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PM Vishwakarma Yojana is a central sector scheme launched on September 17, 2023, to support traditional artisans and craftsmen, referred to as ‘Vishwakarmas’.
Who is eligible for the PM Vishwakarma Yojana?
Applicants must be 18+ years old, engaged in one of the 18 traditional trades, and should not have taken similar loans in the last 5 years.
What are the main benefits of PM Vishwakarma Yojana?
The scheme provides skill training, toolkit incentives, collateral-free loans up to ₹3 lakhs at 5% interest, digital transaction incentives, and marketing support.
What is the financial outlay and duration of the scheme?
The scheme has a financial outlay of ₹13,000 crore and will run for five years (2023–2028).
How can artisans apply for the PM Vishwakarma Yojana?
Eligible artisans can apply online through the official website pm.vishwakarma.gov.in.
PM Vishwakarma Yojana is a central sector scheme launched by the Prime Minister of India on September 17, 2023. The scheme focuses on supporting artisans and craftsmen who practice traditional trades. The scheme had a huge response after its launch, and the official website, PM Vishwakarma Yojana login, pm.vishwakarma.gov.in, received two million applications to date.
The PM Vishwakarma Yojana is being implemented by the Ministry of Micro, Small, and Medium Enterprises (MSME). Under this scheme, artisans and craftsmen are referred to as ‘Vishwakarmas’, who are engaged in handicrafts and other small-scale industries.
What is Semicon India 2025?
Semicon India 2025 is a 3-day event organized between September 2-4, 2025, to focus on state-level policy implementation and international cooperation to strengthen India’s Semiconductor industry. The event aims to transform India’s semiconductor ecosystem into a robust and resilient one.
Semicon India 2025 was inaugurated by PM Modi, and he will also be participating in the CEOs Roundtable on September 3, 2025. The PM’s vision is to position India as a global hub for semiconductor design, manufacturing, and technology development.
PM Vishwakarma Yojana Overview
The Scheme was launched in 2023 to support local artisans and craftsmen for a period of 5 years. The financial outlay for PM Vishwakarma Yojana is INR 13,000 Crore. More details and information related to the PM Vishwakarma Yojana is provided in the table below:
PM Vishwakarma Yojana Overview
Particulars
Details
Date of Launch
September 17, 2025
Implementing Ministry
Ministry of MSME
Duration
5 Years (2023-28)
Financial Outlay for PM Vishwakarma Yojana
INR 13,000 Crore
Beneficiaries
Artisans and Craftsmen are involved in 18 different traditional trades
Eligibility
Aged 18+, engaged in traditional trade, no similar loans in the past 5 years
Components of the Scheme
Recognition, Skill Training, Toolkit Incentive, Credit Support, Digital Transaction initiatives, marketing support
Credit Facilities
Collateral-free loan up to INR 3 Lakhs at 5% rate of interest.
Objectives of PM Vishwakarma Yojana
The PM Vishwakarma Yojana was launched to honor artisans and their traditional practices by referring to them as ‘Vishwakarmas’. This scheme entitles those craftsmen to several financial and technical benefits. The key objectives of the PM Vishwakarma Yojana can be summarized as follows:
Collateral-free loans are offered to Vishwakarmas at a low rate of interest and subsidies so that they continue with their traditional trades.
The initiative focuses on providing basic and advanced skills to the craftsmen in their traditional trades, helping them improve their skills via training programmes.
Under the PM Vishwakarma Yojana, craftsmen and artisans will also be provided with tools and technology to improve their quality of work and productivity.
They will also be trained to use digital and cashless transactions and will be offered incentives to adopt these processes.
The Scheme aims to provide economic opportunities to the artisans by integrating into the formal economy and global supply chains.
Eligibility for PM Vishwakarma Yojana
Traditional artisans play a crucial role in our society and contribute towards the preservation and promotion of India’s rich cultural heritage of traditional crafts. The eligibility details for the scheme can be summarized as follows:
The artisan and applicant must be at least 18 years of age at the time of registration.
The applicant should be enrolled and practicing any of the 18 traditional trades in the unorganised sector, specified in the scheme.
The craftsmen registering for the scheme should be dependent on using their hands and other tools while working with the traditional trade.
Applicants who are already registered under the PM-Svanidhi scheme are not eligible for the PM Vishwakarma Yojana.
Only one member of a family is eligible for the scheme and must be participating in the traditional trade for atleast 5 years.
Benefits of PM Vishwakarma Yojana
PM Vishwakarna Yoajan was introduced to support the artisans and craftsmen practicing traditional trades in India. The need for PM Vishwakarma Yojana can be summarized as follows:
Providing the ‘Vishwakarmas’ with the sources and skills to help them improve their trade practices.
Ensuring economic stability for the artisans by integrating them into the formal economy. Providing them with modern tools and credit facilities at a low rate of interest.
Preserving and promoting India’s rich cultural heritage of traditional trades and craftsmanship.
Providing sustainable livelihoods to traditional artisans through financial assistance, credit facilities, modern tools, and training programmes.
Recent Development on PM Vishwakarma Yojan
The PM Vishwakarma Yojana has been launched initially for five years between 2023 to 2028. The financial outlay for the scheme is INR 13,000 Crore. Almost 2 million applicants have been received on the official website to avail the benefits of this scheme.
Recently, the District Project Management Units (DPMUs) have been appointed under the scheme to generate awareness regarding the PM Vishwakarma Yojana among the beneficiaries and inform them about the dates for training programmes, location, benefits, stakeholders, and more. As of now, 497 DPMUs are covering 618 districts in India
Once the initial outlay and the duration end, the PM Vishwakarma Yojana will be reviewed for its efficiency and achievements. Based on these findings, a decision will be taken on whether to continue the scheme with the same outlay or to bring about certain changes within the scheme.
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