JAIIB RBWM Important Questions Module A MCQs

JAIIB RBWM Important Questions Module A MCQs : The Indian Institute of Banking and Finance or IIBF conducts the JAIIB exam twice a year. The Junior Associate for Indian Institute of Banking or JAIIB exam is the first promotional exam for banking professionals. Retail Banking & Wealth Management is the last paper out of four papers for the JAIIB exam 2025. To prepare well for the exam one must know the exam pattern and types of questions asked. For the banking professionals we have provided the JAIIB RBWM Important Questions Module A MCQs.

JAIIB RBWM Module A MCQs 2025

JAIIB RBWM MCQs 2025 Module A Questions

Q1. Under Retail Banking, Banks provide Financial Services and Products to individual Customer rather than Businessman. In this Banking, Bank activities should be focused on which of the following?

1. Identifying the customers need.
2. Bank need to develop appropriate products which matches their need.
3. Availability of the product must be regular
4. Product delivery channels should be efficient.

Q2. The reason for the growth of Retail Banking segment is

1. Purchasing Power of Middle Class Increases
2. Increase in the number of Young Professionals
3. Lowering of Interest Rates
4. All are correct Ans: 4. All are correct

Q3. Which one of the following is the stage in which Bank provides Standardized Banking Services to its customer. In this Phase, Bank trying to build their customer base in Broad Population?

1. Rural Retail Banking
2. City Retail Banking
3. Mass Retail Banking
4. None of these Ans: 3. Mass Retail Banking

Q4. Which one of the following is not part of retail banking?

1. Internet Banking
2. Providing term loans for Projects
3. Mobile Banking
4. Credit/Debit Card Facility Ans: 2. Providing term loans for Projects

Q5. Which of the following Business Model is used by Banks for Retail Banking?

1. Strategic Business Unit (SBU) Approach
2. Departmental Approach
3. Integrated Approach
4. Any of the above used by Banks in different conditions and situations. Ans: 4. Any of the above used by Banks in different conditions and situations.

Q6 . Which of the following Model are generally adopted by the Public Sector Banks as their Retail Banking Model?

1. Strategic Business Model (SBU)
2. Departmental Approach
3. Integrated Approach
4. None of these Ans: 2. Departmental Approach

Q7. Which one of the following is not an advantage of retail Banking?

1. High Cross Selling potential
2. Less volatility in business
3. High Customer loyalty
4. High default rates Ans: 4. High default rates

Q8. Which of the following is the basic channel of Current Retail Banking Sector?

1. Multiple Products
2. Multiple Channels of Distribution
3. Multiple Groups
4. All of the above Ans: 4. All of the above

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