CAIIB BRBL Syllabus 2026: Banking Regulations & Business Laws, Exam Pattern and Modules

CAIIB BRBL Syllabus 2026: The CAIIB (Certified Associate of Indian Institute of Bankers) examination aims to provide finance and banking professionals with a strong foundation in the core concepts of banking. Here is the updated CAIIB ABFM 2026 Syllabus for the banking professionals who are going to appear for the CAIIB BRBL Paper in the May-June Cycle. The IIBF is soon going to declare the CAIIB Exam Date 2026 for the Financial Year 2026 and candidates must start preparing for the CAIIB Banking Regulations and Business Laws Paper.

CAIIB BRBL Syllabus 2026

CAIIB Banking Regulations and Business Laws Syllabus

CAIIB Banking Regulations and Business Laws Syllabus 2026

CAIIB Syllabus Paper 4 Module A: Regulations and Compliance

Here's an overview of the topics related to the legal framework and regulation of banks and other financial institutions:

1. Legal Framework of Regulation of Banks:

• Business of Banking
• Constitution of Banks
• Reserve Bank of India Act, 1934
• Banking Regulation Act, 1949
• Reserve Bank as a Central Bank and Regulator of Non-Banking Financial Institutions/Banks
• Government as a Regulator of Banks
• Control over Co-operative Banks
• Regulation by Other Authorities

2. Control over the Organization of Banks:

• Licensing of Banking Companies
• RBI Licensing Policy for Universal Banks and Small Finance Banks/Branch Licensing
• Paid-up Capital and Reserves
• Shareholding in Banking Companies
• Subsidiaries of Banking Companies
• Board of Directors
• Chairman of Banking Company
• Appointment of Additional Directors
• Restrictions on Employment
• Controls over management
• Corporate Governance
• Directors and Corporate Governance

3. Regulation of Banking Business:

• Power to Issue Directions
• Acceptance of Deposits
• Nomination
• Loans and Advances
• Regulation of Interest Rates
• Regulation of Payment Systems
• Internet Banking Guidelines
• Regulation of Money Market Instruments
• Banking Ombudsman
• Regulation to Strengthen Financial Stability

4. Returns, Inspection, Winding Up, Mergers & Acquisitions:

• Annual Accounts and Balance Sheet
• Audit and Auditors
• Submission of Returns
• Preservation of Records and Return of Paid Instruments
• Special Audit, Inspection, and Scrutiny
• Board for Financial Supervision
• Acquisition of Undertakings
• Amalgamation of Banks
• Winding up of Banks
• Penalties for Offenses

5. Different Categories of Banks:

• Public Sector Banks
• Private Sector Banks
• Regional Rural Banks
• Differentiated Banks and Co-operative Banks
• Local Area Banks
• State Bank of India

6. Regulation of Non-Banking Financial Companies (NBFCs):

• Regulators of NBFCs
• Role of NBFC in Promoting Inclusive Growth
• Registration
• Revised Scale-Based Regulatory Structure
• Nomenclature and Regulatory Norms
• Capital Guidelines
• Prudential Guidelines
• Corporate Governance
• Fair Practices Code for applicable NBFC
• Bank Finance to NBFCs registered/not requiring registration with RBI
• Co-lending by banks and NBFCs to Priority Sector Advances (PSA)

7. Financial Sector Legislative Reforms and Financial Stability and Development Council:

• Narasimham Committees
• Banking Sector Reforms
• Reforms in Monetary Policy
• Reforms in Financial Markets
• Reforms in Forex Market
• Financial Sector Development Council (FSDC)
• Function of the FSDC
• Wings of FSDC

CAIIB Syllabus Paper 4 Module B: Important Acts/Laws & Legal Aspects of Banking Operations –Part A

Here's an overview of the topics related to various financial and legal acts:

1. The Prevention of Money Laundering Act, 2002:

• Offence of Money Laundering
• Punishment for Money Laundering
• Obligations of Banking Companies, Financial Institutions, and Intermediaries
• Enhanced Due Diligence
• Rules Framed
• Records to be Maintained
• Information contained in the Records
• Procedure for Maintaining Information
• Procedure for Furnishing Information to the Director
• Verification of Records of the Identity of Clients
• Maintenance of Records of Identity of Clients
• Some Cases about the Act

2. Negotiable Instruments Act, 1881:

• Negotiable Instruments, Types, and Characteristics
• Drawer/Acceptor
• Payment of Cheques – Protection to Bankers’/Customers’
• Material Alteration
• Where Alteration is not apparent
• Protection to the Collecting Banker

3. Foreign Exchange Management Act, 1999:

• Meaning of Certain Important Terms Used in FEMA
• Regulation and Management of Foreign Exchange
• Powers of RBI concerning Authorized Persons
• Contravention, Penalties, Adjudication, and Appeals
• Directorate of Enforcement
• Special Provisions Relating to Assets Held Outside India

4. Payment & Settlement Systems Act, 2007:

• Definitions
• Designated Authority/Authorization
• Regulation and Supervision by the RBI
• Settlement and Netting
• Power of RBI to make regulations

5. Law Relating to Securities and Modes of Charge – I:

• Mortgage
• Document of Title to Immoveable Property – Meaning
• Copy of Document of Title to Immoveable Property Where Acceptable

6. Law Relating to Securities and Modes of Charge – II:

• Appropriation
• Assignment
• Pledge
• Hypothecation
• Banker's lien
• Set-off
• Creation/Registration and Satisfaction of Charges
• What is a Charge?
• Procedure for Registration of Charge
• Effect of Registration of Charges
• Effect of Non-registration of Charges
• Provisions of Companies Act 2013 Relating to Registration of Charges

CAIIB BRBL 2026 Marking Scheme

• To successfully clear each subject of the CAIIB BRBL exam, candidates must secure a minimum score of 50 marks out of the total 100 marks allotted.
• Alternatively, candidates who manage to obtain a minimum of 45 marks in every subject and an overall aggregate of at least 50% in a single attempt will also be considered as having qualified for the examination.
• The credits obtained for the subjects in which candidates have achieved passing marks will remain valid until the specified time limit expires for completing the entire examination process.

CAIIB BRBL Exam Pattern 2026

• The CAIIB BRBL exam will be conducted in Online mode only.
• The CAIIB BRBL Examination is held for a total of 100 marks.
• The question paper will have 100 questions. The Institute, on the other hand, has the authority to change the number of questions that will be asked for each subject.
• No negative marking for incorrect answers in the CAIIB BRBL Paper.
• The duration to complete the CAIIB BRBL Paper will be 2 hours.
• Candidates have the option of taking the CAIIB BRBL Paper in Hindi or English.

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