Full Form of ICRA, Investment Information and Credit Rating Agency
The full form of ICRA represents the core services offered by the organization, which are Investment Information and Credit Rating Agency.
Girijesh Singh5 Oct, 2023
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ICRA, or Investment Information and Credit Rating Agency, is India's leading credit rating agency. The Indian government established the organization in 1991 and located its headquarters in Kolkata. ICRA is a subsidiary of Moody's Investors Service, a global credit rating agency. The full form of ICRA is an acronym that represents the core services offered by the organization.
ICRA's ratings are based on a comprehensive analysis of a borrower or issuer's financial and business profile, including factors such as creditworthiness, liquidity, and profitability. The organization also considers macroeconomic and industry-specific factors that may affect the creditworthiness of a borrower or issuer.
In addition to credit ratings, ICRA also provides research and analysis on various sectors of the economy. Experts in finance, economics, and industry analysis compose ICRA's research team. This research team conducts an in-depth analysis of various sectors of the economy and provides insights into the performance and prospects of different industries.
Functions of ICRA
- The primary function of ICRA is to provide credit ratings and research on various types of debt instruments and companies.
- Investors, banks, and other financial institutions use ICRA's ratings to assess the creditworthiness of a borrower or issuer. Regulators and policymakers also use ICRA's ratings to monitor the overall health of the financial system.
- Investors, banks, and other financial institutions widely use ICRA's research to make investment decisions. Regulators and policymakers also use the organization's research to inform their decisions on various economic and financial issues.
What is the role of ICRA in the financial industry?
ICRA is a credit rating agency that provides credit ratings and research on various types of debt instruments and companies. Investors, banks, additionally other financial institutions use ICRA's ratings to evaluate the creditworthiness of a borrower or issuer. Investors, banks, and other financial institutions also use ICRA's research to make investment decisions.
How does ICRA determine credit ratings?
ICRA determines credit ratings based on a comprehensive analysis of a borrower or issuer's financial and business profile, including factors such as creditworthiness, liquidity, and profitability. The organization also considers macroeconomic and industry-specific factors that may affect the creditworthiness of a borrower or issuer.
Are ICRA's ratings widely recognized and respected in the financial industry?
Yes, The financial industry widely recognizes and respects ICRA's ratings and research. Investors, banks, additionally other financial institutions around the world use ICRA's ratings and research. ICRA's ratings are also used by international rating agencies, such as Moody's Investors Service and Standard & Poor's, to assess the creditworthiness of Indian companies and debt instruments.
Is ICRA a subsidiary of any other organization?
Yes, ICRA is a subsidiary of Moody's Investors Service, generally a global credit rating agency.
Is ICRA only based in India or have any other branches in other countries?
ICRA is based in India and currently, which only operates in India.
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