Deen Dayal Antyodaya Yojana, Components, DAY-NULM 2.0

Deen Dayal Antyodaya Yojana (DAY) is an important initiative that seeks to alleviate poverty by improving livelihood opportunities. DAY has two main components: the National Urban Livelihoods Mission (DAY-NULM) for urban areas and the National Rural Livelihoods Mission (DAY-NRLM) for rural areas. Keep reading to learn more about Deen Dayal Antyodaya Yojana and its components.

What is Deen Dayal Antyodaya Yojana?

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Component of Deendayal Antyodaya Yojana

Urban Component: Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)

• • Also Known As: Rashtriya Shahri Aajeevika Mission
  • Implementation: Ministry of Housing and Urban Poverty Alleviation.
  • Objective: To reduce poverty and vulnerability of urban poor households by providing self-employment, skilled wage opportunities, and shelter for the homeless, while addressing the livelihood needs of street vendors.

• Key Features:

• • Provides Rs. 15,000 per person for training urban poor, with Rs. 18,000 allocated for those in North-East and J&K.
  • Offers interest subsidies of 5%-7% to encourage the establishment of micro-enterprises.
  • Set up City Livelihood Centres to equip the urban poor with market-oriented skills.
  • Promotes the formation of Self Help Groups (SHGs) for community mobilization and economic empowerment.

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Rural Component: Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)

• • Also Known As : Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DAY-NRLM)
  • Implementation: Ministry of Rural Development.
  • Objective: To establish efficient institutional platforms for the rural poor, empowering them to boost household income through sustainable livelihood improvements and enhanced access to financial services.

• Key Features:

• • Partly supported by investment from the World Bank.
  • Aim to reach approximately 10 crore rural poor households in a phased approach.
  • Have four sub-components including social mobilization, financial inclusion, sustainable livelihoods, and social inclusion.
  • Includes sub-schemes like the Start-up Village Entrepreneurship Programme (SVEP) and Aajeevika Grameen Express Yojana (AGEY).

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Achievements of Deendayal Antyodaya Yojana

DAY-NULM Achievements

• Over 89.33 lakh women have been organized into 8.74 lakh Self-Help Groups (SHGs) in urban areas.
• 15 lakh individuals have received skill training, with 8.20 lakh successfully placed in jobs.
• 8.83 lakh beneficiaries have been assisted in establishing their own businesses or group enterprises.
• Surveys in 3,467 cities resulted in 37.52 lakh certificates of street vending and 30.99 lakh ID cards issued.

DAY-NRLM Achievements

• Mobilized 8.64 crore wome n into 80 lakh Self-Help Groups (SHGs) across 28 states and 6 Union Territories.
• Over 4.63 lakh Village Organizations (VOs) have been formed, helping to empower rural women.
• Dacilitated access to more than Rs. 19,750 crores in Capitalization Support Funds, and provided Rs. 5.83 lakh crore in bank credit to SHGs.
• Supports 1.96 crore Mahila Kisans under the Farm Livelihood intervention and over 2.18 lakh women entrepreneurs through the SVEP.

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DAY-NULM 2.0

Deen Dayal Antyodaya Yojana Benefits

• Skill Development : Provides training to the urban and rural poor, enhancing employability through market-oriented skills.
• Microfinance Support: Offers access to microcredit at subsidized interest rates for starting micro-enterprises and group businesses.
• Self-Help Groups (SHGs): Promotes the formation of SHGs to empower communities, enhance financial inclusion, and support entrepreneurship.
• Livelihood Opportunities: Creates diverse livelihood options through various programs, including for street vendors, farmers, and women entrepreneurs.
• Empowerment of Women: Focuses on rural women, helping them become economically independent through community institutions like SHGs and Village Organizations.