Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) is a major rural housing scheme in India launched by the Government of India. The scheme aims to provide a pucca house PMAY to homeless families and those living in kutcha or unsafe houses in rural areas. Through financial assistance and transparent beneficiary selection, PMAY-G works toward the goal of Housing for All by improving living standards in villages across the country.
What is Pradhan Mantri Awaas Yojana - Gramin?
Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) is a flagship government initiative. It targets providing "Housing for All" in rural areas. This rural housing scheme India aims to improve living conditions. It ensures every homeless family or those living in kutcha houses gets a pucca house.
Pradhan Mantri Awaas Yojana - Gramin Launch
PMAY-G launched on November 20, 2016. It replaced the Indira Awaas Yojana. The scheme's goal was to provide a pucca house with basic amenities. This applied to all homeless households. It also included households living in kutcha or dilapidated houses. The Ministry of Rural Development manages PMAY-G. The initial target was to complete 2.95 crore houses.
Objectives of PMAY-G
The primary objective is providing dignified housing. It offers financial assistance for construction of a pucca house. The scheme also aims to include essential services. These include electricity, drinking water, and sanitation facilities. It seeks to reduce rural poverty. It also improves overall quality of life.
Pradhan Mantri Awaas Yojana - Gramin Eligibility Criteria
PMAY-G eligibility is strict. Beneficiaries come from the Socio-Economic Caste Census (SECC) 2011 data. This data identifies deprivation scores. Homeless households qualify. Those living in one-room kutcha houses also qualify. Families without adult members aged 16-59 years are eligible. Households with no literate adult above 25 years also qualify.
Pradhan Mantri Awaas Yojana - Gramin Financial Assistance
The scheme provides financial help to beneficiaries. For plain areas, assistance is ₹1.20 lakh per unit. For hilly states and difficult areas, it is ₹1.30 lakh per unit. This assistance helps build a pucca house PMAY. Beneficiaries also get 90-95 days of unskilled labour wages. These wages are under Mahatma Gandhi NREGS.
Beneficiary Selection
The selection process is robust. It relies on the SECC 2011 data. Gram Sabhas verify beneficiary lists. This ensures transparency. It also includes appeals against exclusion or inclusion. This method minimizes errors. The final PMAY-G beneficiary list is public.
How to Check PMAY-G Beneficiary List
Beneficiaries can check their status online. Visit the official PMAY-G website. Enter registration number or Aadhaar number. The beneficiary list for various states is available. This allows easy access to information.
Pradhan Mantri Awaas Yojana - Gramin Application Process
Individuals do not directly apply for PMAY-G. Instead, beneficiaries are identified. This identification uses the SECC 2011 data. Gram Sabhas validate these lists. If eligible, one's name appears on the PMAY-G beneficiary list. For scheme details, explore the official website regarding PMAY-G application.
Key Rules of Pradhan Mantri Awaas Yojana - Gramin
This section explains the core operational rules governing PMAY-G implementation.
Beneficiary Identification Rule
Beneficiaries are identified using SECC 2011 data. This is the fundamental rule for inclusion. Gram Sabhas conduct verification. This ensures only eligible families receive benefits. No individual application process exists for selection.
Funding Pattern Rule
The cost of unit assistance is shared. The Central and State Governments share this cost. For plain areas, the ratio is 60:40. For Himalayan states, Northeastern states, and Union Territory of Jammu & Kashmir, the ratio is 90:10. For other Union Territories, the Central Government provides 100% funding.