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SSC CGL Vs Bank PO: Which Exam is Better?

SSC CGL Vs Bank PO: Which Exam is Better? Here we compare SSC CGL and Bank PO exams, covering lifestyle, salary, eligibility, and other factors to help students decide between them. Both are central government jobs but have distinct profiles, syllabi, and patterns.

authorImageNazish Fatima27 Dec, 2025
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SSC CGL Vs Bank PO

SSC CGL Vs Bank PO: Students frequently ponder whether to prepare for SSC CGL or Bank PO exams, leading to considerable confusion. Both SSC CGL and Bank PO are central government jobs, but they differ significantly in their profiles, syllabi, and examination patterns, making them not interchangeable. 

SSC CGL Vs Bank PO: Key Differences

Understanding the fundamental distinctions between these two prominent government job examinations is crucial for career planning. SSC CGL roles focus on administrative functions within various central government ministries and departments. In contrast, Bank PO roles are primarily operational and customer-centric within public sector banks.

SSC CGL Vs Bank PO: Key Differences

Particular

SSC CGL

Bank PO

Nature of Job

Administrative roles in central departments like Income Tax, Excise, CAG, Intelligence Bureau, involving governmental machinery.

Operational roles in public sector banks, focused on public dealing, cash handling, and payments, making them customer-facing.

Conducting Body

Staff Selection Commission (SSC)

Institute of Banking Personnel Selection (IBPS) / State Bank of India (SBI)

Education

Graduation

Graduation

Age Limit

18-32/30/27 years (post-dependent)

20-30 years

Selection

Tier 1 + Tier 2 (Computer-Based Test), followed by document verification/skill test

Prelims + Mains + Interview + Skill Test (comprising three distinct phases)

SSC CGL Vs Bank PO: Salary and Vacancies

The financial remuneration and the number of available positions are key considerations for aspirants. While both offer competitive salaries and job security, there are notable differences in the number of annual vacancies and the in-hand salary structure.

SSC CGL Vs Bank PO: Salary and Vacancies

Particular

SSC CGL

Bank PO

Annual Vacancies

Approximately 15,000-20,000 yearly (14,582 for 2025)

Approximately 9,000-10,000

Basic Salary

SSC CGL Salary varies by grade pay (4800-2400)

Bank PO Salary ₹36,000

In-hand Salary

Approximately ₹75,800 (for 4600 GP), subject to city of posting

Approximately ₹60,000

SSC CGL Vs Bank PO: Job Profile and Lifestyle

Considering the job profile and associated lifestyle is essential when deciding between SSC CGL and Bank PO. Each role offers distinct advantages and disadvantages regarding career progression, work environment, and postings. Your personal preferences should guide your choice.

  • SSC CGL: Offers respect, power, and significant opportunities for promotions within government departments. A potential drawback can be postings in distant or remote locations, especially during initial years.

  • Bank PO: Provides strong job stability and generally involves fewer transfers compared to some government roles. However, it can come with high work pressure and possible postings in rural or semi-urban areas.

The ultimate choice between SSC CGL and Bank PO should align with your career aspirations and preferred work-life balance.

 provides SSC exam content, including SSC Exams Updates, sample papers, mock tests, guidance sessions, and more. Also, enroll today in the SSC Online Batches for preparation.

SSC CGL Vs Bank PO FAQs

What is the primary difference in job roles between SSC CGL and Bank PO?

SSC CGL roles are administrative within central government offices, while Bank PO roles are customer-facing and operational in public sector banks.

Which exam, SSC CGL or Bank PO, offers a higher in-hand salary?

SC CGL generally offers a higher in-hand salary, especially for higher-grade pay posts, around ₹75,800, compared to Bank PO's ₹60,000.

Are there more vacancies in SSC CGL or Bank PO annually?

SSC CGL typically has more annual vacancies, ranging from 15,000 to 20,000, while Bank PO usually has around 9,000-10,000 vacancies.
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