IBPS RRB Clerk Salary 2025, Salary Structure, Job Profile, Promotion
Priyanka Dahima1 Sept, 2025
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IBPS RRB Clerk Salary 2025: IBPS offers lucrative salaries to their Clerical posts, which is why banking job aspirants rush every year to grab this job opportunity. IBPS offers competitive salaries for clerical positions, coupled with a range of incentives, perks, allowances, and benefits.
The monthly in-hand salary of the IBPS RRB Clerk is Rs. 34,000/- to Rs. 35,000/-. Read further to know about the IBPS RRB Clerk Salary 2025, Structure, Job Profile, Career Growth, Allowances, and Promotion Policy of an IBPS RRB Clerk.
Also Read, IBPS RRB Clerk Preparation Tips 2025
IBPS RRB Clerk Salary 2025
IBPS RRB Clerk salary in 2025 offers a starting basic pay of around Rs. 24,050 per month, with the in hand salary reaching up to Rs. 34,000 to Rs. 37,000 after adding allowances and deductions. The official IBPS RRB Clerk notification for 2025 was released on August 31, 2025, opening the registration window from September 1 to 21, 2025. The preliminary exam for IBPS RRB Clerk will be held on December 6, 7, 13, and 14, 2025, while the mains exam is scheduled for February 1, 2026. Eligible candidates should make note of these dates for timely application and preparation. The salary package and timely recruitment cycle make this a highly attractive opportunity for banking aspirants in 2025.
IBPS RRB Clerk Salary Structure 2025
The starting salary for an IBPS RRB Clerk is Rs 19900 per month and the pay scale of an IBPS Clerk isRs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years). Candidates must have additional income and job profile details.| IBPS RRB Clerk Salary Structure | |
| Earnings | Amount |
| Basic Pay | Rs. 24050.00 |
| SPL Allow | Rs. 3263.60 |
| Dearness Allowance (19.83%) | Rs. 3783.00 |
| HRA Amount | Rs. 2167.88 |
| CCA Amount | 0.00 |
| HFA/BBA | 0.00 |
| NPS | Rs. 2812.00 |
| Cash | Rs. 1250.00 |
| Gross Pay | Rs. 37326.48 |
IBPS RRB Clerk Previous Year Question Paper PDF
IBPS RRB Clerk Salary Deduction 2025
The IBPS RRB Clerk Salary 2025 includes a basic pay along with various allowances and benefist, but there are also specific deductions from the gross salary to arrive at the net in-hand pay. These deductions included PT, PS, Income Tax, and NPS and we have tabulated below the details.
| IBPS RRB Clerk Salary Deduction 2025 | |
| Earnings | Amount |
| PT | Rs. 200.00 |
| PF | 0.00 |
| NPS | Rs. 2812.00 |
| Income Tax | 0.00 |
| Total | Rs. 3012.00 |
| Net Pay | Rs. 34314.48 |
IBPS RRB Clerk Exam Centre 2025, State-wise List
IBPS RRB Clerk Pay Scale
The IBPS RRB Clerk salary starts with a basic pay of Rs. 24,050 per month and grows every year through fixed increments. After working for 3 years, the basic pay increases, and with continued service, it keeps rising at regular intervals. The pay scale follows a structured format, so clerks receive more money as they complete more years in the job. After 20 years of service, the maximum basic pay can reach up to Rs. 64,480 per month, excluding allowances and perks. This steady salary growth makes the job financially secure for the long term.
IBPS RRB Clerk In Hand Salary 2025
The IBPS RRB Clerk Salary 2025 starts with a basic pay of Rs. 24,050. The gross monthly salary, include various allowances such as Dearness Allowance (19.83%), House Rent Allowance (HRA), Special Allowance, and others, typically ranges from around Rs. 37326.48. After deductions like National Pension Scheme (NPS), PF, PT and taxes, the in-hand salary is approximately Rs. 34314.48 per month.
IBPS RRB Clerk Salary After 7th CPC
After the 7th Central Pay Commission (CPC), the salary structure of IBPS RRB Clerks was revised to provide better financial stability. The basic pay was increased to Rs. 24,050 per month initially, along with enhanced allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and special perks. This update means clerks now get a higher total gross and in-hand salary compared to before. The revision makes the salary package more competitive and rewarding, matching the standards of other government banking jobs. This change also supports steady annual increments and career growth for clerks over the years.
IBPS RRB Clerk Career Growth/ Promotion
Eligible candidates are first promoted to senior posts based on their performance within the banking organisation. An official of the Indian Bureau of Personnel Selection (IBPS) RRB Clerk will be promoted to the rank of RRB Clerk through internal examinations after working for 3 years. In addition to this, candidates can also appear in Associate Exams such as JAIIB, and CAIIB certifications, which gives a great opportunity to stand out from the competition. IBPS RRB clerk 2025 has a broad range of promotions. All the promotions that a candidate will get in the IBPS are to be checked.- Officer Scale-I /Probationary Officer (PO)
- Assistant Manager (AM)
- Deputy Manager (DM)
- Branch Manager (BM)
- Senior Branch Manager (SBM)
- Chief Manager (CM)
- Assistant General Manager (AGM)
- Deputy General Manager (DGM)
- General Manager (GM)
IBPS RRB Clerk Salary 2025 Increment
The IBPS RRB Clerk Salary follows a structured increment system followed during the year of servicing, with periodic increases in basic pay and allowances. Refer the below table to get the details of the IBPS RRB Clerk Salary 2025 Increment.
| IBPS RRB Clerk Salary 2025 Increment | ||
|---|---|---|
| Years of Service | Basic Pay (Rs.) | Annual Increment (Rs.) |
| Starting | 24,050 | 1,340 (per year for first 3 years) |
| After 3 years | 28,070 | 1,650 (next 3 years) |
| After next 3 years | 33,020 | 2,000 (next 4 years) |
| After next 4 years | 41,020 | 2,340 (next 7 years) |
| After next 7 years | 57,400 | 4,400 (next 1 year) |
| After next 1 year | 61,800 | 2,680 (next 1 year) |
| Maximum Basic Pay | 64,480 | - |
IBPS RRB Clerk Salary 2025 Job Profile
IBPS RRB Clerk job profile is associated with various responsibilities and duties, making it a challenging role despite the attractive perks, allowances, and salaries. It encompasses not only accounting tasks but also customer service, cash handling, and providing guidance to customers. An IBPS RRB Clerk serves as the primary point of contact for bank-related inquiries and issues, often referred to as a Single Window Operator due to their role.
Here are the key job responsibilities of an IBPS RRB Clerk:
- Bank office clerks are deployed in the back office for various tasks like maintenance of ledger, bank receipt collection, handling the daily closure details
- Updation of Passbooks of account holders at counters
- Printing of receipts for cheques and demand drafts
- bank clerks also hold bank keys, and safe keys under their protection
- They are often placed at the query window to act as an information counter for the customers.
- Handling the deposit and withdrawal of cash.
- Verification of various documents and proofs submitted by the customers
- Responsible for bank cash, various important documents, keys, etc.
- Sanctioning of withdrawals by the customers
- Maintaining the various documents of the bank, balance sheets, ledger, etc.
- Resolving the various issues of the customers
- Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc
- Providing information about the latest schemes and government policies
- Guiding customers relating to various banking activities
- Attending treasury works
- Resolving queries of the customers
- Miscellaneous tasks
IBPS RRB Clerk Salary 2025 Perks and Allowances
We have discussed below the IBPS RRB Clerk Perks and Allowances given to candidates who are selected for the post of IBPS RRB Clerk.| IBPS RRB Clerk Salary 2025 Perks and Allowances | |
| Dearness Allowance (DA) | 46.5% of the basic pay. |
| House Rent Allowance (HRA) | For Rural Areas: 5% of the basic pay For Semi-urban Areas: 7.5% of the basic pay For Urban Areas: 10% of the basic pay |
| Special Allowances | 7.75% of the basic pay. |
| Travel Allowances | Rs. 425 |
IBPS RRB Clerk Salary 2025 FAQs
What is the basic IBPS RRB Clerk salary 2025?
What benefits and allowances are included in the IBPS RRB Clerk Salary?
Are there yearly increments in the IBPS RRB Clerk salary?
Can an IBPS RRB Clerk get promotions?
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