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Commerce students are eligible for multiple exams across the railway, administration, banking, and insurance sectors. Depending on one’s interest, they can choose the exams.
Which is the toughest exam for commerce students?
CA (Chartered Accountancy) is regarded as the most challenging exam for commerce students.
Can a commerce student become an income tax officer?
Yes, after completing a bachelor’s degree, preferably in commerce, economics, law, or accounting, a student can apply for the Income Tax Officer role through the UPSC or SSC exams.
Which is the hardest subject in class 12 commerce?
Accountancy and Mathematics are considered the hardest subjects in class 12 commerce.
Can a commerce student give a railway exam?
Yes, commerce students are eligible for railway exams like RRB NTPC. After clearing the railway exams, candidates get offers across roles like Junior Accounts Assistant, Station Master, and Commercial Clerk.
Top Government Exams for Commerce Students After 12th
Government exams for commerce students help secure a career in railways, insurance, banking, and other sectors. Explore key eligibility, competitive exams, and job roles available for commerce students.
Tabassum Mustafa23 Jul, 2025
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Government Exams for Commerce Students: Commerce students have a wide range of career options across fields like finance, management, accounting, and administrative roles. To improve one’s career prospects and get job security, many students aim to attempt government exams. The top government exams for commerce students after 12th include IBPS PO, SSC CHSL, RRB NTPC, and more. These exams are designed to evaluate students’ core skills such as critical thinking, problem-solving, and effective decision-making.
Knowing the details of commerce stream competitive exams helps students start their preparation early. Additionally, students can select the most appropriate exams that align with their professional objectives.
Top Government Exams for Commerce Students After Class 12
Commerce students who want to secure a career in the government must clear specific entrance exams before getting their job offer. Here is the list of top government exams for commerce students across various departments such as administration, railways, banking, and insurance:
UPSC Exams for Commerce Background
The UPSC conducts the CSE exams annually. Clearing this exam allows candidates from a commerce background to enter the reputed Administrative role as the IAS. To become eligible for UPSC CSE exams, students must complete their bachelor's degree after class 12th.
The UPSC exam is held in three stages. This includes Preliminary exam, Main exam, and a Personal Interview. Commerce students often have an edge in UPSC CSE exams due to their background in economics, finance, and taxation. All these subjects are essential in administrative roles and policy-making.
Railway Sector Exams for Commerce Background
The Railway Recruitment Board (RRB) offers several job roles that are suitable for commerce stream students. The RRB NTPC exam helps candidates get job offers for positions like accounts assistant and traffic assistant. Additionally, RRB Group D covers roles like helpers and track maintainers. Besides these roles, RRB JE is suitable for those with technical qualifications in relevant fields.
SSC Exams for Commerce Background
The Staff Selection Commission (SSC) conducts exams that are suitable for different qualifications. The SSC CHSL is specifically designed for 12th pass candidates. This is one of the main government exams without maths for commerce students. Those who clear SSC CHSL exam are offered job roles such as postal assistant and data entry operator.
SSC CGL is another government-level exam available to commerce students. SSC CGL eligibility for commerce students requires them to complete their graduation after class 12 from any recognised university. This exam offers positions like Assistant Audit Officer and Income Tax Inspector. Additionally, commerce stream candidates with a technical background can consider SSC JE for junior engineering posts.
Banking Sector Exams for Commerce Background
Class 12 commerce students who are interested in finance can attempt banking exams to secure an esteemed job. Top banking exams for commerce stream students in India include IBPS PO and Clerk recruit. Those who clear these exams are able to get various positions across public sector banks.
Besides the IBPS PO exam, the SBI PO and Clerk exams are also suitable for securing a career in the banking sector. Additionally, the RBI Grade B for commerce graduates is one of the most preferred exams, which offers positions in the Reserve Bank of India.
Insurance Sector Exams for Commerce Background
The insurance field also offers competitive opportunities to commerce stream students. The LIC AAO exam helps candidates secure administrative and managerial roles in the Life Insurance Corporation of India. Additionally, exams conducted by IRDAI offer roles within the insurance regulatory body.
Best Government Jobs After Commerce
Commerce students can start preparing for various entrance exams right after their class 12 exams. As the competition for top government exams available for commerce students is extremely high, it is recommended that students start their preparation early.
Here are the details of the most sought-after government job opportunities available for commerce students after 12th:
