Bank Holidays in October 2025: National Holidays, Regional Festivals

Bank Holidays in October 2025: October is a wonderful month in India, full of important festivals and happy celebrations. Anyone planning to visit their bank branch for any work must know about the public holidays in October 2025 banks. 

The Reserve Bank of India (RBI) makes a list of all bank holidays every year. This list tells us the exact days when bank branches will remain closed. There are mainly three types of holidays, including national holidays, regional festival holidays, and fixed monthly and weekly breaks. These holidays can thus vary depending on the specific region.

Bank Holidays in October 2025

The Reserve Bank of India (RBI) is the apex bank of our country. Every year, the RBI decides which days will be official holidays for all banks. These rules apply to every type of bank. This includes large government banks, private banks, cooperative banks, and rural banks. Every year, the RBI releases a complete Bank holiday calendar October 2025. This calendar is divided into different types of holidays.

• Holidays under the Negotiable Instruments Act: These are the biggest holidays. Banks are fully closed on these days.

• Real Time Gross Settlement (RTGS) Holidays: These are days when electronic transfers may be affected.

• Bank Closing of Accounts: This happens once a year on April 1st.

Check all the bank holidays in October 2025 provided below for easy reference. 

RBI Bank Holidays October 2025

The Bank Holiday List is prepared every year by the Reserve Bank of India to let the banking customers know about these holidays beforehand so that they do not face any inconvenience. A curated list of Bank Holidays in October 2025 drawn from the RBI Calendar is provided in the table below:

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National Bank Holidays October 2025

Apart from the fixed weekly breaks, October is marked by a very significant National Bank holidays October 2025 date. October 2 is celebrated as the birth anniversary of Mahatma Gandhi. He is known as the Father of the Nation. This day is a national bank holiday. It is observed all over India. Banks in every single state and union territory will be closed on this day. Since October 2, 2025, falls on a Thursday, the bank will be closed.

Festival Bank Holidays October 2025

The most confusing part of the Bank holiday list October 2025 is the regional festivals. India is a very large country with many different cultures. A festival that is very important in one state may not be celebrated in another. The RBI respects this cultural diversity. It allows state governments to declare holidays for their local festivals.

This is why the State-wise bank holidays October 2025 list is different for every state.

Bank Holidays for Dussehra 2025 October

Dussehra is a very important festival. It marks the victory of good over evil. In many parts of India, this festival lasts for many days. This period often involves many bank closures.

• Maha Navami (October 1): The ninth day of Navratri. This day is a bank holiday in many states like Bihar, West Bengal, Karnataka, Kerala, Odisha, and Tamil Nadu. Banks in these states will be closed.

• Dussehra / Vijayadashami (October 2): This is the main day of the festival. However, since October 2 is already a fixed national holiday (Gandhi Jayanti), the bank will be closed anyway. Some states may celebrate this day differently, but the banks will remain shut because of the national holiday.

Bank Holidays for Diwali 2025 October

Diwali, the Festival of Lights, is a major celebration. In 2025, the main Diwali festival falls in late October or early November. But the entire festive period often starts in October. This can lead to multiple regional bank holidays.

• Dhanteras (October 18): This marks the start of the Diwali celebrations. Banks in many states, like Maharashtra and Gujarat, may have a local holiday.

• Diwali (October 20-21): The main day of Lakshmi Puja. This is a very widely observed holiday. Bank branches in most parts of India will be shut.

• Govardhan Puja (October 22): Celebrated the day after Diwali. Banks in states like Gujarat, Uttar Pradesh, and Rajasthan often have a holiday on this day.

• Bhai Dooj: This festival celebrates the special bond between brothers and sisters. The previous information showed that October 23, 2025, is a bank holiday for Bhai Dooj in many states. This includes places like Gujarat, Uttarakhand, and Uttar Pradesh.

Fixed Weekly and Monthly General Bank Closures

Banks in India have regular weekly and monthly non-working days. These breaks are fixed for all banks across the entire country. The RBI has decided that banks will be closed on certain days every month. The two main fixed closures are:

Second Saturday Bank Holiday October 2025

All banks in India get a rest day on the second Saturday of every month. It is a mandatory holiday. In October 2025, the second Saturday falls on October 11, 2025. On this day, all physical bank branches will be closed for services.

Fourth Saturday Bank Holiday October 2025

In the same way, the fourth Saturday of every month is also a fixed break for all bank branches. In October 2025, the fourth Saturday is on October 25, 2025. The first and third Saturdays are normal working days for all banks.

Sunday Bank Holiday Dates October 2025

All Sundays are considered rest days for banks in India. This is a standard rule. Every week, all bank branches remain closed on Sunday. This is the most common off-day. In October 2025, there are four Sundays.

In total, the banks in India might be closed for about 9 days in October 2025 if it is located in a state that celebrates all these festivals. Everyone must follow the RBI bank holidays October 2025 guidelines. Check your state's list for the exact dates of the festival off-days. 

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