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SBI CBO Salary 2025, Revised Salary Structure, Job Profile & Allowances

The SBI CBO Salary 2025 has been revised by the SBI with a starting salary of Rs. 48,480/- As per the new SBI CBO Pay Scale here are the details of SBI CBO Salary in Hand, Salary Structure, Allowances, Job Profile and Career Growth.
authorImageLata Negi22 Sept, 2025
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SBI CBO Salary 2025


SBI CBO Salary 2025:
 For the Financial Year 2025-26, State Bank of India has released the detailed SBI CBO 2025 Notification for 2694 vacancies under the the Junior Management Grade Scale 1 or JMGS-I. The SBI Circle Based Officer is one of many awaiting job opportunities by experienced banking professionals because of its lucrative SBI CBO Salary 2025. As per the notification, officials have revised the pay scale, now the new initial basic pay is Rs. 48480/- under the scale of 48480-2000/7-62480-2340/2- 67160-2680/7-85920. 

SBI CBO Salary 2025

State Bank of India provides a handsome salary package for the candidates employed for the position of Circle Based Officer. The revised In Hand SBI CBO is Rs. 70000-72000, earlier it was Rs. 50000 and 52000. The new SBI CBO Salary follows the Junior Management Grade Scale-I plus an additional increment for every completed year of service in the officer cadre in a Scheduled Commercial Bank/ Regional Rural Bank. For a detailed breakdown of SBI Circle Based Officer Salary Structure refer to the information outlined below.

SBI CBO Revised Salary Structure 2025

SBI has announced a total of 2694 vacancies for this Circle Based Officer under the payscale Junior Management Grade Scale 1 or JMGS-I 48480-2000/7-62480-2340/2- 67160-2680/7-85920. What makes this opportunity even more exciting is the appealing salary package offered by the organization. The candidates selected for the Circle Based Officer (CBO) post will earn a decent SBI CBO Salary Structure 2025. Check the key highlights of SBI Circle Based Officer Salary 2025 from the below table:

SBI CBO Salary Structure 2025
Allowance Amount
Pay Scale 48480-2000/7-62480-2340/2- 67160-2680/7-85920
Basic Pay Rs. 48480
Net Salary  Rs. 70000- 72000

SBI CBO In Hand Salary 2025

The SBI CBO in-hand salary includes basic pay, allowances, and benefits. The revised starting basic pay of a Circle Based Officer in SBI is Rs. 48,480. In addition, a newly joined SBI CBO candidate who has work experience of two years or more in the officer cadre in any Scheduled Commercial Bank or Regional Rural Bank gets two advance increments. After including the basic pay, allowances, benefits, and Increments, the total in-hand salary for a based Officer post is around Rs.70,000 to 72,000.

SBI CBO Syllabus 2025- Click to Check

SBI Circle Based Officer Benefits & Perks 

Besides the Basic Pay and Allowances, officers will also be eligible for several perks and benefits. Check the details below:
  • Pension Scheme/New Pension Scheme.
  • Home Travel Concession/ Leave Fare Concession.
  • Concessional Interest Rates for Housing/Car/Personal Loans.
  • LTC (Leave Travel Concession)
SBI Circle-Based Officer Benefits and Perks
Allowance Amount
Dearness Allowance 46.9% of the Basic Pay
Traveling Allowance AC 2-tier fare is reimbursed to the employee for official travels
City Compensatory Allowance 3% – 4% depending on location
Medical Insurance 100% covered for employees | 75% covered for dependent family
House Rent Allowance 7% – 9% depending on the Place of Posting
Petrol Allowance INR 1,100 – 1,250
Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. Varies based on Cadre

SBI CBO Probation Period

The selected candidates as SBI CBO in respective circles will undergo a probationary period of 6 months which will be under continuous assessment until the time of confirmation. If a candidate fails to qualify during the probationary period will be terminated from the service.

SBI CBO Job Profile

Candidates appearing for the SBI CBO Examination must have an idea about the post they are preparing for details like SBI CBO Job Profile. It is essential to know about the roles and responsibilities of the SBI Circle-Based Officer. Here is the job profile for the candidates to check out:
  • Branch Operations Management: Oversee daily banking activities and staff management
  • Loan Authorization: Evaluate and approve various loan applications
  • Policy Implementation: Ensure compliance with banking policies and regulations
  • Accounting Supervision: Maintain accurate financial records and resolve discrepancies
  • Customer Relationship: Address customer queries and enhance satisfaction
  • Career Grade: Junior Management Grade Scale I at entry, with promotion opportunities

Other Links Related to SBI CBO 2025
SBI CBO Eligibility Criteria 2025 SBI CBO Salary 2025
SBI CBO Selection Process SBI CBO Syllabus 2025

SBI CBO Salary 2025 FAQs

Q1. How much is the salary of SBI CBO 2025?

Ans. The officials have revised the SBI CBO Salary 2025 as per the new pay scale the basic salary is Rs. 48,480/-.

Q2. How much is the pay scale of SBI CBO Salary 2025?

Ans. The SBI CBO pay scale is 48480-2000/7-62480-2340/2- 67160-2680/7-85920

Q3. Does the SBI CBO salary increase with time?

Ans. Yes, The salary increases periodically. Moreover, the salary is also revised periodically. The details are given in this article.

Q4. What is the SBI CBO In Hand Salary 2025?

Ans. The revised In Hand SBI CBO is Rs. 70000-72000, earlier it was Rs. 50000 and 52000.
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