IBPS PO Interview Questions 2025, Check Questions level and Experience

IBPS PO Interview Questions 2025: The Institute of Banking Personnel Selection (IBPS) is conducting the IBPS PO Interview from 11th to 18th February 2025. To get selected for the final merit list candidates need to score at least 40% to qualify (35% for SC/ST/OBC/PWD). IBPS PO Interview 2025 carries 100 marks. The IBPS PO final merit list is based on an 80:20 ratio of Mains and Interview marks. After interacting with the candidates who appeared for the Interview our PW Faculty has structured the IBPS PO Interview Questions 2025 faced by the candidates.

IBPS PO Interview Questions 2025

The IBPS PO Interview is conducted by a panel of senior bank officials. Candidates will be assessed on several parameters which include Personal background and introduction, Knowledge of the banking sector, Current affairs and economic developments, Situational and decision-making skills, General awareness related to banking and finance, and Communication and confidence level. Referencing the interview experiences of the candidates will provide those candidates who are expected to attend the interview soon, with a solid understanding of the IBPS PO Interview Questions 2025 and the subjects discussed.

1. Introduce yourself

2. Being a mechanical graduate, how it will help in the banking sector. 

3. What is open AI, and which country it is? 

4. Should we use AI in banking? 

5. What is GDP and how can we calculate it? 

6. What are RTGS, NEFT, and Bearer cheques? 

7. Name the wife of the USA's vice president 

8. Explain trade deficit 

9. Today's news about PM Modi (AI Summit)

10. Role of AI in banking

11. AI will destroy jobs in banking. Explain

12. How will your b tech degree help in the banking sector 

13. As a computer graduate, why not join IBPS SO

14. What steps will you take to meet the deadlines and targets

15. How will you deal with a customer who is making political pressure

16. Dr Ambedkar's Birth Anniversary 

17. Rapo rate 

18. Reverse Repo Rate 

19. Priority sector lending 

20. How will you rate your interview 

21. Tell the change in MSME turnover and investment 

22. If you are the branch manager and your junior is not doing work properly what will you do 

23. Tell some schemes related to insurance for rural areas unbanked people. 

24. You've worked in a corporate already? Why banking? 

25. What was the work you did for your previous organization? 

26. Went slightly into my work ex, and asked questions about the same. 

27. Where did Modiji visit recently? 

28. MAGA and MIGA in the news? 

29. Did you go back to the batch size of my engineering college? 

30. Asked about what my batchmates were doing. 

31. Came back to banking affairs, asking about compliance risk. 

32. Asked about recent RBI sanctions on banks and the news about it.

33. Current Forex Reserves? 

34. Asked about FDIs? 

35. What are the advantages of FDIs? 

36. Asked about GDP and what's the current growth rate? 

37. Something about the Union Budget. 

38. Went ahead to ask about cybersecurity. 

39. Cybersecurity pillars? 

40. How is cybersecurity being ensured in the country? 

41. Current day news

42. Introduction and Academic Qualifications 

43. Mahakumbh Budget and its impact on GDP

44. Founder of BHU and its establishment year

45. Constitution length, maker, and Fundamental rights

46. whether you help your father out in his profession.

47. About FAME and EASE reforms in PSBs

48. What will you do to bring positive changes in the Banking sector?

49. A question was there about the special mention accounts (he asked me about SMA 0,1,2 accounts and their duration)

50. What other measures you will take to decrease the NPA, asked about the current NPA rate decrease, and what measures PSBs have taken to reduce the NPA's since the past ten 10 years.

51. Whether banks charge interest on the SMA accounts.

17/02/2025 Chandigarh Panel 3

1. Questions related to questions ( Name , education , city )
2. What is hypothecation?
3. What is diff b/w a mortgage and pledge?
4. What is a demand loan?
5. What is a term loan?
6. What are advances? Name them.
7. What are the main crops grown in our area?
8. What is your hobby?
9. You are posted in a rural area and an uneducated person came with a complaint that money is debited from his account what will u do?

IBPS PO Interview Questions Frequently Asked

Here are some frequently asked questions in IBPS PO Interviews, categorized for easy understanding:

Personal Questions:

• Why did you choose banking as your career after your educational background?

• Tell me about yourself and your family background.

• What are your strengths and weaknesses, and how do you plan to overcome them?

• Describe a challenging situation in your life and how you managed it.

• How do you deal with stress and pressure in your daily life and work?

• Where do you see yourself in the next 5 years in your career?

• What are your hobbies and interests outside of work?

• What motivates you to work in the banking sector?

Banking and Finance Questions:

• Can you explain any recent banking developments or policies that have caught your attention?

• What quality should a banker possess from a customer's perspective?

• What do you understand about financial inclusion?

• What do you understand about NPA, and how does it impact the bank?

• What is the difference between debit and credit card?

• What is NEFT?

• What is the impact of Artificial Intelligence in the banking sector?

• What is the last quarter's GDP?

• What is Priority Sector Lending?

• Explain the functions of the Reserve Bank of India (RBI).

• What is the difference between a down payment and a margin?

• What do you know about Sukanya Samriddhi Yojana?

Scenario and Opinion-Based Questions:

• How do you manage team dynamics and ensure productivity while working with colleagues?

• How would you handle a situation where a customer is upset and dissatisfied with the bank’s service?

• What role do you think a Probationary Officer plays in improving the bank’s reputation and customer trust?

• If you are risk-averse, would you be giving loans or not?

• Suppose you are a branch manager, and a customer misbehaves with you; what would you do?

• Young generations mostly use phones and the Internet for banking and are visiting banks very often, so increasing the number of branches and recruiting new employees is good or bad according to the future.

• For the loan process, we can use video calling and verify all documents online, now what do you say?

General Awareness:

• Tell us something about the Magadha Empire.

• What is the meaning of your name?

• A famous person from your district?

Questions Related to Qualification:

• How will your B.Tech degree help in the banking sector?

• As a computer graduate, why didn't you apply for the IBPS Specialist Officer (SO) role?

• Don't you think this job is of a lesser stature than your qualifications?

• Didn't you get any job in placements
  

IBPS PO Interview Tips for Preparation

• Banking Awareness: Stay updated on banking trends, RBI policies, financial terminologies, banking reforms, digital banking, and monetary policies.

• Current Affairs: Keep up with business and economy-related news, finance, stock markets, and international banking developments. Be prepared for questions on the budget, economic surveys, and GDP growth rates.

• Communication and Confidence: Practice clear and confident speaking, maintain eye contact, and display positive body language.

• Introduction and Personal Questions: Prepare to discuss your education, family background, and work experience, and have a strong reason for choosing banking as a career.

• Mock Interviews: Attend IBPS PO Mock Interviews to familiarize yourself with the interview experience, seek feedback, and improve your weak areas
  
  

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