Important Topics for JAIIB Exam for IE & IFS, PPB, AFM, and RBWM

Important Topics for JAIIB Exam : Candidates who are eager to appear in the JAIIB 2024 exam must understand the Syllabus and weightage of all Papers and follow the proper preparation strategy to qualify JAIIB exam. After knowing the JAIIB Topic Wise Weightage scheme, the aspirants should have an idea about the important topics from the examination point of view. In this article, we have discussed the Important Topics for JAIIB Exam for IE & IFS, PPB, AFM, and RBWM and preparation strategy.

Important Topics for JAIIB Exam

1. Paper 1: Indian Economy and Indian Financial System (IE & IFS)
2. Paper 2: Principles and Practices of Banking (PPB)
3. Paper 3: Accounting and Financial Management for Bankers (AFM)
4. Paper 4: Retail Banking and Wealth Management (RBWM)

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Important Topics for JAIIB IE & IFS Exam

• Derivatives Market
• Factoring, Forfaiting, and Trade Receivables Discounting System
• Venture Capital – 1 to 2 marks, also in RBWM
• Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) – 2 to 3 marks
• Lease Finance and Hire Purchase
• Credit Rating and Credit Scoring – 1 to 2 marks, also in RBWM
• Fundamentals of Economics, microeconomics, macroeconomics, and Types of Economies – 2 marks
• Fundamentals of Economics, microeconomics, macroeconomics, and Types of Economies – 2 marks
• Mutual Funds – 1 to 2 marks, also in RBWM
• Insurance Products – 1 to 2 marks, also in RBWM
• Pension Products
• Monetary policy and fiscal policy – 1 to 2 marks
• Para banking and financial services provided by banks – 2 to 3 marks
• Supply and demand – 2 marks
• Money supply and inflation – 2 marks
• Theories of interest
• Business cycle – 2 marks
• System of National Accounts and GDP Concepts – 1 to 2 marks
• Union Budget – 1 to 2 marks
• Indian Financial System – An Overview – 2 marks
• Indian Banking Structure – 2 marks
• Banking Laws – Reserve Bank of India Act, 1934, and Banking Regulation Act 1949 – 4 marks

Important Topics for JAIIB RBWM Exam

• Module A
  • 1: Retain Banking Introduction – 1 to 2 marks
  • 2: Retail Banking Role within the Bank Operations – 2 to 4 marks
  • 3: Applicability of Retail Banking Concepts and Distinction between Retail and Corporate/Wholesale Banking – 2 to 3 marks
  • 4: Branch Profitability – 2 to 3 marks
• Module B
  • 5: Customer requirements
  • 6: Product Development process
  • 7: Credit scoring
  • 8: Important retail liability products
  • 9: Important retail asset products
  • 10: Credit and debit cards
  • 11: Remittance products
  • 14: Recovery of retail loans
  • 16: Securitization
• Module C
  • 18: Delivery Channels in Retail Banking
  • 19: Delivery Models
  • 21: Service Standards for Retail Banking
• Module D
  • 23: Importance of Wealth Management
  • 24: Investment Management
  • 25: Tax Planning
• Module E – Additional reading material on Home Loans, important for case study
  • 27: Lender’s Appraisal Procedure
  • 28: Housing Finance and Tax Planning
  • 29: Mortgage Advice
  • 30: Valuation of Real Property

5 Days Banking 12th Bipartite Settlement

Important Topics for JAIIB PPB Exam

• Banker-Customer Relationship – 2 marks
• Financial Inclusion and Financial Literacy – 3 marks
• Operational Aspects of Deposit Accounts – 2 to 3 marks
• Operational Aspects of KYC – 2 to 3 marks
• The Right to Information Act, 2005 – 2 marks
• Non-performing Assets/Stressed Assets – 3 marks
• Banker’s Special Relationship – 2 to 3 marks
• Data Communication Network and EFT Systems – 3 marks
• Impact of Technology Adoption and Trends in Banking Technology – 3 marks
• Grievance Redressal and RBI Integrated Ombudsman Scheme 2021 – 2 marks
• Types of Collaterals and their Characteristics – 2 to 3 marks
• Different modes of Charging securities – 2 to 3 marks
• Technology trends in Banking, e-RUPI, Fintech – RegTech, SupTech, Hashtag Banking, etc – 2 to 3 mark
• Government Sponsered Schemes – 3 marks
• Important Laws Relating to Recovery of Dues – 3 marks
• Priority Sector Advances – 2 to 3 marks
• Micro, Small, and Medium Enterprises in India – 1 mark
• Self-Help Groups – 2 marks
• Essentials of Bank Computerisation – 2 marks
• Operational Aspects of CBS Environment – 2 marks
• Alternative Delivery Channels – Digital Banking – 3 marks
• Digital Payment Systems – NPCI – 3 marks
• Security Considerations and Mitigation Measures in Banks – 3 marks
• Operational Aspects of Cyber Crimes/ Fraud Risk Management in Cyber Tech – 3 marks

Important Topics for JAIIB AFM Exam

• Bank Reconciliation Statement – 3 marks
• Accounting Concepts – 2 marks
  • These consist of the following:
    • Business Entity
    • Money measurement
    • Going concern
    • Accounting period
    • Objectivity
    • Materiality
    • Conservatism
    • Consistency
    • Full disclosure
    • Matching
    • Revenue recognition
    • Dual aspect
    • Cost concept
• Rectification of errors: a method that depends on the timing of detection of an error ie. Before trial balance, after trial balance before final accounts, and after final accounts (in next period) – 2 marks
• Audit – 3 marks
• Depreciation – 3 marks
• Balance Sheet formula: Total assets = total shareholder’s equity + total liabilities. – 3 marks
• Corporate accounting – 3 to 4 marks
• Cash flow statement – 3 to 4 marks
• Accounts of Banking Companies – 3 to 4 marks
• Ratio analysis – 3 to 4 marks
• Yield to maturity – 4 marks
• Forex trading – 2 to 3 marks
• Cost of capital which is divided into cost of equity and debt cost – 4 marks
  • Cost of equity = risk-free rate x β + risk premium
  • Debt cost = average debt x tax shield
• Capital budgeting – 4 marks
• Operating cycle with the following process: Raw material procurement -> Work in progress -> Finished Goods -> Receivables -> Cash – 2 marks
• Income tax – 5 marks
• GST – 5 marks
• Marginal costing – 6 to 8 marks
• Standard cost – 3 to 4 marks
• Zero-based budgeting – 2 marks

JAIIB Exam Preparation Tips

1. Plan your study schedule – Bank employees have busy schedules but their study schedule needs to be adjusted. Don't just make a study plan, but implement it.
2. Check Syllabus – JAIIB syllabus is extensive and covers many topics. You should go through the entire syllabus and then adjust your study plan accordingly.
3. Check Latest JAIIB Study Materials - To prepare for JAIIB 2024 Oct Cycle exam you must check the latest and best study materials. Nowadays, there are many study materials available online, but only the authentic one is required.
4. Take objective and long-term mock tests- To analyze your performance, take both objective and long-term mock tests. Mock tests give you the feel of a real test. After mock tests, it is important to analyze your strengths and weaknesses.
5. Give time for revision – To crack JAIIB exam candidate should spend time for revision. To remember the topics, you need to review them regularly.

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