PM Dhan Dhaanya Krishi Yojana

PM Dhan Dhaanya Krishi Yojana was introduced by the Finance Minister Nirmala Sitharaman during the presentation of the Union Budget on February 1, 2025. It is a major agricultural initiative launched by the central government. The Union Cabinet, chaired by PM Narendra Modi, recently approved the PM Dhan Dhaanya Krishi Yojana for six years beginning from 2025-26.

It is an important topic for the UPSC CSE. It is a government scheme that can be asked as a question in the UPSC Prelims Exam. This initiative follows the success of the Aspirational District Programme (ADP), aligning with the government’s goal of strengthening rural prosperity.

Enroll Now for UPSC Online Course

What is PM Dhan Dhaanya Krishi Yojana?

PM Dhan Dhaanya Krishi Yojana (PMDKY) is a major agricultural initiative launched along with the Union Budget for 2025-26. It aims to improve the agricultural productivity of the 100 low-productivity districts across the country.

• Through this initiative, the Government wants to enhance rural prosperity by introducing specialized interventions and integrating them with the existing agricultural schemes.

• PM Dhan Dhaanya Yojana under which Ministry -  Ministry of Agriculture and Farmers Welfare

• PM Dhan Dhaanya Krishi Yojana will also be focusing on boosting farm productivity, increasing access of credit for the farmers, and modernizing the available farm practices.

• The scheme is expected to benefit almost 1.7 crore farmers across the 100 low-productivity districts identified for this initiative.

• PM Dhan Dhaanya Krishi Yojana draws inspiration from the Aspirational District Program (ADP). The ADP initiative has successfully improved the socio-economic indicators of the backward regions in India.

Objectives of PM Dhan Dhaanya Krishi Yojana

Union Finance Minister Nirmala Sitharaman had announced the launch of the PM Dhan Dhaanya Krishi Yojana. The objectives of PM Dhan Dhaanya Krishi Yojana can be summarized as follows:

• Increasing Agricultural Productivity: The scheme aims to enhance and increase the agricultural productivity of the 100 identified low-productivity districts in India. It will be achieved through the implementation of modern technology and better land utilization.

• Promotion of Crop Diversification: PM Dhan Dhaanya Krishi Yojana aims to encourage farmers to grow multiple crops to ensure better income stability.

• Improving Post-Harvest Infrastructure: Building and establishment of storage and processing units at the Blocks and Panchayat Levels.

• Better Access to Credits: The scheme is also looking to provide long-term and short-term agricultural loans to farmers so that they can utilize the funds for better farming practices.

Enroll Now for UPSC Online Course

Features of PM Dhan Dhaanya Krishi Yojana

PM Dhan Dhaanya Krishi Yojana is one of the major initiatives introduced by the Union Government for 2025. The features of PM Dhan Dhaanya Krishi Yojana can be summarized as follows:

• The initiative aims to bring together 36 existing agricultural schemes for better efficiency and impact all over the country.

• Specialized interventions are to be introduced via the scheme that can cater to all the unique solutions inhibiting productivity in the identified districts.

• The Government will be using technology-driven solutions to aid farmers in adopting modern and sustainable agricultural practices.

• The initiative will be targeting 100 districts across the country to help them improve their productivity, crop diversification, and access to institutional credit for farmers.

• The promotion of access to credit for farmers through this scheme will reduce their dependence on informal moneylenders and prevent rural indebtedness.

Ready to boost your UPSC 2025 preparation? Join PW's UPSC online courses today!