JAIIB Retail Banking and Wealth Management, Practice Questions Download PDF
We are providing the JAIIB Retail Banking and Wealth Management Practice Questions to guide your upcoming JAIIB Exam 2025. Equip yourself with the best strategy and study material. Check this article for the JAIIB Practice Question details.
Priyanka Dahima9 Jan, 2025
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JAIIB Retail Banking and Wealth Management: The JAIIB (Junior Associate of Indian Institute of Bankers) Examination for banking professionals includes 4 papers, one of which is Retail Banking and Wealth Management.
Retail Banking and Wealth Management (RBWM) is the fourth compulsory paper for the JAIIB examination. It covers various topics related to retail banking operations and wealth management. Understanding these is essential to operating as an effective professional. We have shared the JAIIB Retail Banking and Wealth Management Practice Questions here.JAIIB Retail Banking and Wealth Management
Take the JAIIB Retail Banking and Wealth Management Practice Questions which include questions accompanied by detailed explanations. JAIIB RBWM Practice Questions offer candidates a genuine insight into the kinds of questions faced in the exam. These questions are meticulously selected to face the challenge level, subject matter, and pattern of the real exam. By engaging with these JAIIB Retail Banking and Wealth Management Practice Questions, candidates can become accustomed to the exam pattern, enhance their pacing, and hone their problem-solving abilities. A wealth of extra materials regarding your JAIIB preparation is available through the free account.JAIIB Principles and Practices of Banking, Practice Questions
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JAIIB Retail Banking and Wealth Management Practice Questions
Q1. What is the primary source of funds used by banks to make loans and buy securities? (A) Borrowings from other banks (B) Revenue from fees (C) Shareholders' equity (D) Deposits and borrowed money Ans. D Q12 A bank has a net income of ₹10 million, total assets of ₹200 million, and bank capital of ₹50 million. Calculate the bank's Return on Equity (ROE) using the given formula. (A) 20% (B) 40% (C) 10% (D) 50 Ans. A Q3. Why is the elapsed time of transaction execution important in the banking industry? (A) To determine the customer's socioeconomic status. (B) To calculate the bank's ports. (C) To decide on interest rates. (D) To measure the quality of service. Ans. D Q4. Regarding the securitization of Non-Performing Assets (NPAs) and the concept of a "Bad Bank" in India, choose the correct statements: (A) Banks in India are required to list NPAs for sale to other institutions, including Asset Reconstruction Companies (ARCs), at the end of each fiscal year. (B) Invitations for bids for NPAs should not be publicly solicited but should instead be limited to a select group of prospective buyers. (C) ARCs issue security receipts (SRs) to individual buyers, and these SRs are nontransferable. (D) The creation of a "Bad Bank" in India aims to buy NPAs from commercial banks at face value. Ans. A Q5. Which method of open land valuation is based on the frontage and depth of the plot? (A) Comparative Method (B) Rent Capitalization Method (C) Belling Method (D) Extraction Method Ans. C Q6. What does FSI stand for in the context of urban land valuation? (A) Floor Space Index (B) Frontage & Shape Indicator (C) Financial Space Investment (D) Field Size Indicator Ans. A Q7. What is the term used to describe the intentional, deliberate, and calculated failure to repay loan EMIs with malate intentions? (A) Genuine default (B) Wilful default (C) Overdue default (D) Default classification Ans. B Q8. The SARFAESI Act can be invoked only if the outstanding dues should be _________% or more of the principal amount and interest. (A) 25 (B) 30 (C) 40 (D) 20 Ans. D Q9. What is a tranche in securitization? (A) The person responsible for servicing the assets (B) A portion or segment of a securitized asset pool (C) The process of pricing the securities (D) The legal documentation involved in the transaction Ans. B Q10. Why is product appropriateness crucial for the success of retail banking? (A) It reduces the number of customers in the bank. (B) It helps retain existing customers. (C) It eliminates the need for data analytics. (D) It focuses on corporate customers. Ans. BJAIIB Retail Banking and Wealth Management Practice Questions PDF
JAIIB Retail Banking and Wealth Management Practice Questions FAQs
Q1. Where can I get the JAIIB Retail Banking and Wealth Management Practice Questions?
Ans. At Our PW blog you can get the JAIIB Retail Banking and Wealth Management Practice Questions.
Q2. Why are JAIIB Retail Banking and Wealth Management Practice Questions Important?
Ans. This JAIIB Retail Banking and Wealth Management Practice Questions focuses on the key modules and topics included in the JAIIB Retail Banking and Wealth Management, helping candidates understand the essential concepts and prepare effectively.
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