RRB PO Interview 2025 Current Affairs, Last-Minute Important Topics to Revise

For the RRB PO Interview 2025, important Current Affairs topics are given here by Sushmita Mam (Banking Wallah). For aspiring RRB PO candidates, a good understanding of current affairs, particularly concerning the banking and financial sectors, is paramount. 

This knowledge is important for navigating interview discussions effectively. Key areas include economic policies, banking performance, digital advancements, and national economic indicators, all of which directly impact the financial landscape.

RRB PO Interview 2025 Current Affairs Important Topics

Below are the important topics every candidate should prepare well for RRB PO Interview 2025:

RBI Monetary Policy and Economic Conditions

It is essential to thoroughly review the key findings of the Reserve Bank of India (RBI) Monetary Policy report, especially if your interview is scheduled after its release (typically in February). Interviewers frequently ask about current policy rates and prevailing inflation trends.

Inflation Management

A significant discussion point is the management of inflation and its current status.

The RBI's mandated inflation target is 4 ± 2%. The central bank's actions are directly tied to whether inflation falls within this range:

• High Inflation: If inflation exceeds the target range, the RBI's strategy involves withdrawing money from the market to curb it.

• Low Inflation: If inflation falls below the target (e.g., a past instance of 1.7%), the RBI injects liquidity into the economy to stimulate money flow and bring inflation back into the desired range.

Banking Sector: Challenges and Growth

Candidates should be prepared to discuss the banking industry's performance and challenges.

• Banking Challenges: The issue of rising NPA (Non-Performing Assets) is a significant challenge. Consider potential measures to address this problem.

• Banking Growth: Understand the reasons behind the sector's recent growth and profitability. Be aware of which specific banks have demonstrated the highest growth and the factors contributing to their success.

UPI and Digital Payments

The digital payment ecosystem remains a highly relevant topic.

• UPI (Unified Payments Interface): Analyze the growth trajectory of UPI and its significant utility in the current economy.

• Digital Payments Analysis:

• Evaluate the pros and cons of widespread digital payment adoption.

• A critical aspect to study is Cyber Security. Be prepared to discuss potential security lapses, vulnerabilities, and the measures needed to ensure user safety.

National Economy and Budget

In National Economy and Budget, several topics are important for interview: 

The Union Budget

If your interview takes place after February 1st, a detailed understanding of the Union Budget is essential.

• Key Areas of Focus: Pay attention to significant changes or new proposals in the latest budget, new tax rates or modifications to the tax structure, and any new economic policies introduced (e.g., potential changes to tax filing rules).

• Background Knowledge: It is also useful to know general facts about the budget, such as who presents it, its historical context, and its creation process.

• Budget Presentation Date: Understand the rationale for shifting the budget presentation date to February 1st from the last day of February. The primary reason was to allow a longer timeframe for its effective implementation.

Fiscal Deficit

Understanding Fiscal Deficit is critical.

• Definition: The fiscal deficit is the shortfall in a government's income compared to its spending. It represents the gap between the government's real income (excluding borrowings) and its total expenditure.

• Current Target and Reduction Strategy: A key objective is reducing the fiscal deficit (e.g., to a target like 4.4%). The most direct way for the government to achieve this is by reducing its expenditure, such as by rationalizing subsidies.

• Potential Discussion Points:

• A question might be posed about the social impact of cutting subsidies.

• A strong counter-argument is to focus on job and employment generation. This empowers individuals to earn, improving their standard of living and increasing their contribution to the economy.

• This line of questioning may extend to topics like FDI (Foreign Direct Investment) and FII (Foreign Institutional Investment).

GST (Goods and Services Tax)

Stay updated on any recent developments related to GST. Review any new GST updates or changes to the regime. Be prepared to discuss the economic benefits of the GST framework and the rationale behind its implementation.

How to Answer Policy-Related Questions

When asked for an opinion on a government policy (e.g., "Was implementing this the right decision?"), your response must be carefully constructed. Your answer must be balanced and neutral. Avoid framing your answer in a way that appears overtly pro-government or anti-government. Instead, present different facets of the issue to show a comprehensive understanding, rather than taking a one-sided stance.

Republic Day Parade

Review notable highlights from the most recent Republic Day parade. This includes any new or unique elements (e.g., the inclusion of a specific battalion), the name of the Chief Guest, and the general facts and significance of the event.

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