Physics Wallah

IBPS AFO Salary 2025, Salary Structure, and Job Profile

Discover the IBPS AFO Salary 2025, including pay scale, in-hand salary, allowances, and a detailed job profile. Learn about career growth and responsibilities for Agriculture Field Officers in public sector banks.
authorImageNazish Fatima15 May, 2025
IBPS AFO Salary 2025

IBPS AFO Salary 2025: Prospective candidates planning to take the IBPS AFO 2025 exam need to have a good understanding of the IBPS AFO Salary 2025. The Institute of Banking Personnel Selection (IBPS) has announced its IBPS AFO Recruitment 2025, which aims to fill 346 vacancies. As a result, many students might not be familiar with the specifics of the IBPS AFO Salary 2025.

The structure and conditions of the IBPS AFO Salary 2025 are subject to adjustments under bank regulations. This time, for the IBPS AFO Officer Scale I position, the basic pay is set at Rs. 48,480. In this regard, candidates can find comprehensive information about the IBPS AFO 2025 and other relevant details.

Check: IBPS AFO Exam Pattern

IBPS AFO Salary 2025

The salary offered for IBPS AFO (Agriculture Field Officer) positions 2025 is indeed a captivating aspect for potential candidates. This career choice presents an attractive salary structure that can be quite substantial. Those who are chosen as Agriculture Field Officers can anticipate a prestigious salary package in 2025. Alongside the salary, selected candidates will also be entitled to various allowances and benefits. This role presents a great opportunity, especially for graduates in the field of agriculture. 

IBPS AFO Salary Structure 2025

The salary structure for IBPS SO (Specialist Officer) includes a basic salary accompanied by various perks and allowances. For the IBPS Agriculture Field Officer (AFO) in Officer Scale I, the basic salary starts at Rs. 48,480. Apart from the basic salary, the package includes additional allowances and benefits, making it an appealing and rewarding proposition. The following table provides a comprehensive overview of the IBPS AFO Salary Structure 2025.

IBPS AFO Salary Structure 2025

Category

Pay Scale

IBPS AFO Officer Scale I

Rs. 23700-980/7-30560-1145/2-32850-1310/7-42020

IBPS AFO Officer Scale II

Rs. 31705-1145/1-32850-1310/10-45950

IBPS AFO Officer Scale III

Rs. 42020-1310/5-48570-1460/2-51490

IBPS AFO In-hand Salary 2025

Prospective candidates are also keen to learn about the monthly salary, as it reflects their take-home pay. Providing information about the monthly IBPS AFO Salary 2025 can greatly assist candidates in comprehending the salary structure more effectively.

IBPS AFO Monthly Salary 2025

Category

Monthly Salary

IBPS AFO Officer Scale I

Rs.36400

IBPS AFO Officer Scale II

Rs.48800

IBPS AFO Officer Scale III

Rs.64600

IBPS AFO Allowances

In addition to the selected IBPS AFO Salary, candidates will also receive a range of perks and allowances. These extra benefits are provided to candidates to help cover different types of expenses and to account for the impact of inflation. The perks included as part of the AFO Salary package encompass various aspects such as the Leave policy, Leave Travel Allowance, access to Holiday Homes, Conveyance allowance, Newspaper allowance, Medical allowance, Entertainment allowance, House and Furniture allowance, and more. Here, we provide you with the details about the allowances that are disbursed as part of the IBPS AFO Salary 2025.

IBPS AFO Allowances

Allowances

Rate

Dearness Allowances

Rs. 8605.88

House Rent Allowance

7-9%

City Compensatory Allowance

0-4%

Special Allowance

7.75%(For Scale1)

IBPS AFO Salary 2025 Job Profile

The role of an Agriculture Field Officer (AFO) covers a variety of responsibilities, especially in rural areas. Those selected as Agriculture Field Officers are mainly responsible for spreading awareness about and promoting the financial products and services of the bank among farmers. The additional tasks of IBPS AFO employees include:

  • The AFO is responsible for promoting rural funding.

  • The function of AFO is to give loans to farmers as well as people related to agriculture.

  • Make sure that the farmers are receiving the loans.

  • Examine the loans for agriculture.

  • Examine the instances of failed crops

  • Educating farmers about the bank’s particular programs and perks

  • Spend more money in rural areas

Also, check: IBPS AFO Selection Process

  •  

IBPS AFO Salary 2025 Career Growth

The individuals selected for IBPS Agricultural Field Officer (AFO) positions are presented with excellent opportunities for career advancement. The promotional pathway for IBPS AFO is outlined as follows:

  1. Officer/Assistant Manager

  2. Manager

  3. Senior Manager

  4. Chief Manager

  5. Assistant General Manager

  6. Deputy General Manager

  7. General Manager

Aspirants must join Physics Wallah's Join Agriculture Online Courses to boost their readiness for the Agriculture Competitive Examinations. Our courses offer daily live classes, study notes, recorded classes, test series, and more.

 

IBPS AFO Salary 2025 FAQs

What is the basic salary of IBPS AFO in 2025?

The basic salary of an IBPS Agriculture Field Officer (AFO) Scale I in 2025 is ₹48,480 per month with a pay scale of ₹48,480-2000/7-₹62,480-2340/2-₹67,160-2680/7-₹85,920.

What is the take-home salary of IBPS AFO?

The take-home monthly salary for IBPS AFO typically lies between ₹55,000 to ₹60,000, including allowances such as DA, HRA, and special allowances.

What benefits and allowances do IBPS AFOs get?

IBPS AFOs qualify for Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, City Compensatory Allowance, medical allowance, and other benefits, which increase the overall salary package.

What is an IBPS Agriculture Field Officer's job profile?

An IBPS AFO has the mandate of marketing agricultural loans, disbursing and monitoring farmer loans, spreading financial product awareness among rural communities, evaluating crop failure cases, and assisting rural development programs.
Join 15 Million students on the app today!
Point IconLive & recorded classes available at ease
Point IconDashboard for progress tracking
Point IconLakhs of practice questions
Download ButtonDownload Button
Banner Image
Banner Image
Free Learning Resources
Know about Physics Wallah
Physics Wallah is an Indian edtech platform that provides accessible & comprehensive learning experiences to students from Class 6th to postgraduate level. We also provide extensive NCERT solutions, sample paper, NEET, JEE Mains, BITSAT previous year papers & more such resources to students. Physics Wallah also caters to over 3.5 million registered students and over 78 lakh+ Youtube subscribers with 4.8 rating on its app.
We Stand Out because
We provide students with intensive courses with India’s qualified & experienced faculties & mentors. PW strives to make the learning experience comprehensive and accessible for students of all sections of society. We believe in empowering every single student who couldn't dream of a good career in engineering and medical field earlier.
Our Key Focus Areas
Physics Wallah's main focus is to make the learning experience as economical as possible for all students. With our affordable courses like Lakshya, Udaan and Arjuna and many others, we have been able to provide a platform for lakhs of aspirants. From providing Chemistry, Maths, Physics formula to giving e-books of eminent authors like RD Sharma, RS Aggarwal and Lakhmir Singh, PW focuses on every single student's need for preparation.
What Makes Us Different
Physics Wallah strives to develop a comprehensive pedagogical structure for students, where they get a state-of-the-art learning experience with study material and resources. Apart from catering students preparing for JEE Mains and NEET, PW also provides study material for each state board like Uttar Pradesh, Bihar, and others

Copyright © 2025 Physicswallah Limited All rights reserved.