| MODULE A: STATISTICS |
- Definition of Statistics |
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- Importance & Limitations |
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- Data Collection, Classification & Tabulation |
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- Importance of Statistics |
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- Functions of Statistics |
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- Limitation or Demerits of Statistics |
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- Definitions |
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- Collection of Data |
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- Classification and Tabulation |
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- Frequency Distribution |
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- Sampling Techniques |
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- Random Sampling |
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- Sampling Distributions |
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- Sampling from Normal Populations |
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- Sampling from Non-Normal Populations |
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- Central Limit Theorem |
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- Finite Population Multiplier |
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- Measures of Central Tendency & Dispersion, Skewness, Kurtosis |
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- Arithmetic Mean |
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- Combined Arithmetic Mean |
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- Geometric Mean |
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- Harmonic Mean |
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- Median and Quartiles |
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- Mode |
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- Introduction to Measures of Dispersion |
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- Range and Coefficient of Range |
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- Quartile Deviation and Coefficient of Quartile Deviation |
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- Standard Deviation and Coefficient of Variation |
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- Skewness and Kurtosis |
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- Correlation and Regression |
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- Scatter Diagrams |
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- Correlation |
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- Regression |
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- Standard Error of Estimate |
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- Time Series |
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- Variations in Time Series |
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- Trend Analysis |
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- Cyclical Variation |
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- Seasonal Variation |
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- Irregular Variation |
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- Forecasting Techniques |
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- Theory of Probability |
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- Mathematical Definition of Probability |
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- Conditional Probability |
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- Random Variable |
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- Probability Distribution of Random Variable |
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- Expectation and Standard Deviation |
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- Binomial Distribution |
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- Poisson Distribution |
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- Normal Distribution |
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- Credit Risk |
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- Value at Risk |
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- Option Valuation |
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- Estimation |
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- Estimates |
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- Estimator and Estimates |
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- Point Estimates |
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- Interval Estimates |
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- Interval Estimates and Confidence Intervals |
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- Interval Estimates of the Mean from Large Samples |
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- Interval Estimates of the Proportion from Large Samples |
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- Linear Programming |
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- Graphic Approach |
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- Simplex Method |
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- Simulation |
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- Simulation Exercise |
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- Simulation Methodology |
| MODULE B: HUMAN RESOURCE MANAGEMENT |
- Fundamentals of Human Resource Management |
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- The Perspective |
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- Relationship between HRM & HRD and their Structure and Functions |
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- Role of HR Professionals |
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- Strategic HRM |
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- Development of HR Functions in India |
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- Development of Human Resources |
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- HRD and its Subsystems |
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- Learning and Development – Role and Impact of Learning |
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- Attitude Development |
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- Career Path Planning |
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- Self-Development |
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- Talent Management |
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- Succession Planning |
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- Human Implications of Organizations |
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- Human Behaviour and Individual Differences |
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- Employee behavior at Work |
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- Diversity at Workplace and Gender Issues |
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- Theories of Motivation and their Practical Implications |
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- 'Role': Its Concept & Analysis |
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- Employees’ Feedback and Reward System |
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- Employees’ Feedback |
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- Reward and Compensation System |
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- Performance Management |
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- Appraisal Systems |
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- Performance Review and Feedback |
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- Counselling |
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- Competency Mapping and Assessment of Competencies |
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- Assessment Centres |
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- Behavioural Event Interview (BEI) |
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- Conflict Management and Negotiation |
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- Conflict: Concept & Definition |
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- Characteristics of Conflict |
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- Types of Conflicts |
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- Reasons for Conflict |
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- Different Phases of Conflict |
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- Conflict Resolution |
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- Conflict Management |
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- Negotiation Skills for Resolution of Conflicts |
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- HRM and Information Technology |
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- Role of Information Technology in HRM |
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- HR Information and Database Management |
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- Human Resource Information System (HRIS) |
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- Human Resource Management System (HRMS) |
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- e–HRM |
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- HR Research |
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- Knowledge Management |
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- Technology in Training |
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- HR Analytics |
| MODULE C: CREDIT MANAGEMENT |
- Overview of Credit Management |
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- Importance of Credit |
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- Historical Background of Credit in India |
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- Principles of Credit |
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- Types of Borrowers |
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- Types of Credit |
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- Components of Credit Management |
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- Role of RBI Guidelines in Bank’s Credit Management |
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- Analysis of Financial Statements |
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- Which are the Financial Statements |
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- Users of Financial Statements |
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- Basic Concepts Used in Preparation of Financial Statements |
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- Accounting Standards (AS) |
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- Legal Position Regarding Financial Statements |
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- Balance Sheet |
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- Profit and Loss Account |
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- Cash Flow Statement |
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- Funds Flow Statement |
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- Projected Financial Statements |
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- Purpose of Analysis of Financial Statements by Bankers |
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- Rearranging the Financial Statements for Analysis |
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- Techniques used in Analysis of Financial Statements |
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- Creative Accounting |
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- Related Party Transactions |
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- Working Capital Finance |
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- Concept of Working Capital |
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- Working Capital Cycle |
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- Importance of Liquidity Ratios |
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- Methods of Assessment of Bank Finance |
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- Working Capital Finance to Information Technology and Software Industry |
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- Bills/Receivables Finance by the Banks |
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- Guidelines of RBI for Discounting/Rediscounting of Bills by Banks |
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- Trade Receivables Discounting System (TReDS) |
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- Non-Fund Based Working Capital Limits |
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- Other Issues Related to Working Capital Finance |
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- Term Loans |
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- Important Points about Term Loans |
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- Deferred Payment Guarantees (DPGs) |
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- Difference between Term Loan Appraisal and Project Appraisal |
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- Project Appraisal |
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- Appraisal and Financing of Infrastructure Projects |
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- Credit Delivery and Straight Through Processing |
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- Documentation |
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- Third-Party Guarantees |
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- Charge over Securities |
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- Possession of Security |
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- Disbursal of Loans |
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- Lending under Consortium/Multiple Banking Arrangements |
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- Syndication of Loans |
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- Straight-Through Loan Processing or Credit Underwriting Engines |
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- Credit Control and Monitoring |
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- Importance and Purpose |
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- Available Tools for Credit Monitoring/Loan Review Mechanism (LRM) |
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- Risk Management and Credit Rating |
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- Meaning of Credit Risk |
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- Factors Affecting Credit Risk |
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- Steps Taken to Mitigate Credit Risks |
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- Credit Ratings |
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- Internal and External Ratings |
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- Methodology of Credit Rating |
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- Use of Credit Derivatives for Risk Management |
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- RBI guidelines on Credit Risk Management |
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- Credit Information System |
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- Restructuring/Rehabilitation and Recovery |
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- Credit Default/Stressed Assets/NPAs |
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- Wilful Defaulters |
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- Non-cooperative borrowers |
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- Options Available to Banks for Stressed Assets |
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- RBI Guidelines on Restructuring of Advances by Banks |
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- Available Frameworks for Restructuring of Assets |
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- Sale of Financial Assets |
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- Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016 |
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- Definition of Insolvency and Bankruptcy |
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- To Whom the Code is Applicable |
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- Legal Elements of the Code |
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- Paradigm Shift |
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- Corporate Insolvency Resolution Process |
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- Liquidation process |
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- Pre-packed Insolvency Resolution Process for stressed MSMEs |
| MODULE D: COMPLIANCE IN BANKS & CORPORATE GOVERNANCE |
- Compliance Function in Banks |
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- Compliance Policy |
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- Compliance Principles, Process and Procedures |
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- Compliance Programme |
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- Scope of Compliance Function |
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- Role & Responsibilities of Chief Compliance Officer (CCO) |
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- Compliance Audit |
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- Role of Risk-Based Internal Audit and Inspection |
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- Reporting Framework and Monitoring Compliance |
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- Disclosure Requirements |
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- Accounting Standards |
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- Disclosures under Listing Regulations of SEBI |
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- Compliance Governance Structure |
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- Organisational Structure |
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- Responsibility of the Board and Senior Management |
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- Compliance Structure at the Corporate Office |
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- Functional Departments |
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- Compliance Structure at Field Levels |
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- Internal Controls and its Importance |
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- Framework for Identification of Compliance Issues and Compliance Risks |
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- Compliance Issues |
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- Compliance Risk |
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- Inherent Risk and Control Risk |
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- Independent Testing and Effective Audit Programme |
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- Reporting Framework and Monitoring Compliance |
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- Role of Inspection and Audit |
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- Loan Review Mechanism/Credit Audit |
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- What is Good Compliance |
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- Compliance Culture and GRC Framework |
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- How to Create Compliance Culture Across the Organisation |
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- Governance, Risk and Compliance – GRC Framework |
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- Benefits of an Integrated GRC Approach |
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- Whistle-blower Policy |
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- The Components of a Whistle-blower Policy |
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- Reasons for Compliance Failures |
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- Compliance Function and Role of Chief Compliance Officer in NBFCs |
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- Framework for Scale Based Regulation for Non-Banking Financial Companies |
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- Transition Path |
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- Framework for Compliance Function and Role of Chief Compliance Officer in NBFC-UL & NBFC-ML |
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- Fraud and Vigilance in Banks |
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- Definition of Fraud |
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- Definition of Forgery |
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- Areas in which Frauds are committed in Banks |
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- Banking and Cyber Frauds |
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- Fraud Reporting and Monitoring System |
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- Vigilance Function in Banks |
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- RBI Guidelines for Private Sector and Foreign |