IBPS AFO Score Card 2026: Score Calculation, Normalisation & Merit Process

The IBPS AFO Score Card allows candidates to check their performance in the recruitment examination. It displays section-wise marks, overall score, qualifying status, and other important examination details.

The IBPS AFO Score Card 2026 will be released by the Institute of Banking Personnel Selection (IBPS) after the declaration of the Main Examination result. It is an important document for understanding your marks and performance in the recruitment process. 

Find here, information about the IBPS AFO Score Card, score calculation rule, normalisation process, negative marking, and qualifying criteria. 

IBPS AFO Score Card 2026 Overview

Get a quick overview of the IBPS AFO Score Card 2026, including its purpose, score calculation process, and how scores are considered during the selection process.

IBPS AFO Score Card 2026

The IBPS AFO Score Card 2026 displays section-wise and overall marks obtained in the Online Main Examination. It helps candidates evaluate their performance and understand whether they have qualified for the next stage of the recruitment process. 

The score card is prepared according to the marking scheme and evaluation process mentioned in the official IBPS notification.

Login Credentials Required to Download IBPS AFO Score Card 

Once released, candidates need the following credentials to access their score card:

• Registration Number or Roll Number

• Password or Date of Birth

Details Mentioned on IBPS AFO Score Card 

The score card generally includes:

• Candidate's Name

• Roll Number

• Registration Number

• Category

• Post Name

• Section-wise Marks

• Overall Marks

• Qualifying Status

• Maximum Marks

• Examination Name

How Does IBPS Calculate the AFO Exam Score?

As per the official notification, IBPS follows the following process while calculating candidates' scores:

• Incorrect answers in the objective tests attract a penalty of 0.25 marks for every wrong answer.

• No penalty is applied for unanswered questions.

• Corrected scores are calculated after applying the prescribed negative marking.

• If the examination is conducted in multiple sessions, corrected scores are normalized using the equi-percentile method.

• Final scores are calculated up to two decimal places.

IBPS AFO Score Card Normalisation Process

If the IBPS Online Examination is conducted in multiple sessions, IBPS uses the Equi-percentile Method to ensure fairness across all shifts. This process adjusts scores based on the relative difficulty level of each session so that candidates are evaluated on an equal scale.

How Are IBPS AFO Scores Used?

The marks obtained in the Online Main Examination play an important role in the selection process.

Candidates must:

• Secure the minimum qualifying marks in each test.

• Obtain sufficiently high marks in the Professional Knowledge section to be shortlisted for the Interview.

• Meet the overall cut-off decided by IBPS.

The Main Examination score is used for interview shortlisting and contributes to the final merit list.

IBPS AFO Score Card and Final Merit

The IBPS AFO score card include Online Main Examination scores followed by the Interview for shortlisted candidates. The official notification specifies that:

• The Online Main Examination carries a weightage of 80%.

• The Interview carries a weightage of 20%.

• Final merit is prepared based on the combined performance in the Online Main Examination and Interview.

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Related Resources

• IBPS AFO Result

• IBPS AFO Cut Off

• IBPS AFO Exam Pattern

• IBPS AFO Selection Process

• Agriculture Online Batches