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IBPS AFO Salary 2026: Pay Scale, In-Hand Salary, Allowances & Career Growth

IBPS AFO Salary 2026 details the pay scale, in-hand salary, allowances, and career growth for Agriculture Field Officers. With a basic pay of ₹48,480 for Scale I, the role offers attractive benefits and long-term growth opportunities.
authorImageNazish Fatima13 Jan, 2026
IBPS AFO Salary 2025

IBPS AFO Salary 2026: Candidates aspiring to appear for the IBPS AFO Exam 2026 should have a clear understanding of the IBPS AFO Salary 2026. With IBPS set to release the IBPS AFO Recruitment 2026 to fill multiple vacancies, many aspirants may be unaware of the detailed pay structure and benefits.

The IBPS AFO Salary 2026 is governed by bank norms and may be revised as per regulations. Currently, the basic pay for the Officer Scale I post is ₹48,480. Below, candidates can check complete details related to the IBPS AFO 2026 salary, allowances, and other important aspects.

Check: IBPS AFO Exam Pattern

IBPS AFO Salary 2026

The IBPS AFO (Agriculture Field Officer) Salary 2026 is a major attraction for aspiring candidates. The position offers a competitive and rewarding pay structure, along with several allowances and benefits. Selected candidates can expect a respectable salary package, making it an excellent career opportunity for agriculture graduates.

IBPS AFO Salary Structure 2026

The salary structure for IBPS SO (Specialist Officer) includes a basic salary accompanied by various perks and allowances. For the IBPS Agriculture Field Officer (AFO) in Officer Scale I, the basic salary starts at Rs. 48,480. Apart from the basic salary, the package includes additional allowances and benefits, making it an appealing and rewarding proposition. The following table provides a comprehensive overview of the IBPS AFO Salary Structure 2026.

IBPS AFO Salary Structure 2026

Category

Pay Scale

IBPS AFO Officer Scale I

Rs. 23700-980/7-30560-1145/2-32850-1310/7-42020

IBPS AFO Officer Scale II

Rs. 31705-1145/1-32850-1310/10-45950

IBPS AFO Officer Scale III

Rs. 42020-1310/5-48570-1460/2-51490

IBPS AFO In-hand Salary 2026

Prospective candidates are also keen to learn about the monthly salary, as it reflects their take-home pay. Providing information about the monthly IBPS AFO Salary 2026 can greatly assist candidates in comprehending the salary structure more effectively.

IBPS AFO Monthly Salary 2026

Category

Monthly Salary

IBPS AFO Officer Scale I

Rs.36400

IBPS AFO Officer Scale II

Rs.48800

IBPS AFO Officer Scale III

Rs.64600

IBPS AFO Allowances

In addition to the selected IBPS AFO Salary, candidates will also receive a range of perks and allowances. These extra benefits are provided to candidates to help cover different types of expenses and to account for the impact of inflation. The perks included as part of the AFO Salary package encompass various aspects such as the Leave policy, Leave Travel Allowance, access to Holiday Homes, Conveyance allowance, Newspaper allowance, Medical allowance, Entertainment allowance, House and Furniture allowance, and more. Here, we provide you with the details about the allowances that are disbursed as part of the IBPS AFO Salary 2026.

IBPS AFO Allowances

Allowances

Rate

Dearness Allowances

Rs. 8605.88

House Rent Allowance

7-9%

City Compensatory Allowance

0-4%

Special Allowance

7.75% (For Scale1)

 

IBPS AFO Salary 2026 Job Profile

The role of an Agriculture Field Officer (AFO) covers a variety of responsibilities, especially in rural areas. Those selected as Agriculture Field Officers are mainly responsible for spreading awareness about and promoting the financial products and services of the bank among farmers. The additional tasks of IBPS AFO employees include:

  • The AFO is responsible for promoting rural funding.

  • The function of AFO is to give loans to farmers as well as people related to agriculture.

  • Make sure that the farmers are receiving the loans.

  • Examine the loans for agriculture.

  • Examine the instances of failed crops

  • Educating farmers about the bank’s particular programs and perks

  • Spend more money in rural areas

Also, check: IBPS AFO Selection Process

IBPS AFO Salary 2026 Career Growth

The individuals selected for IBPS Agricultural Field Officer (AFO) positions are presented with excellent opportunities for career advancement. The promotional pathway for IBPS AFO is outlined as follows:

  1. Officer/Assistant Manager

  2. Manager

  3. Senior Manager

  4. Chief Manager

  5. Assistant General Manager

  6. Deputy General Manager

  7. General Manager

Aspirants must join Physics Wallah's Join Agriculture Online Courses to boost their readiness for the Agriculture Competitive Examinations. Our courses offer daily live classes, study notes, recorded classes, test series, and more.

 

IBPS AFO Salary 2026 FAQs

What is the basic salary of IBPS AFO in 2026?

The basic salary of an IBPS Agriculture Field Officer (AFO) Scale I in 2026 is ₹48,480 per month with a pay scale of ₹48,480-2000/7-₹62,480-2340/2-₹67,160-2680/7-₹85,920.

What is the take-home salary of IBPS AFO?

The take-home monthly salary for IBPS AFO typically lies between ₹55,000 to ₹60,000, including allowances such as DA, HRA, and special allowances.

What benefits and allowances do IBPS AFOs get?

IBPS AFOs qualify for Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, City Compensatory Allowance, medical allowance, and other benefits, which increase the overall salary package.

What is an IBPS Agriculture Field Officer's job profile?

An IBPS AFO has the mandate of marketing agricultural loans, disbursing and monitoring farmer loans, spreading financial product awareness among rural communities, evaluating crop failure cases, and assisting rural development programs.
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