IBPS RRB PO Salary 2026: In-Hand, Pay Scale & Career Growth
Priyanka Dahima8 Jan, 2026
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IBPS RRB PO Salary 2026: The IBPS RRB PO Salary 2026 provide a competitive package for candidates appointed as Officer Scale I in Regional Rural Banks. With the revised pay structure, the starting basic pay is Rs. 48,480, while the approximate in-hand salary comes to around Rs. 74,561 per month. This ensures a comfortable lifestyle and excellent career growth opportunities in banking.
If applicants put in a lot of effort, they have a good possibility of being promoted and having their careers improve. Here we have compiled for you all the information regarding the job profile of IBPS RRB Probationary Officers. Read further to know about IBPS RRB PO Salary 2026 & Pay Scale in detail. As per the revised IBPS RRB PO Salary Structure 2026, the new basic pay is Rs. 48,480/- along with several allowances i.e. HRA, DA, etc. Overall, the total in-hand salary is approximately Rs. 74,561 per month, varying slightly by posting location
Also Read, IBPS RRB Clerk Preparation Tips 2026
IBPS RRB PO Previous Year Question Paper PDF
IBPS RRB PO Salary 2026 In Hand
The in-hand salary of a newly appointed IBPS RRB PO is approximately Rs. 74,561 per month, while the gross salary stands around Rs. 80,437. The basic pay is Rs. 48,480, supplemented by allowances including Special Allowance (Rs. 15,571), Dearness Allowance (Rs. 10,278), and House Rent Allowance (Rs. 3,878). After standard deductions, primarily the National Pension Scheme (NPS) contribution of Rs. 5,876, the net take-home salary amounts to about Rs. 74,561.IBPS RRB PO Salary Structure 2026
For the Financial Year 2024-25, the pay scale for the IBPS RRB Probationary Officer post has been revised with the new initial basic pay of Rs. 48,480/-. In the table below you can view all the components and amounts of the IBPS RRB PO Salary Structure.
| IBPS RRB PO Salary Structure | |
| Components | Amount |
| Basic Salary | Rs. 48,480.00/- |
| SPL Allowance | Rs. 15,571.00/- |
| DA | Rs. 10278.00/- |
| HRA | Rs. 3,878.00/- |
| Location Allowance | Rs. 1,200.00/- |
| Learning Allowance | Rs. 1,030.00/- |
| Gross Pay | Rs. 80,437.00/- |
| Deductions | Rs. 5,876.00/- |
| Net Pay | Rs. 74,561.00/- |
IBPS RRB PO Exam Centre 2026, State-wise List
IBPS RRB PO Basic Pay 2026
The basic pay of an IBPS RRB Probationary Officer (PO) for the Officer Scale I posts is Rs. 48,480 per month according to the latest revised salary structure. This is the starting basic pay for Officer Scale I posts and the overall salary package includes several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, Location Allowance, and Learning Allowance.
IBPS RRB PO Salary After 12th Bipartite Settlement
The IBPS RRB PO salary after the 12th Bipartite Settlement has been revised with a significant increase. Here are the key details:
- Basic Pay: Rs. 48,480/- per month (post-revision reflecting a 17% hike including a 3% load factor effective from November 1, 2022).
- Gross Monthly Salary: Rs. 80,437 including various allowances.
- In-hand (Net) Salary: Rs. 74,561 after deductions like NPS contribution
IBPS RRB PO Salary Slip 2026
The IBPS RRB PO Salary Slip 2026 reflects a comprehensive salary structure with a starting basic pay of Rs. 48,480/- per month. The gross salary, which includes various allowances, amounts to around Rs. 80,437/-. After standard deductions such as contributions to the National Pension Scheme, the IBPS RRB PO In Hand Salary is Rs. 74,561/- per month. Below we have shared the snippet of the IBPS RRB Officer Scale I Salary Slip 2026.
IBPS RRB PO Salary 2026 Job Profile
- Regulatory Monitoring of Banking Operations: In charge of controlling and supervising every aspect of a commercial bank's operations, monitoring that they are carried out on schedule and with due diligence.
- Facilitating Loans and Credit Facilities: Encouraging farmers to make use of the loans and credit facilities offered by the Rural Bank for the growth of their farms while openly outlining the advantages of these credit choices. Details on the various initiatives and plans the bank has put in place to help the community.
- Audit and Financial Reporting: Financial reporting and auditing preserving the bank's yearly balance sheet, going over financial information, and creating audit reports for the fiscal year, all while making sure that data from prior years is accurately compared to evaluate profitability.
- Loan Repayment Management - record of loans to different entities, remind borrowers of their loan repayment obligation, and take the necessary steps (e.g. property mortgaging) to recover loans if needed.
- Public communication - Communicate with the general public and disseminate information on various policies and schemes implemented by the bank for the benefit of local communities.
- Audit & Financial Reporting - Audit the bank's yearly balance sheet, review financial statements, and prepare audit reports for each financial year, comparing them with previous year's data to evaluate profitability.
- Scheme implementation - Implement government schemes for rural area development, and manage the allocation of central government funds to beneficiaries.
IBPS RRB PO Salary 2026 After 5 Years
The IBPS RRB PO Salary 2026 after 5 years of service can vary based on some factors, including the specific RRB they are working for, their performance on the job, and any promotions or salary increases they may have received during their time with the bank.IBPS RRB PO Salary 2026 Career Growth
- For the position of Manager Trainee in the Regional Rural Banks or Gramin Bank, apply for IBPS RRB Officer Scale-I. IBPS RRB Officers receive an in-hand remuneration Rs. 48,480/-
- IBPS RRB Officers’ duties and responsibilities change depending on their position and department. Other government tests offer fantastic designations, careers, and salaries as well.
- The Manager Trainee will be promoted to Assistant Manager after completing a two-year probationary period. The following is a description of IBPS RRB PO career growth:
- Assistant Manager
- Deputy Manager
- Branch Manager
- Senior Branch Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
- IBPS RRB Officer Scale I (PO)
IBPS RRB PO Salary 2026 Perks and Allowances
After the candidates are selected for the post of Probationary Officer (PO), they will be eligible to receive a lucrative salary package including several additional perks and allowances. We have discussed IBPS RRB PO allowances and perks received by the candidate, along with the basic IBPS RRB PO Salary.- House Rent Allowance
- City Compensatory Allowance
- Special Allowance
- Conveyance Allowance
- Dearness Allowance
- Leave Travel Allowance
- Medical Allowance
- Entertainment Allowance
- Newspaper Allowance
- Lease Allowance
IBPS RRB PO Bond Period
We have provided the details of the Bank-wise IBPS RRB PO Bond Period.
| Bank Name | Bond Period | Bond Amount (Rs.) |
|---|---|---|
| Andhra Bank | 3 years | Rs. 2,00,000 |
| Bank of Maharashtra | 2 years | Rs.1,00,000 |
| Canara Bank | 2 years | Rs. 25,000 |
| Punjab National Bank | 3 years | Rs. 2,00,000 |
| Union Bank of India | 3 years | Rs. 2,00,000 |