted irrespective of whether a candidate appears for any examination.

The JAIIB registration fee is based on the number of attempts and the time of registration. The baseline registration fees for the JAIIB Exam based on the number of attempts are as follows:

JAIIB Exam 2025 Application Fee
Registration Dates Application Fee
01-Aug-25 to 07-Aug-25 Normal Examination fees
08-Aug-25 to 14-Aug-25 Normal Examination fees plus Rs 100/-
15-Aug-25 to 21-Aug-25 Normal Examination fees plus Rs 200/-
Attempts Fee
1st Attempt Rs. 4,000/-
2nd Attempt Rs. 1,300/-
3rd Attempt Rs. 1,300/-
4th Attempt Rs. 1,300/-
5th Attempt Rs. 1,300/-

JAIIB 2025 Eligibility Criteria

The JAIIB program is open to those who are working in the banking industry. No matter their age or tenure, banking personnel can sign up for JAIIB to improve their personal and career growth.

JAIIB Age Limit

Here are some important points of JAIIB Age Limit 2025:

  • There's no specific age limit for the JAIIB Exam 2025.
  • To be eligible, you need some prior working experience in the banking or finance sector.
  • You have 4 consecutive attempts to pass the exam within 2 years.
  • If you can't pass within 2 years, you must start over and won't get credit for any previously passed subjects.
  • The 2-year time limit starts from the date you apply for your first attempt, regardless of whether you take the exam or not.

So, make sure to prepare well and aim to pass the JAIIB Exam within the given time frame to avoid having to re-enroll.

JAIIB Educational Qualification

Before applying for the JAIIB Recruitment Exam 2025, it's important to understand who is eligible. Here are the eligibility criteria:

  • Common candidates do not qualify for the JAIIB exam.
  • The JAIIB exam is only for candidates who are already serving as employees in the banking and finance industry.
  • Only the candidates whose employers are members of the Institute fulfill the JAIIB eligibility.
  • The candidates who wish to apply for the post must have passed the 10+2 exam in any discipline or equivalent.
  • The candidates, at the institute's discretion, may be allowed to appear for the JAIIB exam even if they have not passed the 12th board exam. However, in such a case, candidates need the recommendation of the Manager or officer-in-charge of the bank.
  • The subordinate staff of recognized Banking or Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.

JAIIB 2025 Passing Criteria

To successfully pass the JAIIB exam, candidates must meet the following JAIIB passing criteria:
  1. Minimum Marks: In each of the papers, candidates must secure a minimum of 50 marks out of the total 100. For each paper, a candidate needs to score at least 50 marks to pass that particular paper. To pass the overall exam, you need to accumulate a minimum of 150 marks out of the total 300 marks (50 marks for each of the three papers).
  2. Aggregate Marks: In addition to achieving the minimum passing marks in each paper, candidates must also ensure that their combined score across all three papers is at least 50% of the total marks available. Therefore, the total aggregate marks required to pass the JAIIB exam are 225 out of 300 marks (50% of 300 marks).
  3. Time Limit: Candidates have a maximum of six attempts to pass the JAIIB exam. If, after six attempts, a candidate is unable to clear the exam, they will need to re-register for the exam to make further attempts.

JAIIB 2025 Exam Pattern

AIIB Exam consists of four papers: Indian Economy and Indian Financial System (IE & IFS); Principles and Practices of Banking (PPB); Accounting and Financial Management for Bankers (AFM); and Retail Banking and Wealth Management (RBWM). Each paper of the JAIIB exam is further divided into different modules. In the JAIIB Exam 2025 , which is going to be conducted in an online medium, each of the four papers will comprise 100 questions, with a total of 100 marks. Candidates are allotted 2 hours to complete each paper of the JAIIB exam. The summarized exam pattern for JAIIB 2025 is provided in the table below.

JAIIB 2025 Exam Pattern
Papers Papers No. of Questions Total Marks Duration
Paper-I Indian Economy & Financial System 100 100 2 hours
Paper-II Accounting & Financial Management of Banking 100 100 2 hours
Paper-III Principles & Practices of Banking 100 100 2 hours
Paper-IV Retail Banking & Wealth Management 100 100 2 hours

JAIIB Exam Preparation Tips

1. Understand the Syllabus: Familiarize yourself with the latest JAIIB syllabus and exam pattern. Focus on high-weightage topics for each paper.

2. Study Materials

  • Books and PDFs: Use recommended textbooks and download free PDFs available online46.
  • Online Courses: Utilize video courses, live batches, and online classes for detailed explanations67.
  • Mock Tests: Regularly practice with mock tests to assess your knowledge and improve weak areas36.

3. Subject-Wise Preparation
Paper 1: IE & IFS

  • Module A: Focus on sectors of the Indian economy, priority sectors, globalization, and economic reforms.
  • Module B: Study fundamentals of economics, money supply, inflation, and monetary policy.
  • Module C: Understand the Indian financial system, banking structure, and development of financial institutions.
  • Module D: Cover financial markets, foreign exchange markets, and derivatives1.

Paper 2: PPB

  • Focus on operational banking, ethics, governance, and compliance2.
  • Study banking channels, digital banking, and service delivery models2.

Paper 3: AFM

  • Module A: Learn accounting standards, basic accountancy procedures, and bank reconciliation1.
  • Module B: Study company accounts, cash flow, and funds flow1.
  • Module C: Understand ratio analysis, financial management, and capital structure1.
  • Module D: Focus on financial mathematics, derivatives, and working capital management1.

Paper 4: RBWM
Study retail banking products, wealth management strategies, and customer relationship management.

4. Time Management
Create a dedicated study timetable to ensure consistent preparation and adequate time for each subject3.

5. Stay Updated
Follow economic news, RBI bulletins, and financial journals to stay informed about current trends2.

By following this structured approach and utilizing the right study materials, you can effectively prepare for the JAIIB exam and increase your chances of success.

JAIIB 2025 Admit Card 

Candidates receive their JAIIB 2025 Admit Card from the Indian Institute of Banking & Finance when they complete the registration process correctly. Candidates receive a real-time admit card after completing the registration process. The admission card is emailed to the registered email address, and candidates can download it. Candidates receive their JAIIB Admit Card from the Indian Institute of Banking & Finance when registering for the exam. Candidates receive a real-time admit card after completing the registration process.

JAIIB 2025 Result

On the official website of IIBF, the JAIIB 2025 exam results will announce after conducting JAIIB Exam 2025. To appear in the JAIIB exam, candidates must secure minimum cut-off marks. As mentioned earlier, the JAIIB Exam exam consists of three papers of 100 marks each. A minimum of 50 out of 100 is required to pass each subject or paper. The JAIIB exam result is announced by the Indian Institute of Banking and Finance based on the cumulative score of the candidates in all three papers.

Other Links Related to JAIIB 2025
JAIIB Registration JAIIB Exam Date
JAIIB Exam Pattern JAIIB Syllabus
JAIIB Eligibility Criteria JAIIB Passing Criteria
JAIIB Exam Centre List JAIIB Previous Year Question Papers
JAIIB Cut Off (Previous Year) JAIIB Salary

JAIIB 2025 FAQs

Q1. Is JAIIB 2025 Notification released?

Ans. Yes, JAIIB 2025 Notification has been released. Check complete notification on official website

Q2 What is the exam fee for JAIIB?

Ans. The JAIIB exam fee for the first attempt is Rs.4000 and for each successive attempt thereafter it is Rs.1300.

Q3. what is the date for JAIIB 2025 Exam?

Ans. The JAIIB 2025 Exam for the October-November session exam will occur on the 2nd, 8th, 9th, and 16th November 2025.

Q4 How many papers are there in the JAIIB exam?

Ans. There are four papers in the JAIIB exam which are Indian Economy and Indian Financial System, Principles and Practices of Banking, Accounting and Finance for Bankers, and Retail Banking and Wealth Management.

Q5. How many attempts are there for JAIIB Exam 2025?

Ans. The Indian Institute of Banking and Finance has outlined the attempts available for the JAIIB Exam 2025. A banking and financial sector employee may take up to 3 years or 5 attempts, whichever occurs first.

Q6. Who are eligible for JAIIB Examination?

Ans. The JAIIB exam is only for candidates who are already serving as employees in the banking and finance industry. Only the candidates whose employers are members of the Institute fulfill the JAIIB eligibility.

Q7. What is the JAIIB Passing Criteria?

Ans. As per the JAIIB Passing Criteria, In each of the three papers, candidates must secure a minimum of 50 marks out of the total 100. For each paper, a candidate needs to score at least 50 marks to pass that particular paper.
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