Cost of Living in USA for Indian Students, City Wise Cost Here
The cost of Living in USA for Indian Students usually ranges between $64,000 to $ 82,000 for the students. Out of all the cities, New York is the most expensive and Pittsburgh's least expensive city.
Silki Joshi26 May, 2024
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Cost of Living in USA for Indian Students: If you are looking for admission to the USA for a UG or PG course then, having an idea of the cost of living in US helps to plan properly. The cost of living in US is usually determined by considering books, insurance, food, transportation etc. The cost of living in USA for Indian Students usually ranges from $60,000 to $84,000. Candidates can look for scholarships to lower the cost of living while pursuing a UG or PG Course.
Average Cost of Living in USA for Indian Students for Indians
The cost of living in the United States of America should be checked beforehand as it helps to plan one’s expenses. The cost of living is mainly determined by adding up the tuition fee, transport, food, and expenses on books and materials. Get a quick insight into the cost of living in USA for Indian Students from the table below.| Cost of Living in USA for Indian Students | ||
| Expense | in USD ($) | in INR |
| Books and Material (yearly) | $100 - $200 | 8,235-16,470 |
| Health Insurance | $200 - $600 | 16,470 - 49,410 |
| Food | $150 - $300 | 12,352.5 - 24,705 |
| Transportation (public transit, gas, insurance) | $100 - $300 | 8,235 - 24,705 |
| Entertainment | $100 - $300 | 8,235 - 24,705 |
| Internet and phone | $80 - $150 | 6,588 - 12,352.5 |
Top Ranking Universities in USA
Student Visa and Application Cost in USA for Indian Students
Based on the available data, the student visa in the USA is the highest in the world. It ranges from Rs 15,000 onwards which makes it expensive for candidates. Go through the table below to know about the visa cost and Cost of Living in USA for Indian Students.| Cost Category | Amount (USD) | Amount (INR) |
| Visa Application Fee (MRV Fee) | $185 | ₹15,390 |
| SEVIS Fee | $350 | ₹29,110 |
Scholarships to Lower Cost of Living in USA for Indian Students
Scholarships offered by the US Government and colleges covers the tuition fees and expenses thus lowering the Cost of Living in USA for Indian Students. Here is a breakdown of the major scholarships that can be availed by the students for UG and PG courses.| Scholarship Name | Eligibility | Reward |
| Fulbright-Nehru Fellowships | Indian students pursuing Masters or PhD degrees in the US. Having academic excellence and leadership potential. | Full tuition, travel allowance, living stipend, health insurance. |
| Tata Scholarship for Cornell University | Indian students pursuing undergraduate studies at Cornell University. Strong academic record and financial need. | Full tuition, fees, living expenses, and travel. |
| Inlaks Scholarships | Indian students pursuing Masters or PhD degrees in the humanities, social sciences, or fine arts at select US universities. Strong academic background and a well-defined research proposal. | Full tuition fees, living allowance, travel costs. |
| AAUW International Fellowships | Women from developing countries pursuing Masters or PhD degrees in the US. Strong academic record and a commitment to women's empowerment. | Living stipend and health insurance. |
| Central Sector Scheme of National Overseas Scholarship (NOS) | Indian students from SC, ST, OBC (Non-creamy Layer), and Minority Communities pursuing Masters or PhD degrees abroad. Meritorious students with limited financial resources. | Full tuition fees, living expenses, international travel allowance. |
Courses in the USA for Indian Students
City Wise Cost of Living in USA for Indian Students
When calculating Cost of Living in USA for Indian Students, you should check the city-wise expenses as well. This helps to deduce how much expensive a city is to live in and helps the students to plan accordingly.| Cities | Cost of Living in USA |
| Dallas | 21780 |
| Chicago | 28188 |
| Los Angeles | 29832 |
| San Francisco | 37944 |
| New York City | 49308 |
| Chicago | 15,564 |
| Washington DC | 16,212 |
| Atlanta | 16,056 |
| Philadelphia | 14,976 |
| Baltimore | 14,472 |
| Cleveland | 14,208 |
| Pittsburgh | 13,800 |
Cheapest Universities in USA for Indian Students
Several US Universities are comparatively cheaper when it comes to tuition fees which ultimately lowers the cost of living in USA for Indian Students. The tuition fees for these colleges start from Rs 5 lakhs and go upto Rs 15 lakhs.| Universities | Avg Annual Tuition Fees |
| Elizabeth City State University | INR 9L |
| Brigham Young University | INR10L – INR 11L |
| Arkansas Tech University | INR 12L |
| California State University | INR 12- 15L |
| Minot State University | INR 14L – INR 16L |
| University of North Georgia | INR 16L – INR 18L |
| University of Hawaii at Hilo | INR 17L |
| Dakota State University | INR 17L |
| University of Louisiana–Monroe | INR 18L |
| Northwest Missouri State University | INR 26.5L |
| New Mexico Highlands University | INR 5L |
| Arkansas Tech University | INR 6L |
| California State University | INR 6L |
| University of Louisiana–Monroe | INR 6L – INR 8L |
| West Texas A&M University | INR 11L – INR 15L |
| South Dakota State University | INR 9L – INR 16L |
| Northwest Missouri State University | INR 14L |
| Southeast Missouri State University | INR 19L |
| Middle Georgia State University | INR 24L |
| Brigham Young University | INR 11L – INR 25L |
Cost of Living in USA for Indian Students FAQs
Is living in the USA expensive for Indian students?
Living in the USA can be manageable for Indian students which means it is generally lower than some other countries.
How much money do you need to live in the USA as a student?
One needs around $64,000 to $ 82,000 to live in the USA as a student.
How much an Indian student can earn in the USA?
As a student, work permit regulations limit you to part-time work (20 hours/week during school semesters).
What is a good salary for Indians in the USA?
For Indian immigrants with in-demand skills and relevant experience, salaries can be around $64,000 to $ 82,000 annually
How much does it cost to live in the USA as a student per month?
Candidates have to spend around $25,000 per month on living expenses, excluding rent.
Is the USA costly for Indian students?
The USA can be a cost-effective option compared to some other study destinations due to scholarships and part-time work opportunities.
How much can I earn in USA as a student?
Part-time work allows you to earn some income, typically $400- $800 monthly to offset living expenses.
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