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Ans. We have detailed the PNB SO Salary 2025 post-wise in the above blog for the candidates who are willing to apply for the Specialist Officer (SO) posts.
Q2. What is the starting pay scale as per the PNB SO Salary 2025?
Ans. The PNB SO Salary varies by post, with JMGS-I, MMGS-II, and MMGS-III officers receiving structured pay scales ranging from Rs. 48480 to Rs. 85920/-.
Q3. What are the allowances provided apart from the PNB SO Salary 2025?
Ans. Apart from the PNB SO Salary 2025 candidates are provided house rent allowances, medical allowances, dearness allowances, etc.
Q4. What is the Job Profile of a Specialist Officer in PNB?
Ans. The PNB SO Job Profile 2025 for the Specialist Officer posts varies depending on the post candidate is recruited and same is porivded in detail here.
Q5. Is there any indemnity bond for PNB SO 2025?
Ans. Yes, PNB uses indemnity bonds with surety for employees, ensuring they serve the bank for a minimum period.
PNB SO Salary 2025, Salary Structure, Pay Scale and Job Profile
The PNB SO Salary 2025 ranges from Rs. 48,480/- to Rs. 85,920/- per month. Check the PNB SO in Hand Salary for JMGS-I, MMGS-II, and MMGS-III, Salary Structure, Allowances, Job Profile and Career Growth details here.
Priyanka Dahima24 Mar, 2025
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PNB SO Salary 2025: PNB SO Salary Structure has been notified by the Punjab National Bank (PNB). The candidates who qualify for the examination will be eligible to receive the PNB SO Salary 2025 based on the pay scale acceptable by the bank. We have provided the details regarding the salary structure and job profile of PNB SO Recruitment 2025 for the 350 various specialist officer posts. To learn more about the PNB Specialist Officer Salary Structure, keep a tab on this page.
PNB SO Salary 2025
The PNB SO Salary Structure 2025 differs according to the position, spanning from JMGS-I to MMGS-III, along with extra perks such as Dearness Allowance (DA), House Rent Allowance (HRA), and health benefits. Chosen applicants will obtain a well-defined PNB SO salary in line with industry standards, guaranteeing economic security and career advancement.
Beyond monetary benefits, PNB employees enjoy job stability, fixed working hours, and structured career growth. The PNB SO Job Role provides an opportunity to gain valuable banking sector experience and an improved standard of living
PNB SO Salary Structure 2025
PNB SO Salary apart from the basic pay also includes perks and allowances. The starting PNB SO Pay scale for Specialist Officer is Rs. 48480 to Rs. 85920/- per month. The table below provides detailed information on grade of the post, and pay scale for different Specialist Officer positions, including Credit Officer, IT Manager, Data Scientist, and Cyber Security Manager. We have tabulated below the PNB SO Salary Structure 2025 for the various posts for your reference.
PNB SO Salary 2025
Post
Grade
Pay Scale
Officer-Credit
JMGS-I
48480-2000/7-62480-2340/2-67160-2680/7-85920
Officer-Industry
JMGS-I
48480-2000/7-62480-2340/2-67160-2680/7-85920
Manager-IT
MMGS-II
64820-2340/1-67160-2680/10-93960
Senior Manager-IT
MMGS-III
85920-2680/5-99320-2980/2-105280
Manager-Data Scientist
MMGS-II
64820-2340/1-67160-2680/10-93960
Senior Manager Data Scientist
MMGS-III
85920-2680/5-99320-2980/2-105280
Manager-Cyber Security
MMGS-II
64820-2340/1-67160-2680/10-93960
Senior Manager Cyber Security
MMGS-III
85920-2680/5-99320-2980/2-105280
PNB SO Salary Allowances and Benefits 2025
Related with the basic pay, the students will provide various other allowances also in PNB SO Salary 2025.
Dearness Allowances (DA) – is the salary of living regulations allowances as long as the government pays to the employee of the public sector as long as the pensioners of the same.
House Rent Allowances (HRA) – This is a requital which is given to the employee as a stay comfort.
Medical Aid – Medical Aid will also be given as per the rules of PNB SO Post.
Leave Fare Concession – SO or Specialist Officers can avail this advantage for themselves and for their family, which based on the eligibility criteria solely decided by the Bank.
City Compensatory Allowance (CCA) – CCA is a taxable component of cost which is given to the employee to compensate them for working in the big metro city so that it supports them to live in the good. It is the confirmed salary rather than intended on basic Pay Scale. City Compensatory Allowance normally 0% 3%, and 4%, based on the places.
Special Allowance – These are the performance-based bonuses given to PNB bank employees depending upon their performance and per day.
Perquisites – it is the benefit of profit provided to the employee in extra to their regular salary. It includes newspaper allowance and medical allowances and travel allowances conveyance, house and furniture allowance and house maintains and laundry.
PNB SO Job Profile 2025
A job profile is a document written by an employer that contains relevant information regarding an open job position. Employers create job profiles to improve their odds of attracting desirable candidates. We have tabulated below the PNB SO Job Profile 2025 based on the various posts.
Tasks and projects associated with the building and remodeling of structures owned by banks, Activities involved in the upkeep and repair of the buildings owned by banks, the process of acquiring necessary materials, services, and tasks required to successfully finish a job or project.
Officer-Economics
Providing strategic inputs for the bank’s short, medium, and long-term growth strategy by consulting with various divisions and incorporating their input.
Overseeing capital, topline, and profit planning activities in alignment with the bank’s strategy, and outlining the business plan accordingly.
Explaining industry and geographical trends, and recommending appropriate strategies to the top management based on these insights.
Benchmarking the bank’s performance against industry and peer groups, studying sectoral trends, and providing decision-making support.
Conducting balance sheet analysis and suggesting the right mix of business activities to maximize returns while remaining aligned with the bank’s objectives.
Manager-Economics
Analyzing industry projections and future trends, evaluating economic and financial developments at national and international levels, and assessing their impact on markets, asset classes, and the bank’s operations.
Conducting detailed studies on opportunities for branch expansion in different regions/geographies, as well as viability studies of business units.
Providing relevant information and valuable inputs to the management for engagements with regulators, investors, analyst groups, investment banks, rating agencies, etc.
Monitoring macroeconomic developments and industry information, particularly focusing on monetary and fiscal policies.
Ensuring access to reliable, accurate, and timely information, and continuously analyzing economic data provided by authorities such as the Ministry, RBI, SEBI, and World Bank.
Will work in shift duties, including night shifts, in Cyber Security Centre of Excellence (CCoE), Cyber Security Analytics Centre, or Security Operations Center (SOC).
Responsible for managing and operating the Cyber Security Operations Centre (C-SOC) and Security Information and Event Management (SIEM) solution.
Involved in analyzing cyber security incidents and managing them effectively.
Responsible for monitoring and managing perimeter security components such as firewalls, network intrusion prevention systems (NIPS), distributed denial-of-service (DDoS)/web application firewalls (WAF), application delivery controllers (ADC), and other preventive and detective cyber security components.
Expected to perform any other tasks assigned as per the organization’s requirements.
PNB SO Salary 2025 Indemnity Bond
PNB uses indemnity bonds with surety for employees, ensuring they serve the bank for a minimum period. If an employee breaches this condition, the surety is liable to pay a specified amount to the bank. If the candidate chooses to resign, departs, or does not complete their assigned responsibilities, resulting in termination of service according to bank policies before the designated timeframe, they will be responsible for compensating the bank for any losses, costs, charges, and expenses up to the figure indicated in the bond.
